pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Just had to haggle with Admiral to get £40 off the price of my insurance! Can't find it cheaper anywhere else, their renewal was pretty much the cheapest!
Anyone else finding this?
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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My insurance has gone down every year apart from when I've changed cars to something more expensive/faster.
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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You have claims that work against you have you not? Also, I was recently told that 30 is the new 25 in terms of insurance.
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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Pretend to cry on the phone, always works for me!
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flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
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£400 fully comp on the s2k now i'm 25 
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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My insurance for my Z3 ///M was cheaper at 25 than my Astra Poo-si was at 24
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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£119.50 for a years insurance on my vw transporter 2.5tdi van.
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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MY03 ain't it? Nice!
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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I've not seen a big drop since I turned 21 (bar moving from Merseyside to Yorkshire). The only thing I've noticed lately was that Phil's insurance went down when he added me on the other month, before that, putting me on had always added at least 100 quid.
[Edited on 04-08-2014 by Mike]
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Jason x
Premium Member
Registered: 19th Apr 13
User status: Offline
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quote:
Originally posted by Nic Barnes
£119.50 for a years insurance on my vw transporter 2.5tdi van.
i pay this a month for my corsa 
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John
Member
Registered: 30th Jun 03
User status: Offline
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I didn't get a big jump at 25, had been getting progressively cheaper anyway. I've never paid extra any year, unless its been a more expensive car to insure.
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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I never even noticed a big jump when i went from 1 years NCB straight to 6. Was only saving about £60 a year on the same car.
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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quote:
Originally posted by John
I didn't get a big jump at 25....
Likewise; turning 25 didn't really make a huge amount of difference. Instead, insurance has got cheaper as the years went on although at 28 it seems to have plateaued tbh.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by Dom
quote:
Originally posted by John
I didn't get a big jump at 25....
Likewise; turning 25 didn't really make a huge amount of difference. Instead, insurance has got cheaper as the years went on although at 28 it seems to have plateaued tbh.
seems most companies max no claims seem to be 9, so once youve reached that, i guess its only going to change depending on your postcode etc?
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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quote:
Originally posted by Nic Barnes
quote:
Originally posted by Dom
quote:
Originally posted by John
I didn't get a big jump at 25....
Likewise; turning 25 didn't really make a huge amount of difference. Instead, insurance has got cheaper as the years went on although at 28 it seems to have plateaued tbh.
seems most companies max no claims seem to be 9, so once youve reached that, i guess its only going to change depending on your postcode etc?
Think you're right Nic.
Biggest difference i found was tweaking the job title using http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/ - saved about £60/70; that and using cashback offers.
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John
Member
Registered: 30th Jun 03
User status: Offline
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I always have a play about with job titles but that seems to make just about no difference for me now.
One I came across while getting insurance for my brother was the excess. Increasing the voluntary excess significantly increased the quote, haven't seen that before.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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You've not told them you're self employed have you Dave?
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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when i changed jobs from being a warehouse person to being a salesman, my insurance went up on my bmw.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Have you tried adding the Mrs?
Mine went down about £30 this year (multi car on Admiral) but there's been a few changes. Claimed twice as people keep driving into me outside my house/work, got married, moved into a house outside of Liverpool but still in Merseyside and changed the 1.4 06 plate Astra to a 1.4 60 plate 207.
Insurance is a bit mad, doesn't make sense.
[Edited on 04-08-2014 by Andrew]
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johnny86
Premium Member
Registered: 15th Feb 10
Location: in a bus stop.
User status: Offline
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I pay 104 a month with car declared as a 2litre and 6 points
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I always have a play with it but just found it weird the cheapest I could find was my renewal! Never mind, there's always next year!
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Now having a child under 16 seems to have brought mine down quite a bit. Oliver Cromwell and Steve must be paying peanuts now.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Your kid is getting younger Markm?!
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Stuart H
Member
Registered: 17th Jul 09
Location: lanark , scotland
User status: Offline
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£244 on a corsa d sri. 23 years old driving for 16 month. 
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tom130691
Premium Member
Registered: 13th Sep 08
Location: Daventry
User status: Offline
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mines going to be like a grand this year, two claims in two years at 23 FML
was coming up to 4 years before hand 
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