corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » General Chat » insurance have wrote the car off....


New Topic
New Poll 		  <<  1    2  >> Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author insurance have wrote the car off....
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:04   View User's Profile U2U Member Reply With Quote
had a phone call with them earlyer and they are writing the car off as a total loss, they have made an offer of £2500, now i know people always tell you not to accept the first offer but this is the avarage price that these cars are selling for from a dealer. what should i do? take the first offer or hold out an try and get a little bit more, top end price for this car on this year is around £2750
chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
7th Oct 10 at 13:05   View User's Profile U2U Member Reply With Quote
if your happy with the money they are offering accept it? Why does everyone rely on the internet to make decisions for them these days
whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
7th Oct 10 at 13:06   View User's Profile U2U Member Reply With Quote
hows your injuries
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by whitter45
hows your injuries


sore, been back to the doc an been put on codiene and strong ibuprofen tablets,
mike56gte
Member
Registered: 23rd Jun 09
Location: Fife, scotland Drives: Audi S3
User status: Offline
7th Oct 10 at 13:16   View User's Profile U2U Member Reply With Quote
tell them you want £2750
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
7th Oct 10 at 13:17   View User's Profile U2U Member Reply With Quote
No harm in asking if they are willing to increase their offer - it'll either be yes or no.

Are they claiming off the other party's insurance?
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
7th Oct 10 at 13:17   View User's Profile U2U Member Reply With Quote
what car was it? Astra.... year?
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
7th Oct 10 at 13:18   View User's Profile U2U Member Reply With Quote
Much did you pay for the car??
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Sam
No harm in asking if they are willing to increase their offer - it'll either be yes or no.

Are they claiming off the other party's insurance?


yes it'll be the other partys insurance that will have to pay
whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
7th Oct 10 at 13:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chloe16v
quote:
Originally posted by whitter45
hows your injuries


sore, been back to the doc an been put on codiene and strong ibuprofen tablets,


so you havent been able to drive the passat then
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Twiggy
what car was it? Astra.... year?



astra 2.2 2003 71k on clocks and in good pre accident condition
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Corsa_Sport21
Much did you pay for the car??



£2000
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by whitter45
quote:
Originally posted by chloe16v
quote:
Originally posted by whitter45
hows your injuries


sore, been back to the doc an been put on codiene and strong ibuprofen tablets,


so you havent been able to drive the passat then



when you have kids you have to do things that hurt
whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
7th Oct 10 at 13:27   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chloe16v
quote:
Originally posted by whitter45
quote:
Originally posted by chloe16v
quote:
Originally posted by whitter45
hows your injuries


sore, been back to the doc an been put on codiene and strong ibuprofen tablets,


so you havent been able to drive the passat then



when you have kids you have to do things that hurt


Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
7th Oct 10 at 13:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chloe16v
quote:
Originally posted by Corsa_Sport21
Much did you pay for the car??



£2000


I'd be happy with £2500 then but that's just me. You will get a decent payout as well so it's a win win situation.

Hope you are feeling better soon and your kids are ok.
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:33   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by whitter45
quote:
Originally posted by chloe16v
quote:
Originally posted by whitter45
quote:
Originally posted by chloe16v
quote:
Originally posted by whitter45
hows your injuries


sore, been back to the doc an been put on codiene and strong ibuprofen tablets,


so you havent been able to drive the passat then



when you have kids you have to do things that hurt





whats so funny?

my kids school is at the other side of town, if i dont take them then they wont get there, simples
SetH
Member
Registered: 15th Jul 01
User status: Offline
7th Oct 10 at 13:34   View User's Profile U2U Member Reply With Quote
Accepting the offer may result in a fairly quick payout. If you request more you may get it but could inccur a lengthy delay until/if it is agreed.
Anty
Premium Member

Avatar

Registered: 19th Mar 08
Location: droitwich
User status: Offline
7th Oct 10 at 13:34   View Garage View User's Profile U2U Member Reply With Quote
Take it !!
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
7th Oct 10 at 13:35   View User's Profile U2U Member Reply With Quote
Well it's not quite win-win Andrew because she/they've been injured, they are now with one less car and also have to deal with the process of getting a replacement car, medical related matters and having a claim which might affect future insurance premiums depending on whether they have protected NCB or not.
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:40   View User's Profile U2U Member Reply With Quote
it wont affect my ncb as the accident wasnt my fault and the 3rd party insurance are paying

ita abit shite though that i have 7 days after the cheque has been sent to replace the car because they will take the hire car off me, it might take 2 days in the post and 5 days to clear in the bank, better get looking now then for a new car
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
7th Oct 10 at 13:45   View User's Profile U2U Member Reply With Quote
You still have to declare it though regardless of who pays for it.
Shrek
Member
Registered: 2nd Nov 06
Location: Berkshire
User status: Offline
7th Oct 10 at 13:46   View User's Profile U2U Member Reply With Quote
Buy mine if you want, Astra G 2.2 SRi Full irmscher in prestige blue, unmarked exterior and interior.
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:47   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Sam
You still have to declare it though regardless of who pays for it.


i know, to go with my other accident back in 2007, an my sp30 last year
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
7th Oct 10 at 13:48   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Shrek
Buy mine if you want, Astra G 2.2 SRi Full irmscher in prestige blue, unmarked exterior and interior.



sounds nice an i'll think about it, but i really want to go back to a coupe turbo
SetH
Member
Registered: 15th Jul 01
User status: Offline
7th Oct 10 at 13:48   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Sam
You still have to declare it though regardless of who pays for it.


Yes this is true and if liability is disputed for any length of time then your NCD will be reduced until the claim is settled.

If it is a clear cut case and liability is conceded by the other side the the NCD will stay as is.

Ultimately in a non fault claim it does not affect your NCD, nor does it affect your premium when you declare a non fault accident.

I have been through this process twice.

  <<  1    2  >>
New Topic
New Poll

Corsa Sport » Message Board » General Chat » insurance have wrote the car off.... 22 database queries in 0.0172420 seconds