Gareth T
Member
Registered: 14th Feb 06
Location: newcastle
User status: Offline
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Came this morning, for my corsa C 1.2 sxi twinport = £776.98
me and my partner on the policy, fully comp, no accidents or convictions.
It's gOne up over £100 compared to last year. Personally I think it's getting worse to run a car these days.
Anybody else had their renewal through?
What's people's opinions when it comes to car insurance?
Thanks
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I'm pay an extra £500 than i was 3 years ago. It's a discrace!
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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On what Andrew? how much is it now?
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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i was paying 600 got renewl 900
swapped to diff comp for 500. just shop around
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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last year i paid £830 plus for a 2001 1.4 16v astra
this year i paid £605 for a 1999 1.6 corsa
also i got 3 points (ts50) in my last week of the insurance on the astra so didnt declare them until i got the corsa. i was expecting a lot more tbh but it was less. i think it just depends what number they draw out of the hat 
its not due til april but our lass checked the other day (go compare) and its about the same again this year
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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My renewal was £50 more than it was the year before. Got a cheaper quote with another company so thought I'd be cheeky and ask if they could beat it....BOOM £450 off 
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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shaunmods - get in there!! 
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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I was with quinn direct paying £1600. Renewal came through, it was £1900 odd. Rang them to see if they can do it cheaper, £1700 was cheapest they can do.
Spoke to Admiral, £825, boom 
[Edited on 10-09-2011 by Eddx14xe]
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Gareth T
Member
Registered: 14th Feb 06
Location: newcastle
User status: Offline
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Ensure have given me a cheaper quote via a comparison site. Going to call tesco as a few people I work with are insured with them.
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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my renewal is 300 less to what it was last year.. if i get a 530d it will be exactly same as last year
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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i had a renewal of 1200 once, got a quote of 750 from another insurer so rang up my own to cancel. they kept me on hold for ages and came back saying right weve got it down to 1000 for you and couldnt get why i still wanted to cancel, i think the guy must have thought i was making up my 750 price
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Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
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It's gone up about 37% so most people are facing an increase.
It's making NCB pointless as you end up paying more the next year after earning a ncb.
Just don't be lazy and use compare sites for your final policy, they are an okay guide but it's always best to go directly to the company with the cheaper quotes and speak to them on the phone to see if they can beat it.
[Edited on 11-09-2011 by Sunz]
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by Sunz
It's making NCB pointless as you end up paying more the next year after earning a ncb.
That's not really true though is it. Yes you may be paying more than last year but the extra discount from another years NCD means you are paying less than the true technical insurance rate that you would have been paying without it.
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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Thats what i do sunz.
Use confused.com as a guide for the cheapest company, then go direct to them.
You usually save an extra £200+ by going direct.
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Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
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my renewal is due in about a weeks time from Brentacre,just hope it has not gone up.
Paid around £770 for my current policy with them.
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FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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You guys have got it easy as fuck
Im paying 2100 for a 1ltr polo
Its fucking shite
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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A guy i went college with was paying £2300 on a 1.5 diesel peugeot 306. It was only third party f+t as well.
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pharoah2011
Member
Registered: 3rd Jun 11
Location: Dunston,Gateshead
User status: Offline
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just renewed my insurance was gonna be 1496 with elephant s changed to swiftcover and paying 1200 with 2 years no claims
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
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quote:
Originally posted by Pop
quote:
Originally posted by Sunz
It's making NCB pointless as you end up paying more the next year after earning a ncb.
That's not really true though is it. Yes you may be paying more than last year but the extra discount from another years NCD means you are paying less than the true technical insurance rate that you would have been paying without it.
The problem is that the reason insurance went up so much is because of a massive increase in the amount of claims being made, then people not claming, earnt their NCB, end up paying more and that's pretty ironic I think.
Earn a NBC for being careful and pay more on your insurance because of people claiming for wiplash and faking crashes.
So although it's true you save a % with a NCB you are still losing out overall so its pretty much been cancelled out.
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DanCobb
Member
Registered: 14th May 11
Location: Lewes/Brighton
User status: Offline
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quote:
Originally posted by pharoah2011
just renewed my insurance was gonna be 1496 with elephant s changed to swiftcover and paying 1200 with 2 years no claims
I want to go swift cover I'm I'm too young, you need to be 21 :/
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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insurance is going up as more and more folk think they are 'winning' by making stupid ass compensation claims for sore necks and backs.
Cut the bullshit and they may well go down
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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quote:
Originally posted by AK
insurance is going up as more and more folk think they are 'winning' by making stupid ass compensation claims for sore necks and backs.
Cut the bullshit and they may well go down
THIS!
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sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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Or just ban woman from being allowed on the roads.
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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Every single near miss i've had (apart from 1-2) has been because of women pulling out infront of me. Also found its mostly women that have no lane disapline.
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