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Author Trade insurance - name me some companys.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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10th Nov 11 at 23:10   View User's Profile U2U Member Reply With Quote
Being 23 i need names of some companys that will insure me.

Not fussed for performance cars etc.

Had a quote FC, £10k limit, upto ins group 17 (old way, CTR, Clio Sport's etc)

£2,700, doesnt seem bad but i dont wanna pay that

£5k limit will do me i think.
Warren G
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Registered: 14th May 06
Location: Kent
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10th Nov 11 at 23:33   View User's Profile U2U Member Reply With Quote
quote me today, i pay £1982 23 3yr ncb modified cars upto 10k

trade x


[Edited on 10-11-2011 by Warren G]
bigron1988
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Registered: 29th Aug 09
Location: Southport, Merseyside
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10th Nov 11 at 23:33   View User's Profile U2U Member Reply With Quote
best bet is just type in google and ring every company , thats what i had to do , im with trade x btw
Ian
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Registered: 28th Aug 99
Location: Liverpool
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10th Nov 11 at 23:36   View Garage View User's Profile U2U Member Reply With Quote
TradeX, Bollingtons, A1 Home Fleet.
Tomnova16
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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
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10th Nov 11 at 23:45   View Garage View User's Profile U2U Member Reply With Quote
Crowethorn

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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10th Nov 11 at 23:55   View User's Profile U2U Member Reply With Quote
Cheers chaps. Done a few now so hopefully will get some decent prices, and endless amounts of phone calls
Ian
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Registered: 28th Aug 99
Location: Liverpool
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10th Nov 11 at 23:56   View Garage View User's Profile U2U Member Reply With Quote
They told me they wouldn't cover me because I don't do enough work.
FlaFFy_91
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Registered: 30th Sep 08
Location: Formby, Merseyside
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10th Nov 11 at 23:57   View Garage View User's Profile U2U Member Reply With Quote
do you guys have trade insurance so you can just drive any cars or do you guys have trade so you can fix cars and drive them or buy cars and sell them? i was thinking wouldnt it be cheaper if for example a one of my friends got trade insurance and just put me on it, and i payed half?

meaning we could drive almost any car, and own more expensive than we could usualy afford?

or am i thinking about this the complete wrong way?
Ian
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Registered: 28th Aug 99
Location: Liverpool
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10th Nov 11 at 23:59   View Garage View User's Profile U2U Member Reply With Quote
Your thinking is correct but they'll probably not cover you in that case.

You need to be properly in partnership and all registered up properly.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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11th Nov 11 at 00:00   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
They told me they wouldn't cover me because I don't do enough work.


Email them a copy of your avatar <<
Ian
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Registered: 28th Aug 99
Location: Liverpool
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11th Nov 11 at 00:01   View Garage View User's Profile U2U Member Reply With Quote
"Hi further to your quote here is me in some rusty water"
FlaFFy_91
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Registered: 30th Sep 08
Location: Formby, Merseyside
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11th Nov 11 at 00:14   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
Your thinking is correct but they'll probably not cover you in that case.

You need to be properly in partnership and all registered up properly.


so you need like a vat number and things like that?

obviously i wasnt going to do it anyways tbh was just always a thought

also, with trade insurance, do you get trade plates with it or is that another thing entirely?

sorry for the questions, never had trade explained to me before haha
Ian
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Registered: 28th Aug 99
Location: Liverpool
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11th Nov 11 at 00:18   View Garage View User's Profile U2U Member Reply With Quote
No trade plates are a different thing. With the insurance the only difference is you get a log in to the MID system so you can add cars to it so you don't get stopped.
Tom J
Organiser: South Wales
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Registered: 8th Sep 03
Location: Bridgend
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11th Nov 11 at 00:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
They told me they wouldn't cover me because I don't do enough work.


how much work is enough?
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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11th Nov 11 at 07:52   View User's Profile U2U Member Reply With Quote
I'm through Lionheart.

No requirment to be registered as a business, £1200 a year, 7.5k value limit.
kennySRi
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Registered: 12th Nov 10
Location: Lancashire
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11th Nov 11 at 08:16   View User's Profile U2U Member Reply With Quote
At 23 i was with choicequote who sent me to mma insurance. Paid aeound £1k and that was for any car fully comp with a 7.5k limit. They were happy that i only do it in my spare time aswell.
John
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Registered: 30th Jun 03
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11th Nov 11 at 08:48   View User's Profile U2U Member Reply With Quote
Does it increase massively when you get a higher limit? 7k and 10k limit misses out an awful lot of cars
Graeme
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Registered: 26th Jul 04
Location: Northampton
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11th Nov 11 at 09:37   View Garage View User's Profile U2U Member Reply With Quote
Im getting mine through a company called peacocks. It's about £1150 full comp and up to £7k and only 6 permanent cars on it.

Remember though if you write something off most of them will only pay you a trade price so wont get a lot.
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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11th Nov 11 at 09:59   View Garage View User's Profile U2U Member Reply With Quote
Might look into this again as I'm paying 1200 on the van for commercial use.

One that covers 7.5t would be good too
Tom J
Organiser: South Wales
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Registered: 8th Sep 03
Location: Bridgend
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11th Nov 11 at 16:44   View User's Profile U2U Member Reply With Quote
can ncb from private car be transferred over?
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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11th Nov 11 at 16:51   View User's Profile U2U Member Reply With Quote
Mine got transferred.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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11th Nov 11 at 17:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom J
can ncb from private car be transferred over?


Yes.
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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11th Nov 11 at 18:33   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
No trade plates are a different thing. With the insurance the only difference is you get a log in to the MID system so you can add cars to it so you don't get stopped.





I just call up give the reg & make/model, usually takes less than 2 minutes including going through the automated welcome.
sandyvxr
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Registered: 19th May 11
Location: sheffield
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11th Nov 11 at 18:44   View User's Profile U2U Member Reply With Quote
i need to do this, as its a night mare changing insurance over all the time.
~willow~
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Registered: 9th Feb 09
Location: kidderminster
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11th Nov 11 at 19:30   View User's Profile U2U Member Reply With Quote
im with quotemetoday who insure me with tradewise, cheapest by far i found...
im covered on modified cars, £5k indemnity and i pay £660 a year

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