FAZ
Premium Member
Registered: 24th Nov 07
Location: Coventry
User status: Offline
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im 19, car is a 1.2 16v, declared mods (lowered, vaux alloys and backbox)
quoted 890 fully comp (500 excess) with admiral.
750 stereo cover, windscreen, legalg cover and courtesy car.
am i getting a good deal? cars only valued around the 1000 mark
what do you pay ad for what? circumstances?
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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£305 everything declared.
Mirrored full NCB.
[Edited on 09-06-2009 by DaveyLC]
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Root
Member
Registered: 28th Dec 08
User status: Offline
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I'm 20, my car is a 1.2 8v, nothing declared, excess is £150, I'm third party, fire & theft, car is valued £1k. £65 a month
It's not a bad deal at all mate
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Ellis
Member
Registered: 11th Sep 07
Location: Aberdeenshire
User status: Offline
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I'm roughly the same age as you Faz, I'm £850 full comprehensive for my XE - makes me think your quote is quite high...
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nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: koda Fabia VRS 5J
User status: Offline
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£700 fc. £250 excess Zurich
21, 2-3yrs ncb. & Ive wrote one car off since passing my test.
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FAZ
Premium Member
Registered: 24th Nov 07
Location: Coventry
User status: Offline
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doesnt area, histor play a part, 1 claim on my 2 year licence, a write off haha, a chav turn that went wrong 
[Edited on 09-06-2009 by FAZ]
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richard_cooper
Member
Registered: 31st Jan 07
Location: Mansfield, Nottingamshire
User status: Offline
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1.6 sport
4 years NCB
im 21 and its £471FC
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S@M
Member
Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
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im 21, 3 years no claims, corsa 1.4 sport, modifications all declaired...
started my insurance october last year and paid £417, with all the legal assistance crap, etc
and can also drive any other car on that aswell
[Edited on 09-06-2009 by S@M]
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John
Member
Registered: 30th Jun 03
User status: Offline
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Area plays a massive part in the price, i'd say the original quote was quite good.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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25 years old.
Reasonable area of Milton Keynes.
2000 Ibiza Cupra 1.8T with full Scorpion exhaust, Hurricane induction kit, and Forge DV007p.
4 years NCB
£550FC with my ex on the policy 
[Edited on 09-06-2009 by Nath]
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Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
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There's a list of insurance groups for areas in the Help Section, my parents are A, i'm in C, few places around here are E.
Think mine is £300ish a yr for 1.1 Saxo, 4 yrs ncb i'm 26
[Edited on 09-06-2009 by Cavey]
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FAZ
Premium Member
Registered: 24th Nov 07
Location: Coventry
User status: Offline
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900 on zurich, but havent ben able to list my mods, dos this mean they are covered / etc?"
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lil_g
Member
Registered: 29th Oct 06
User status: Offline
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20, 1NCB
Corsa XE, 150bhp limit.
£1600
Unrated insurance group area
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Ryan
Member
Registered: 23rd Jun 08
User status: Offline
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is it really worth going fully comp?
ill pay tpft until i have a car thats actually worth something.
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K3 VMU
Member
Registered: 28th Jul 06
Location: Portlethen, Aberdeen,ken
User status: Offline
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£216 FC for 1.8 16v `95 vectra
£284 FC for S reg transit
£600 and something for 09 cbr600rr
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moka
Member
Registered: 11th Mar 06
User status: Offline
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Mines £630 for TPFT
Corsa B 1.4 Sport
Mods : Lowered / Alloys / Tints
Im 21, been driving 4 years, have no NCB, insured on all cars TP, 90 days euro cover, accident protection cover, legal cover, breakdown cover, £150 excess.
Company called Highway found through HIC.
Did get a quote from Churchills for £510 FC but the excess was £800 and it would not let me declare any mods... pointless.
[Edited on 09-06-2009 by moka]
[Edited on 09-06-2009 by moka]
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by RYAN89
is it really worth going fully comp?
ill pay tpft until i have a car thats actually worth something.
It's more expensive to insure my car TPFT than it is FC. Fact.
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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1.6 8v 106 XSI 0ncb as I've never kept a car long enough, £425 fully comp.
[Edited on 09-06-2009 by DannyB]
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Too much. Damn claim.
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FAZ
Premium Member
Registered: 24th Nov 07
Location: Coventry
User status: Offline
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^^^^^^^^ hes back 
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Ryan
Member
Registered: 23rd Jun 08
User status: Offline
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quote:
Originally posted by Jakey
quote:
Originally posted by RYAN89
is it really worth going fully comp?
ill pay tpft until i have a car thats actually worth something.
It's more expensive to insure my car TPFT than it is FC. Fact.
wtf! really?
its a few hundred more at least FC for me with bell.
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by DaveyLC
£305 everything declared.
Mirrored full NCB.
[Edited on 09-06-2009 by DaveyLC]
What company are you with. I want to mirror my NCB on a second car.
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FAZ
Premium Member
Registered: 24th Nov 07
Location: Coventry
User status: Offline
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asummary of best insurers for modified cars (lowered, backbox, alloys, filter)
admiral (to a point)
adrian flux
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by RYAN89
quote:
Originally posted by Jakey
quote:
Originally posted by RYAN89
is it really worth going fully comp?
ill pay tpft until i have a car thats actually worth something.
It's more expensive to insure my car TPFT than it is FC. Fact.
wtf! really?
its a few hundred more at least FC for me with bell.
 Im with Bell and its about £60 more to go TPFT.
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