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Author Declaring epilepsy on insurance...
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
25th Nov 10 at 12:32   View User's Profile U2U Member Reply With Quote
When I advantually get my licence back and take out a policy, obviously I'll need to tell them I have epilepsy.

What I'm wondering how much do u think this will alter my premium? Bearing in mind from the specialists point of view I'll be safe enough to drive as u have to be fit free for a year before I'm able to get my licence back.

So surely the insurance will pick up on that?
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
User status: Offline
25th Nov 10 at 12:36   View User's Profile U2U Member Reply With Quote
I'd worry about that IF you get your license back.
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
25th Nov 10 at 12:38   View User's Profile U2U Member Reply With Quote
I will get it back in june if I don't fit again.
Phillips_91
Member
Registered: 20th Jan 10
Location: Blackpool. Drives: Sapphire Black Mk4 Astra 1.8
User status: Offline
25th Nov 10 at 12:39   View User's Profile U2U Member Reply With Quote
ring them up and get a dummy quote?
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
25th Nov 10 at 12:43   View User's Profile U2U Member Reply With Quote
Could do actually.

Just worried as when I went holiday I got holiday insurance Which was £7 and when I'm told them I had epilepsy it went upto £82
Phillips_91
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Registered: 20th Jan 10
Location: Blackpool. Drives: Sapphire Black Mk4 Astra 1.8
User status: Offline
25th Nov 10 at 12:49   View User's Profile U2U Member Reply With Quote
fuck! thats one hell of a jump! i'd hate to have epilipsy, (no offence) but that must seriously fuck your life around!
_Allan_
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Registered: 24th Mar 04
User status: Offline
25th Nov 10 at 12:49   View User's Profile U2U Member Reply With Quote
Bet you had a fit
Ben D
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Registered: 25th Apr 05
Location: South West
User status: Offline
25th Nov 10 at 12:51   View User's Profile U2U Member Reply With Quote
Bit of a risk driving with epilepsy isn't it mate? my Mum has it and ok you might not have had a fit for a year but that isn't to say you wont ever have one again, seems a bitof a risk, not only with your own life may i add too.
chrisritch
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Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
25th Nov 10 at 12:51   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by _Allan_
Bet you had a fit



























Nath
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Registered: 3rd Apr 02
Location: MK
User status: Offline
25th Nov 10 at 12:53   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben D
Bit of a risk driving with epilepsy isn't it mate? my Mum has it and ok you might not have had a fit for a year but that isn't to say you wont ever have one again, seems a bitof a risk, not only with your own life may i add too.


Up to the Docs I suppose. If they say it's ok then that's reason enough.
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
25th Nov 10 at 12:57   View User's Profile U2U Member Reply With Quote
It's insurance, any opportunity to hike up your premium and they will, i'd prepare the lube.
Russ
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Registered: 14th Mar 04
Location: Armchair
User status: Offline
25th Nov 10 at 12:57   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Nath
quote:
Originally posted by Ben D
Bit of a risk driving with epilepsy isn't it mate? my Mum has it and ok you might not have had a fit for a year but that isn't to say you wont ever have one again, seems a bitof a risk, not only with your own life may i add too.


Up to the Docs I suppose. If they say it's ok then that's reason enough.
To be fair Nath, if Ben D say's its dangerous the Doc's don't have a leg to stand on
Scotty C
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Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
25th Nov 10 at 13:00   View User's Profile U2U Member Reply With Quote
Thought so. And theres obviously a reason why I've started having these fits after my accident which is why the specialists are trying to get the bottom of it. Hence why I currently have pads on my chest with wires coming out of them to some computer which I bave to leave in my pocket
Russ
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Registered: 14th Mar 04
Location: Armchair
User status: Offline
25th Nov 10 at 13:12   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Scotty C
Thought so. And theres obviously a reason why I've started having these fits after my accident which is why the specialists are trying to get the bottom of it. Hence why I currently have pads on my chest with wires coming out of them to some computer which I bave to leave in my pocket
Robotrol
Nath
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Registered: 3rd Apr 02
Location: MK
User status: Offline
25th Nov 10 at 13:12   View User's Profile U2U Member Reply With Quote
A robot troll?
Scotty C
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Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
25th Nov 10 at 13:54   View User's Profile U2U Member Reply With Quote
Robotrol?
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
User status: Offline
25th Nov 10 at 14:06   View User's Profile U2U Member Reply With Quote
My mate's old boss crashed his TT into a brick wall when he took a fit while driving, pretty dodgy shit.
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
25th Nov 10 at 14:07   View User's Profile U2U Member Reply With Quote
They are yeh. But I know when they're coming as I have atleast 30- 40 seconds notice, so it'll be ok
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
25th Nov 10 at 14:18   View User's Profile U2U Member Reply With Quote
Thought you've had like 4 or 5 cars since your accident

I'm not 100% on the rules but I don't think my ins company asked me any medical questions and I dint remember Mrs J having to declare her epilepsy?!
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
25th Nov 10 at 14:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Scotty C
I have atleast 30- 40 seconds notice,


even time to get lubed up and into a wanking position
3CorsaMeal
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Registered: 11th Apr 02
User status: Offline
25th Nov 10 at 14:19   View User's Profile U2U Member Reply With Quote
is scotty aka monster?
gazza808
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Registered: 30th Jun 08
Location: Peterborough
User status: Offline
25th Nov 10 at 14:39   View User's Profile U2U Member Reply With Quote
My uncle is epileptic, as far as I know it doesn't any difference to his insurance, they never ask you about medical conditions any way do they?
And them people saying it's abit of a risk driving of course it's not, my uncle hasn't had a fit in 30odd years now,
Most average people have no idea they have it until the first fit, does that mean none of us should drive?
tom_simes
Show Staff
Organiser: South Wales
Premium Member

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Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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25th Nov 10 at 14:40   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 3CorsaMeal
is scotty aka monster?

John
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Registered: 30th Jun 03
User status: Offline
25th Nov 10 at 14:43   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by gazza808
Most average people have no idea they have it until the first fit, does that mean none of us should drive?


No, and it doesn't mean people who do have it shouldn't drive either, that's why they give a year between fits, minimising the risk, although it's still quite a big risk if you end up taking out a bus stop full of school kids.
Skylined
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Registered: 27th Sep 05
Location: Sideways, Surrey
User status: Offline
25th Nov 10 at 14:48   View User's Profile U2U Member Reply With Quote
There was an accident on the M4 last week where someone had a heart attack and crashed into 4 other cars, a few people were killed iirc

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