K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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Basically to cut a long story short, the missus has has a minor car crash.
She was parked in a full car park. When she returned to her car some idiot had parked horizontally behind where she and 3 other cars were parked , hence making it very hard to reverse out ... She was reversing at a very slow speed, doing about a 10 point turn to get out the space, when she clipped the old Peugeot 106. It made a small dent on the wing. Numbers were exchanged etc, and the guy said he would get s quote from a garage.
The next day he was requesting £900, as he needs a new wing and now front bumper etc...
He is saying he's booked it in for June, which gives her time to save.. I told her to text him telling him to GTF and go through insurance as her excess is £300.. (bearing in mind this dent can probably be pushed out for £30)
He doesn't want to go through insurance and is telling her it will put her renewal up etc so she's best to pay cash..
Is there a time limit he has to claim on insurance? The small accident happened about 9 days ago, and he was parked incorrectly!
Should I tell her to ring insurance, or leave it and ignore the tosser? They haven't exchanged address or number plates ..
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Robo C20Let
Member
Registered: 22nd Feb 10
Location: Somewhere inside your mom !!!
User status: Offline
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then dont say anything, tell him to do one and if the insurance phone go what i havent had a crash etc spend someone round to look at the car (get yours fixed) and dont worry about it.
my uncle was driving my aunts ka back from shopping when someone hit him from the side exchanged details phoned insurance and he wont accept liability so couldnt do anything
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Ring insurance.
Doing it outside of this means you have no legal leg to stand on and people start creating wild figures of £900 to pop a dent out.
Ring insurance asap
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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It's probably too late as he said he needs a new bumper too...
There is no damage at all to her saxo! Not even a scratch
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Twitch
Member
Registered: 3rd Nov 09
Location: Flitwick, Bedfordshire
User status: Offline
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quote:
Originally posted by K2 GTi
It's probably too late as he said he needs a new bumper too...
There is no damage at all to her saxo! Not even a scratch
Thats pretty lucky. crashing a saxo and it not being written off 
But yeh dont pay anything 900 is rubbish. he wont want to go through insurance as he knows he wont get any spending money and i can garentee if he is asking for that amount for a dent he probably wouldn't fix it anyway.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Get your missus to ring her insurance company asap and report the incident. Next go to the polic and report the incident and state that there were no injuries at the scene. If you ignore it you could be accused of leaving the scene of an accident.
Tell the other party that you will only go through insurance end of, then sit back and wait.
I bet you they dont even have insurance hence why they are making a fuss.
[Edited on 10-04-2011 by Fad]
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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Possibly, it's just she'll lose all her no claims, and £300 excess for a dent that could of been pushed out for £30!
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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...or do nothing, since he is clearly trying to pull a fast one.
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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Oh, and she didn't take his reg number (stupid women) so she can't even ring the insurance to say she hit someone :/
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Txt him and ask for his reg was you want to check price on parts, then just hand it over to the insurance company. Seeing as you describe it as a dent chances are it wont be a substancial claim.
If you are personally not claiming there is no excess to pay.
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adiohead
Member
Registered: 28th Sep 01
User status: Offline
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Phone the guy and ask for the reg, say you're going through insurance.
If he doesn't give it then he's probably not insured and you won't lose anything. 
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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i bet the chap isn't insuranced
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Ben J
Member
Registered: 31st Jan 05
Location: Cheshire
User status: Offline
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Yea deffo call your insurance. Tell this guy to GTF. He's either not insured or has no intention of fixing car and wants to make some quick cash.
And tbh the guys phone number will be enough for the insurance company. They will ring him and request details.
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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quote:
Originally posted by 3CorsaMeal
i bet the chap isn't insuranced
ditto, call his bluf
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Simon
Member
Registered: 24th Apr 03
Location: Oxfordshire
User status: Offline
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If I was doing it outside of insurance I would have to see quotes for the work and want to pay for it directly myself. Wouldn't trust others for shit
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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This is the exact reason i would take pictures of the other car if i was involved in a small car-park bump.
Tell him you NEED his number plate as you are going to let the insurance deal with it and under no circumstances are you doing it on the side.If he tells you it,check it yourself on askmid.
If he dosn't,just ignore him.
He was probably planning to just buy another 106 with the 900quid and take a holiday abroad with the change.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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£900 
Tell him you don't want to buy his car and fuel it for 6 months
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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I'd just ignore it tbh. You have every right to go through your insurance rather than paying out of your own pocket and getting ripped off. If he doesn't report it to his own insurance company then thats his problem not yours. As said he might not even be insured if he's getting funny about it.
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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Will get her to ask him for his reg. What if he doesn't give it out what's the beat option then?
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fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
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if he doesnt give it then he wont be insured. tell him to fuck off!
Simples
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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If he doesn't hand over his registration, then tell him to fuck off What will he do then? Clearly doesn't want the authorities involved!
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Failure to supply details is an offence.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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the guys probably goin on holiday in june.
id ignore it
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belton
Member
Registered: 23rd Jul 09
Location: Kent
User status: Offline
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Let him call the insurance company. I doubt he is insured to be honest. Basically the same thing happened when I rolled into a new s3. The guy was like I don't really wanna go through insurance blah blah. I told him to call me to sort it all out through insurance. That was in febuary and haven't heard a thing since.
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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i would just ignore him alltogether and deny all knowledge
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