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Author Got my first 3 points today..
Chrissy
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Registered: 28th Jan 06
Location: Sunny Glasgow Drives: Astra J
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30th Mar 09 at 19:25   View Garage View User's Profile U2U Member Reply With Quote

Don't really want this to turn into a flaming thread.
I was speeding and accept it.

I was wondering though, when I pay the fine and accept the points for speeding should I tell insurance straight away or do you wait till the renewal date?



>>>> Chris <<<<

AndyKent
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Registered: 3rd Sep 05
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30th Mar 09 at 19:26   View User's Profile U2U Member Reply With Quote

Straight away.
DannyB
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Registered: 6th Feb 08
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30th Mar 09 at 19:27   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyKent
Straight away.
Edd
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Registered: 8th Nov 04
Location: Glasgow
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30th Mar 09 at 19:28   View User's Profile U2U Member Reply With Quote

dont bother




oceansoul
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Registered: 19th Jun 06
Location: Sunbury, Surrey
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30th Mar 09 at 19:29   View User's Profile U2U Member Reply With Quote

i renewed by insurance recently and when i got the docu's threw i had a read of them. Said, that you should tell your insurance company but wont affect your premium until next renewal. Although there are some catergories of points that they will affect your premium right away. Drink Drivng etc.
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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30th Mar 09 at 19:29   View Garage View User's Profile U2U Member Reply With Quote

I think your insurance going up will be the least of your troubles if you get done for drink driving
Chrissy
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Registered: 28th Jan 06
Location: Sunny Glasgow Drives: Astra J
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30th Mar 09 at 19:32   View Garage View User's Profile U2U Member Reply With Quote

Sound.

Cheers lads

On a side note.. The traffic police gentleman was a completely sound bloke which was nice.


>>>> Chris <<<<

smokey corsa
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Registered: 29th Sep 08
Location: leicester
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30th Mar 09 at 19:36   View User's Profile U2U Member Reply With Quote

id be suprised if your premium was affected atall by a normal speeding offence. i got stopped by sneaky traffic cops doing 98 the other week!!!! not gonna say owt till renewal tho, when i got my first points i didnt send my counterpart to the dvla so i had a clean and dirty licence. 1 official and 1 for the insurance company .
DannyB
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Registered: 6th Feb 08
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30th Mar 09 at 19:37   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by smokey corsa
id be suprised if your premium was affected atall by a normal speeding offence. i got stopped by sneaky traffic cops doing 98 the other week!!!! not gonna say owt till renewal tho, when i got my first points i didnt send my counterpart to the dvla so i had a clean and dirty licence. 1 official and 1 for the insurance company .


10 internet points to you. What would of happened if you crashed into someone and because you didn't declare the points your insurance was void?
Mobby
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Registered: 31st Dec 07
Location: Leicestershire
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30th Mar 09 at 19:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by smokey corsa
id be suprised if your premium was affected atall by a normal speeding offence. i got stopped by sneaky traffic cops doing 98 the other week!!!! not gonna say owt till renewal tho, when i got my first points i didnt send my counterpart to the dvla so i had a clean and dirty licence. 1 official and 1 for the insurance company .

how did you get away with that?
@dam
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Registered: 29th Mar 09
Location: Kesgrave, Suffolk
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30th Mar 09 at 19:55   View User's Profile U2U Member Reply With Quote

i thought you had to declare any convictions straight away?
smokey corsa
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Registered: 29th Sep 08
Location: leicester
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30th Mar 09 at 19:55   View User's Profile U2U Member Reply With Quote


10 internet points to you. What would of happened if you crashed into someone and because you didn't declare the points your insurance was void?


well you take your chances dont you, is everyones car 100% legal, does their insurance company know about every little thing?

i suspect not, so get off your high horse pal .
Ben G
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Registered: 12th Jan 07
Location: Essex
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30th Mar 09 at 19:56   View User's Profile U2U Member Reply With Quote

slighty off topic, would you just get 3 points + £60 fine if you were caught doing 75 in a 60?
DannyB
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Registered: 6th Feb 08
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30th Mar 09 at 19:57   View Garage View User's Profile U2U Member Reply With Quote

No, I don't take chances. I'm quite comfy up here on my horse thank you.
smokey corsa
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Registered: 29th Sep 08
Location: leicester
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30th Mar 09 at 19:58   View User's Profile U2U Member Reply With Quote



how did you get away with that?


for once the copper was a decent bloke, he could see that although i was going too quick the dual carriageway was empty, conditions were good, my car is only a year old and in top condition, and i wasnt swerving all over the place.

its not often they take everything into account, was extremely relieved to get away with 3pts and £60 fine.
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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30th Mar 09 at 19:58   View User's Profile U2U Member Reply With Quote

I read an article that said 3 points is so common now itwon't affect most premiums. In some cases, having points will actually bring a premium down, as past cases show that people with 3 points are much more careful, not wanting any more.

But don't go out looking to get flashed thinking you'll get cheaper car insurance
smokey corsa
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Registered: 29th Sep 08
Location: leicester
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30th Mar 09 at 20:01   View User's Profile U2U Member Reply With Quote

i heard a rumour that people with 9 points were generally more careful drivers as they were approaching a ban.

but if they were that careful then how did they get the 9 points
Mobby
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Registered: 31st Dec 07
Location: Leicestershire
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30th Mar 09 at 20:01   View User's Profile U2U Member Reply With Quote

my Gf's insurance stayed the same and it has been under 6 months since she passed
Chrissy
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Registered: 28th Jan 06
Location: Sunny Glasgow Drives: Astra J
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30th Mar 09 at 20:15   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by smokey corsa
id be suprised if your premium was affected atall by a normal speeding offence. i got stopped by sneaky traffic cops doing 98 the other week!!!! not gonna say owt till renewal tho, when i got my first points i didnt send my counterpart to the dvla so i had a clean and dirty licence. 1 official and 1 for the insurance company .


You sir, are a penis.


>>>> Chris <<<<

lwigmore
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Registered: 18th Nov 07
Location: Sawtry Huntingdon Drives: Saxo VTS
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30th Mar 09 at 20:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Chrissy
quote:
Originally posted by smokey corsa
id be suprised if your premium was affected atall by a normal speeding offence. i got stopped by sneaky traffic cops doing 98 the other week!!!! not gonna say owt till renewal tho, when i got my first points i didnt send my counterpart to the dvla so i had a clean and dirty licence. 1 official and 1 for the insurance company .


You sir, are a penis.



Well Said
Warren G
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Registered: 14th May 06
Location: Kent
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30th Mar 09 at 20:39   View User's Profile U2U Member Reply With Quote

so i have to declare my points straight away! i fort it was when the renewal was due - as it doesnt change anything until new year

dam that traffic cop, and one spot with 1.5mm tread

i dout it will affect me, as its not like speeding of anything, so insurance company wont care much???
DamoC
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Registered: 6th Oct 07
Location: Sawtry, Cambridgeshire
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30th Mar 09 at 21:20   View User's Profile U2U Member Reply With Quote

they got me for a bold tyre , my own fault for bean a twat and not changing it ! WELL DONE ON GETIN YOUR POINTS MATE ! LOL
Chrissy
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Registered: 28th Jan 06
Location: Sunny Glasgow Drives: Astra J
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30th Mar 09 at 21:35   View Garage View User's Profile U2U Member Reply With Quote

Wasnt really looking for a well done tbh..

Not really commendable.


>>>> Chris <<<<

Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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30th Mar 09 at 21:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by smokey corsa
i heard a rumour that people with 9 points were generally more careful drivers as they were approaching a ban.

but if they were that careful then how did they get the 9 points


It's not hard to understand.
John
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Registered: 30th Jun 03
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30th Mar 09 at 21:43   View User's Profile U2U Member Reply With Quote

Where in Glasgow did you get done?

Hardly ever see traffic to the north.

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