Minty_Fresh
Member
Registered: 1st May 08
Location: westmidlands
User status: Offline
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just looking to swap my insurance over from my mk1 golf to my mk3 golf and they want another £20 a month (works out to just over £100 a month) 
im with aviva (used to be norwich union), im on a 9months policy (get a years no claims in 9months instead of 12months) and the first thing i asked them is can i transfer it at a later day and they said yes, but now there saying i cant..
i have '4' years no claims with them, but if i went somewhere else i would only have 2 years no claims as it goes on how long i have been with aviva, just gone on confused.com and the cheapest its showing is £950 with £500 excess on a 'STANDARD' 1.4l mk4 golf at 20 with 2 years no claims..
my insurance is up in april but thats still 4months (£400) away.. (will get my 4th years no claims with aviva then, but if im going to a different insurance company theres no problem in canceling my policy now)
does anyone know any good insurance companys i could try? im sick of trying to talk to these people in banalore! 
[Edited on 14-01-2010 by mk4_boy]
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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£20 per week
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Root
Member
Registered: 28th Dec 08
User status: Offline
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try them all, confused, go compare, comparethemeerkat and moneysupermarket.com, then get the lowest price of them all, ring a few companies, get them to quote you and say "oh well, this company offered me a quote for 500" and they might beat it! 
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Minty_Fresh
Member
Registered: 1st May 08
Location: westmidlands
User status: Offline
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yer they are cheaper anyway if you ring aint they?
but yer cheers 'root' will get to trying out all those now..
will report back in a few hours lol..
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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if it was an extra £20 a week how is it over £100 a month?
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Ive done back to back quotes and moneysupermarket has always came back the cheapest for me and my GF.
Like for like with a mk3 Gti 16v against say a mk3 Astra Gsi 16c/cav sri 16v etc,the golfs are pretty expensive.
My Mk3 Gti 16v Anni was about £1400 a year,the equivilent Mk3 Gsi 16v was £1k.Its so crazy its unreal.
I wouldnt have thought that would be the case for a 1.4 though.
P.S,you would be better getting quotes for a modified car would you not??
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Minty_Fresh
Member
Registered: 1st May 08
Location: westmidlands
User status: Offline
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quote:
Originally posted by sand-eel
if it was an extra £20 a week how is it over £100 a month?
extra £20 a month..
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Minty_Fresh
Member
Registered: 1st May 08
Location: westmidlands
User status: Offline
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just gone through compare the market and best quote is £792 fc so thats better anyway..
but going to ring a few places tomorrow to see what i can get out of them, think its best to cancel my policy with aviva as im not gaining anything from building my no claims with them..
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Minty_Fresh
Member
Registered: 1st May 08
Location: westmidlands
User status: Offline
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just tried moneysupermarket corsa_sport21 and admiral comes up at £1165 fc where as on compare the market is £792 fc
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Thats the perfect example as to why every1 is different etc.
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Minty_Fresh
Member
Registered: 1st May 08
Location: westmidlands
User status: Offline
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yh i didnt know they would vary that much tbh..
going to ring quite a few tomorrow and see what i can get..
if i can get sub £700 il be happy tbf
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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insurance on scene cars has gone up a lot lately due to all the accidents scene cars have due to wacky camber. if you actual claim you run scene camber on the back, a lot of insurance companies wont cover you. true story.
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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You post doesn't make sense on prices in first line
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Minty_Fresh
Member
Registered: 1st May 08
Location: westmidlands
User status: Offline
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why doesnt it?
its another £20 a month making payment £100 a month (was £80 before)
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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yeah makes sense to me
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Oh i read as did other above as, its another 20 a month meaning 100 a month.
Instead of saying its costing an extra £20 a month ontop of current insurance meaning £100 a month in total.
Wasn't trying to be a cunt, just didn't understand it.never mind
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Try the meerkat one, I renewed the M3 through a quote via them today for £509
Up until then id been using moneysupermarket & confused & was looking to have to pay 700-ish!
[Edited on 14-01-2010 by Colin]
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Norwich union are weird.
I'm also on the 9 month policy with max 5 years no claims protected. They sent through the quote for the next 9 months so I rang up to see what the cost would be to go onto a regular 12 month policy.
9 months renewal = £315
12 months renewal = £700
WTF?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Insurance is wierd full stop. Its just a lottery, the more go's you have the more chance you have at winning 
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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Try HIC, I'm with them for the Corsa and they quoted me approx £200 less than confused.com did.
They are also meant to be very good for VAG cars.
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Insurance has gone up massively in the past few months.
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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quote:
Originally posted by Ojc
Insurance has gone up massively in the past few months.
I noticed this today. Was thinking of getting another ctr. I paid £850 last year. This year with an extra NCB cheapest I can find is just under 1000 
Drives supercharged Tec with torque 
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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Just got a shocking renewal through from Quinn, Just under a grand on my 1.1 106 at 19 with 2ncb - No thanks!
Got a nice quote off Brentacre this morning though on the corsa could give them a try mate
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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HIC is the scene insurance company in the scene ring them and quote scene
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dale87
Member
Registered: 19th Feb 06
Location: West Mids :)
User status: Offline
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At the moment I can't get cheaper than £1400 without silly excess on a mk4 astra gsi. I'm 22 and got 5years ncb. Put my mrs on who is 20 and been driving 1 year and it knocks £250 off!
Oh and insurance has gone up. Paid £990 last year on the same car.
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