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Author Cat c
stu_c
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Registered: 11th Dec 07
Location: Westleigh, Greater Manchester
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23rd Oct 10 at 22:34   View User's Profile U2U Member Reply With Quote

If you got offered a good deal on a registered cat c that had been fixed would you take it?
ste_p23
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Registered: 29th Dec 08
Location: Hindley,Wigan
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23rd Oct 10 at 22:40   View User's Profile U2U Member Reply With Quote

If it was done to the right standard yes
SR91
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Registered: 21st Jun 08
Location: Lancashire.
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23rd Oct 10 at 22:41   View User's Profile U2U Member Reply With Quote

What is it mate?
Graeme
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Registered: 26th Jul 04
Location: Northampton
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23rd Oct 10 at 22:43   View Garage View User's Profile U2U Member Reply With Quote

Depends how much cheaper than a non catagorised it is.
Ben G
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Registered: 12th Jan 07
Location: Essex
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23rd Oct 10 at 22:43   View User's Profile U2U Member Reply With Quote

yes. dependent on damage obviously.


[Edited on 23-10-2010 by Ben G]
stu_c
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Location: Westleigh, Greater Manchester
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23rd Oct 10 at 22:43   View User's Profile U2U Member Reply With Quote

Not saying yet cos everything I say seems to go tits up!

It's nice tho
stu_c
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Registered: 11th Dec 07
Location: Westleigh, Greater Manchester
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23rd Oct 10 at 22:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
yes. dependent on damage obviously.


[Edited on 23-10-2010 by Ben G]


Well thers no damage it's been fixed

Does it make ur insurance go up on a write off?
Ben G
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Registered: 12th Jan 07
Location: Essex
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23rd Oct 10 at 22:45   View User's Profile U2U Member Reply With Quote

i meant damage before it had been fixed. chassis legs etc.

my corsa was a cat c write off and all it needed was front wing, n/s door and filled in rear quarter, and wishbone and couple of other suspension parts.

some are worse though.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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23rd Oct 10 at 23:43   View User's Profile U2U Member Reply With Quote

Doesnt affect insurance what so ever, those who say it does, either insure it with complete tossers, or have no clue what they are talking about.

Ive had 2 Cat C's, sold them on easily enough, one i bought repaired, didnt bother me, the other i repaired my self, but was fuck all wrong with it.

Worth it if you plan on keeping for a while, but if your planning on selling in a few month might not be, puts a lot of people off.

Two ive had were an Astra Club, and a Corsa SRi, sold the Astra 3 weeks after i bought it, Corsa was for sale for a good few months,
Twiggy
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Registered: 15th Oct 04
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23rd Oct 10 at 23:43   View User's Profile U2U Member Reply With Quote

I would have a Cat XYZ for cars up to £1000 after that it puts me off tbh
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
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23rd Oct 10 at 23:45   View User's Profile U2U Member Reply With Quote

You change cars more times than I change my socks
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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23rd Oct 10 at 23:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Twiggy
I would have a Cat XYZ for cars up to £1000 after that it puts me off tbh


Whats Cat Y/Z?
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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24th Oct 10 at 00:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyCorsaSport
Doesnt affect insurance what so ever, those who say it does, either insure it with complete tossers, or have no clue what they are talking about.



Its only a problem when they pay out..

Technically you are supposed to tell them its a CAT C/D when you insure (if you know its been recorded) and when they pay out the value reflects this.. But if you keep shtum they must give you market value.
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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24th Oct 10 at 00:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Twiggy
I would have a Cat XYZ for cars up to £1000 after that it puts me off tbh


Why? What are you worried about?
Twiggy
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Registered: 15th Oct 04
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24th Oct 10 at 00:49   View User's Profile U2U Member Reply With Quote

dunno, Just dont fancy one TBH
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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24th Oct 10 at 03:10   View User's Profile U2U Member Reply With Quote

Depends entirely on damage. My Saxo was a cat c and it only had a dented quarter panel, no structural damage at all.
Obviously I was cat c because it wasn't worth much. An expensive motor could take a lot of damage to be a catcc
richc
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Registered: 24th Mar 07
Location: Ilkeston
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24th Oct 10 at 10:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DaveyLC
quote:
Originally posted by AndyCorsaSport
Doesnt affect insurance what so ever, those who say it does, either insure it with complete tossers, or have no clue what they are talking about.



Its only a problem when they pay out..

Technically you are supposed to tell them its a CAT C/D when you insure (if you know its been recorded) and when they pay out the value reflects this.. But if you keep shtum they must give you market value.


Im sure insurance company HPI cars?

After i got my megane, i saw one for sale dirt cheap, and the dealership had a price match promise. Turns out it was cat c, hence it being £1k cheaper. I didn't believe him, it was from a reputable dealer and no mention of this. It was cat c when on a private plate, and didnt come up with the current plate, yet only showed when you HPI the associate plates.

It had been HPI checked 37 times, about 30 of them being insurance company's!
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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24th Oct 10 at 10:43   View User's Profile U2U Member Reply With Quote

You are correct, but they only bring it up when you make a claim.
N3CRO
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Registered: 12th Apr 07
Location: Sandy, Bedfordshire
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24th Oct 10 at 12:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ste_p23
If it was done to the right standard yes
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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24th Oct 10 at 12:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by richc
quote:
Originally posted by DaveyLC
quote:
Originally posted by AndyCorsaSport
Doesnt affect insurance what so ever, those who say it does, either insure it with complete tossers, or have no clue what they are talking about.



Its only a problem when they pay out..

Technically you are supposed to tell them its a CAT C/D when you insure (if you know its been recorded) and when they pay out the value reflects this.. But if you keep shtum they must give you market value.


Im sure insurance company HPI cars?

After i got my megane, i saw one for sale dirt cheap, and the dealership had a price match promise. Turns out it was cat c, hence it being £1k cheaper. I didn't believe him, it was from a reputable dealer and no mention of this. It was cat c when on a private plate, and didnt come up with the current plate, yet only showed when you HPI the associate plates.

It had been HPI checked 37 times, about 30 of them being insurance company's!


Private plate makes no difference what so ever, my old Corsa was Cat C on its orig reg, i put my private plate on it, waited a month or so, and HPI'd it again to see, still said Cat C.

As LeeM said, it all goes on value/mileage/age of the car, a 10 year old Corsa could be a Cat C, needing just a bonnet and bumper, bolt on parts, but yet a 6 month old Corsa could be Cat C needing a full front end.
Chris C
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Registered: 2nd Jan 05
Location: Hemel Hempstead
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24th Oct 10 at 13:17   View User's Profile U2U Member Reply With Quote

Not a red vxr is it by any chance??
stu_c
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Registered: 11th Dec 07
Location: Westleigh, Greater Manchester
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24th Oct 10 at 13:54   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Chris C
Not a red vxr is it by any chance??


I feckin wish lol
Chris C
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Registered: 2nd Jan 05
Location: Hemel Hempstead
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24th Oct 10 at 14:20   View User's Profile U2U Member Reply With Quote

Lol ok, I've seen a cat c one for sale, 3k less than average price. I'm not sure if I wanna spend that much money for a smashed car.
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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24th Oct 10 at 15:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DaveyLC
You are correct, but they only bring it up when you make a claim.



Do cat c and d not show on a cars logbook? If so you need to send in your logbook and mot in order to be paid on a total loss
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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24th Oct 10 at 15:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by LeeM
quote:
Originally posted by DaveyLC
You are correct, but they only bring it up when you make a claim.



Do cat c and d not show on a cars logbook? If so you need to send in your logbook and mot in order to be paid on a total loss


Cat C shows on logbook.

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