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Jakey

Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline

24th Jul 10 at 20:50

Can this be done? Im bassically wanting to sell my and get something else but it won't be for a few weeks, maybe months. I don't won't to end my policy as i want to keep the NCB building. I was planning on swapping my insurance onto my sisters car (which is already insured) for a month or so untill i've got myself a car.

What are the rules on this? I've read different stories on the net. Some saying you can't and some saying you can but you can't claim on both policies if you have an accident.

Thanks.

AlexW

Member

Registered: 25th Oct 08
Location: Essex
User status: Offline

24th Jul 10 at 20:54

I dont see why it would be an issue, one insurance policy is for when you drive it, other is for when she drives it?

Jakey

Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline

24th Jul 10 at 20:56

Technically, yes. Honestly, no.

The only reason i won't to swap my insurance onto it is so i don't lose the 7-8months NCB ive got so far.

All Torque

Member

Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline

24th Jul 10 at 20:56

Don't see the issue, I've bought and insured cars that the previous owner was still insured on. Its whos name is on the logbook that counts, right?

Jakey

Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline

24th Jul 10 at 20:57

quote:
Originally posted by All Torque
Don't see the issue, I've bought and insured cars that the previous owner was still insured on. Its whos name is on the logbook that counts, right?

So should be reet as long as im friends/family with the policy holder? One of my mates said just insure a random 1litre on pistonheads

taylorboosh

Member

Registered: 3rd Apr 07
User status: Offline

24th Jul 10 at 21:07

quote:
Originally posted by Jakey

quote:
Originally posted by All Torque
Don't see the issue, I've bought and insured cars that the previous owner was still insured on. Its whos name is on the logbook that counts, right?

So should be reet as long as im friends/family with the policy holder? One of my mates said just insure a random 1litre on pistonheads

why not suspend your policy

[Edited on 24-07-2010 by john-d]

Jakey

Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline

24th Jul 10 at 21:09

Is that possible? I didn't think you could do that, hence asking about insuring the same vehicle. I'll have to dig my documents out and have a good read i think.

Pop

Member

Registered: 8th May 03
Location: Reading
User status: Offline

24th Jul 10 at 21:21

If you had a bump the two policies would cancel eachother out iirc

M2RTY

Member

Registered: 25th May 01
User status: Offline

24th Jul 10 at 21:30

illegal to claim twice, unsure on 2 policies

i have done it myself loads of times on my mams car or random ones for sale

taylorboosh

Member

Registered: 3rd Apr 07
User status: Offline

24th Jul 10 at 21:37

yes just phone yoyr company and ask them to suspnd the policy as you are looking for a new vehicle

johnhara1

Member

Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline

24th Jul 10 at 23:31

I normally just leave my policy active on the car I've sold for the last few months.

Did it this time while i went to oz. Policy has ended now and NCB received.

Liam

Member

Registered: 19th Jan 06
Location: Stafford
User status: Offline

24th Jul 10 at 23:41

When I sold my car, the insurance company told me I could keep the policy running for 30 days until I could find another car.

Jakey

Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline

25th Jul 10 at 09:09

Anybody else any ideas?

Rob R

Member

Registered: 31st May 03
Location: Kent
User status: Offline

25th Jul 10 at 12:20

Most policies you can put on hold for 30 days. You can't have 2 policies on one car though, I wanted to test drive a car and asked my insurer to cover me on it for the day, can't do it as there's already an active policy on the vehicle.

Jake

Member

Registered: 24th Jan 05
User status: Offline

25th Jul 10 at 12:26

if youre desperate buy a car out the paper for 50quid, keep it on the drive and insure it then scrap it when youve got a new car

Jakey

Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline

25th Jul 10 at 12:30

Fair does. Finding a scrapper for under a couple of hundred quid.

Cole

Member

Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline

25th Jul 10 at 12:31

Iirc you can only insure a car that you actually own as its your sisters car i dont think you can insure it plus your insurance comapny will know or would be able to find out that the car is already insured

AndyCorsaSport

Member

Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline

25th Jul 10 at 12:53

I sold my car day before i went on holiday, just left it as if i owned it, went on hol for 10 days, came back and bought a car week after, then rung them to say i wanted it changing.

Gary

Premium Member

Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline

25th Jul 10 at 13:13

Find a car on a forecourt that don't look like it'll sell anytime soon and stick your policy on that, sorted.

Jakey

Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline

25th Jul 10 at 14:45

Reckon that's do-able?

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Offline

25th Jul 10 at 14:50

Some wacky advice in here.

You can't do what you propose.

Call them, tell them the situation, ask them to suspend the policy.

Or find a car sooner.

Rob R

Member

Registered: 31st May 03
Location: Kent
User status: Offline

25th Jul 10 at 15:26

quote:
Originally posted by glb
Find a car on a forecourt that don't look like it'll sell anytime soon and stick your policy on that, sorted.

sound advice

Bonney

Member

Registered: 14th Nov 04
Location: St Helens
User status: Offline

25th Jul 10 at 15:44

Less hastle to just suspend the policy. I did it around 2 months before my other insurance ran out, then found another car around a month and half later

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

26th Jul 10 at 10:15

You can't do this, it's illegal

vaux.dan

Member

Registered: 18th May 09
Location: newcastle/gateshead
User status: Offline

26th Jul 10 at 16:27

i was wanting to do this

some one mentioned you cant be insured if the cars not in their name?

wey my gf has a clio but hasnt passed her test but her dad is insured on the car :S

i too wanted to get insured onit :/ looks like al have to buy a scrapper and insure that

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