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Author With insurance prices going up...
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 21:54   View User's Profile U2U Member Reply With Quote
Im trying to get the best deal with money being tight this year, now i have searched Confused.com, compare the market, moneysupermarket, go compare and the cheapest price is still £1600 on my golf.


Now can anyone tell me the best way they brought there cost down? what company did you get your cheapest quote from?
VrsTurbo
Premium Member

Registered: 8th Jun 10
User status: Offline
24th Jan 11 at 22:00   View Garage View User's Profile U2U Member Reply With Quote
im 22 and pay £600 on a remap'd miltek 1.8t with admiral
SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
24th Jan 11 at 22:02   View User's Profile U2U Member Reply With Quote
What litres your golf mate? Just out of interest
Kurt
Member
Registered: 23rd Oct 05
Location: Hi
User status: Offline
24th Jan 11 at 22:02   View User's Profile U2U Member Reply With Quote
Swift cover?

My insurance is with admiral with my mum and dad as named drivers, they brought it down £400
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:07   View User's Profile U2U Member Reply With Quote
1.9 tdi 130. admiral are coming up cheapest??
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
24th Jan 11 at 22:09   View User's Profile U2U Member Reply With Quote
Have a play with adding people, changing where it's parked, increasing excess etc.
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:10   View User's Profile U2U Member Reply With Quote
Might aswell change the job
pow
Premium Member

Avatar

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
24th Jan 11 at 22:10   View Garage View User's Profile U2U Member Reply With Quote
Some tips:

Add some older drivers as named drivers, they bring it down A LOT. My Mum and Dad as named drivers save me a good £300.

Park it on the driveway or street

Play with your job description
Kurt
Member
Registered: 23rd Oct 05
Location: Hi
User status: Offline
24th Jan 11 at 22:12   View User's Profile U2U Member Reply With Quote
Street is for some reason cheaper than drive

What job do you do? I get raped for saying motor trade even though we look after our cars properly
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:15   View User's Profile U2U Member Reply With Quote
Already have a driveway. Read up on money saving expert website and they say to class myself as a civil servant.

Father lives in london but ill still add him
AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
24th Jan 11 at 22:17   View User's Profile U2U Member Reply With Quote
Try aviva and direct line, neither are on the comparison sites.
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:18   View User's Profile U2U Member Reply With Quote
Are Adrian flux any good?
Twitch
Member
Registered: 3rd Nov 09
Location: Flitwick, Bedfordshire
User status: Offline
24th Jan 11 at 22:22   View User's Profile U2U Member Reply With Quote
adrian flux sent me a letter saying the could beat my renewal and then quoted me £3500 lol

i went with direct line, got 12 months for 10 at £889 fully comp on my Golf GTI and im 21 if thats any help
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Kurt
Street is for some reason cheaper than drive

What job do you do? I get raped for saying motor trade even though we look after our cars properly

Just had a re quote and its £19 cheaper on the road
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Twitch
adrian flux sent me a letter saying the could beat my renewal and then quoted me £3500 lol

i went with direct line, got 12 months for 10 at £889 fully comp on my Golf GTI and im 21 if thats any help


Iv been told being 21 makes a huge difference, then you have always got the area you live in.
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:26   View User's Profile U2U Member Reply With Quote
This is a great help to anyone getting insured

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance#step1
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
24th Jan 11 at 22:35   View User's Profile U2U Member Reply With Quote
Got the price down to 1200 by adding my dad keeping it on the road and paying a year up front. now time to haggle.
Twitch
Member
Registered: 3rd Nov 09
Location: Flitwick, Bedfordshire
User status: Offline
24th Jan 11 at 22:43   View User's Profile U2U Member Reply With Quote
tried direct line yet?
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
25th Jan 11 at 10:41   View User's Profile U2U Member Reply With Quote
Will try them today at lunch ;-)
micra_pete
Premium Member

Registered: 23rd Apr 03
Location: West Yorkshire
User status: Offline
25th Jan 11 at 10:49   View Garage View User's Profile U2U Member Reply With Quote
Axa did the best quote on my puma, Sky were the best on the GTB.
Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
25th Jan 11 at 10:53   View User's Profile U2U Member Reply With Quote
Try Brenacre bud.
BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
25th Jan 11 at 10:55   View User's Profile U2U Member Reply With Quote
HIC - subaru with all mods declared and power increase, 900 quid a year.
mike56gte
Member
Registered: 23rd Jun 09
Location: Fife, scotland Drives: Audi S3
User status: Offline
25th Jan 11 at 11:03   View User's Profile U2U Member Reply With Quote
Adrian flux - 20 years old, XE corsa £714 tpft
Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
25th Jan 11 at 11:07   View User's Profile U2U Member Reply With Quote
Play them off against each other too, say your best quote is £900 or something similar - can they do better? 9 times out of 10 they will undercut it
Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
25th Jan 11 at 11:07   View User's Profile U2U Member Reply With Quote
Cheers guys. Great help.


I think it would be useful for this site to sticky or have a guide on insurance. (if there isn't one already)

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