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Author Car owner sued for not declaring mods
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
17th May 10 at 13:51   View User's Profile U2U Member Reply With Quote
http://www.echo-news.co.uk/news/8164221.Car_owner_being_sued_by_her_insurance_firm/
shaunmods
Premium Member

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Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
17th May 10 at 13:54   View Garage View User's Profile U2U Member Reply With Quote
Can't see the funny side to be honest? Someone's been killed
Jay
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Registered: 26th Sep 04
Location: Liverpool
User status: Offline
17th May 10 at 13:55   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by shaunmods
Can't see the funny side to be honest? Someone's been killed


Exactly what I was just gonna say
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
17th May 10 at 13:55   View User's Profile U2U Member Reply With Quote
Him not declaring the mods
idiot
connollygt30
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Registered: 16th Nov 08
Location: West Lothian
User status: Offline
17th May 10 at 13:57   View User's Profile U2U Member Reply With Quote
Nath
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Registered: 3rd Apr 02
Location: MK
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17th May 10 at 14:02   View User's Profile U2U Member Reply With Quote
Wow Doyle. Just wow.
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
17th May 10 at 14:02   View User's Profile U2U Member Reply With Quote
Sounds like he was fronting the policy too tbh. Tut tut.
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
17th May 10 at 14:02   View User's Profile U2U Member Reply With Quote
I wasn't being harsh, im laughing at how he didn't declare them
James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
17th May 10 at 14:07   View User's Profile U2U Member Reply With Quote
quote:

carpet mats


I have carpet mats, is my insurance invalid?
Leighton
Member

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Registered: 21st Feb 01
Location: Liverpool
User status: Offline
17th May 10 at 14:13   View Garage View User's Profile U2U Member Reply With Quote
They should of had the big things declared like the head unit and air filter as they are adding value to the car and performance, think there going a bit far with the gear leaver knob and pedal covers
SXi_Tim
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Registered: 11th Mar 03
Location: South Yorkshire Drives: RS3, LET B
User status: Offline
17th May 10 at 14:35   View User's Profile U2U Member Reply With Quote
quote:

seat covers, multi-disc player and head unit.


Proved to add at least 900bhp
C2RL R
Member
Registered: 28th Mar 02
Location: Redcliffe, QLD
User status: Offline
17th May 10 at 14:40   View User's Profile U2U Member Reply With Quote
i was once told by an insurance firm that i need to declare that my van has ply lining. i've never heard of that before.
Ricky352
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Registered: 6th Apr 07
Location: Lisburn, N.I.
User status: Offline
17th May 10 at 14:47   View User's Profile U2U Member Reply With Quote
I thought it would go without saying that the insurance would be void?

Lol @ 'souped up' though, havent heard that in ages.
Neo
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Registered: 20th Feb 07
Location: Essex
User status: Offline
17th May 10 at 14:58   View User's Profile U2U Member Reply With Quote
So its the kids car, insured in his mums name, he's added all this stuff and she's being punished.
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
17th May 10 at 14:59   View Garage View User's Profile U2U Member Reply With Quote
Its also spelt 'suped up' FFS souped up? wtf is that? filling the car with tomato soup?
oceansoul
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Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
17th May 10 at 15:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Steve
Its also spelt 'suped up' FFS souped up? wtf is that? filling the car with tomato soup?


Adds 100BHP
Ricky352
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Registered: 6th Apr 07
Location: Lisburn, N.I.
User status: Offline
17th May 10 at 15:11   View User's Profile U2U Member Reply With Quote
lol

They are being a bit over the top mentioning the gear knob etc but I suppose they are just trying to make this guy look as bad as possible
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
17th May 10 at 15:14   View Garage View User's Profile U2U Member Reply With Quote
Deffo, they are being a bit cuntish tbh, the basics are hes got a set of alloys on there and lowered, which yes you should declare them, but not the end of the world.

I think its a case of one of these two-bit companies like elephant and norwich union, yeah you get cheap insurance but just you try getting a payout, or at least a payout inside 12 months
John
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Registered: 30th Jun 03
User status: Offline
17th May 10 at 15:15   View User's Profile U2U Member Reply With Quote
Elephant pay out quite quickly.

It's the chance you take not declaring mods, worst case is you're the one that gets caught, can't blame anyone else.
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
17th May 10 at 15:19   View Garage View User's Profile U2U Member Reply With Quote
Yes i was thinking of Admiral
John
Member
Registered: 30th Jun 03
User status: Offline
17th May 10 at 15:39   View User's Profile U2U Member Reply With Quote
Same company.
whitter45
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Registered: 15th Nov 02
Location: Norton
User status: Offline
17th May 10 at 15:43   View User's Profile U2U Member Reply With Quote
Elephnat took the piss when i had a crash in the corsa

Basically did not want to know and the people were taking the piss out of the personal imjuries

Not proud this as it was a genuine mistake but the MOT was out of date by 2 days and they still paid the other party out
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
17th May 10 at 16:30   View Garage View User's Profile U2U Member Reply With Quote
They'll normally pay out and recover the costs in any situation like that.
Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
17th May 10 at 16:47   View User's Profile U2U Member Reply With Quote
Insurance companies will always look for a way out, just one of the risks you take if you don't declare.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
17th May 10 at 16:50   View Garage View User's Profile U2U Member Reply With Quote
Blatantly fronted as well. Her car which happens to have loads of mods but the son was driving when it crashed on the way from Southend.

This is why people who choose to do it properly pay too much.

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