Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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feck
drink
arse
girls
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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ARSE-BISCUITS!!
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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ARNOLD who arnold!!!
our lord - arnold "lent episoode"
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GT4Brody
Member
Registered: 26th Sep 01
Location: south
User status: Offline
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quote:
Originally posted by Adam-D
quote:
Originally posted by GT4Brody
You must be F**king mad in my opinion.
You are buying the car on finance for a start, then you are gonna spend 2.5k to insure it, mate you well end up in debt up 2 ur eye balls, dont do it.
Get something you can afford, you well only regret it in a years time when the car has depriceated by 3 grand!!
Soz to sound negative, but thats my opinion!! 
i was trying to be suble
im starting again im getting a shitter then saving up fo a new car not going on finace ever again
that way my money is my money
dont suppose i was being subtle, just trying to give him some helpful advice!!
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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aye indeed finance is evil
u spend over 2k more than the cars worth
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by Adam-D
ARNOLD who arnold!!!
our lord - arnold "lent episoode"
Cigarettes And Alcohol And Roller Blading
fcukin love that eposide!!
quote:
FR.TED: You remember Father Jack, don't you?
STR.ASSUMPTA: Oh...Yes.
FR.JACK: Nan!
FR.TED: No. It's nun.
FR.JACK: Nun! Aaaaaaaaaaaaaaaah!
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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quote:
Originally posted by CORSA NUT
quote:
Originally posted by Ditch
sorry i obviously have not been clear on this, the finance on the cupra would be for a second hand 180hp model from a Seat garage, and i would have a few grand deposit, so its not like i would be paying for ever.
And i wouldnt get the finance if a bank loan was the cheaper option.
I have already thought this through,....... and as i said at the start....
..... i can afford it if i wanted!
So your lookin at over £200 a month just for the insurance and what? Say £200 for the finance/loan? How much do you get a month?
Petrol/Tax/MOT's/Parts/Mods/Service's/Tyres They all add up mate..
well actually i figured £190 per month on the loan, and £190 insurance, so thats £380, plus i will be using £120ish a month petrol, thats £500
my disposable income per month is around a grand, so its really not that big a deal..... is it?? 
My wages just get wasted on crap, so the way I look at it is if i had repayments to keep up at least i would have something to show for it!!!
Vrrrrrrmtshhhh
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by Adam-D
aye indeed finance is evil
u spend over 2k more than the cars worth
agreed, when I got my corsa, the marked price was £3500, but they dropped it to £2800, saying I gave them a £700 deposit (the dealership), yet the finance is about £4800!!!! Will be paid off in full though after this christmas 
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paul_spurrell
Member
Registered: 14th Sep 01
Location: Bath Avon
User status: Offline
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mines on 0% so i'm not that bothered
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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well I know my next car I'm gona save up & buy the damn thing out-right! No more finance for me!!
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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quote:
Originally posted by PaulW
quote:
Originally posted by Adam-D
ARNOLD who arnold!!!
our lord - arnold "lent episoode"
Cigarettes And Alcohol And Roller Blading
fcukin love that eposide!!
quote:
FR.TED: You remember Father Jack, don't you?
STR.ASSUMPTA: Oh...Yes.
FR.JACK: Nan!
FR.TED: No. It's nun.
FR.JACK: Nun! Aaaaaaaaaaaaaaaah!
GOBSHITE
FLOOR
CURTAINS
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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my old man lent me 3k on 0% finance to get my corsa and insure it
just finished payin the old cnut back!! 
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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quote:
Originally posted by Adam-D
quote:
Originally posted by PaulW
quote:
Originally posted by Adam-D
ARNOLD who arnold!!!
our lord - arnold "lent episoode"
Cigarettes And Alcohol And Roller Blading
fcukin love that eposide!!
quote:
FR.TED: You remember Father Jack, don't you?
STR.ASSUMPTA: Oh...Yes.
FR.JACK: Nan!
FR.TED: No. It's nun.
FR.JACK: Nun! Aaaaaaaaaaaaaaaah!
GOBSHITE
FLOOR
CURTAINS
stop filling my post with your pointless sh!te!!
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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quote:
Originally posted by Ditch
quote:
Originally posted by CORSA NUT
quote:
Originally posted by Ditch
sorry i obviously have not been clear on this, the finance on the cupra would be for a second hand 180hp model from a Seat garage, and i would have a few grand deposit, so its not like i would be paying for ever.
And i wouldnt get the finance if a bank loan was the cheaper option.
I have already thought this through,....... and as i said at the start....
..... i can afford it if i wanted!
So your lookin at over £200 a month just for the insurance and what? Say £200 for the finance/loan? How much do you get a month?
Petrol/Tax/MOT's/Parts/Mods/Service's/Tyres They all add up mate..
well actually i figured £190 per month on the loan, and £190 insurance, so thats £380, plus i will be using £120ish a month petrol, thats £500
my disposable income per month is around a grand, so its really not that big a deal..... is it??
My wages just get wasted on crap, so the way I look at it is if i had repayments to keep up at least i would have something to show for it!!!
Vrrrrrrmtshhhh
Half of your monthly wages going on a car?? You must be mad.I could afford a fuking skyline but i still want enough money for other things!
What about when it's somones Birthday? Or if you need tyres?
What about a service???
'Arrrr yes sir that will be £300 please'
'But that will only leave me with £200 for the month!!'
'Welcome to the real world sir'
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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And Christmas for fuks sake!!!!!
Is £500 gonna get you through that?? I dont think so.You can't just stop paying the insurance and finance just because somthing comes up.
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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I sound like my dad
At least i know what he was going on about when he tried to stop me getting into debt
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Screaming Vtec
Member
Registered: 29th Jul 03
User status: Offline
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How old are you?
Im 22 and im paying 1200 for my ITR.. (grp18)
I told myself i'd never pay over 1k, but its worth the extra couple hundred.
Try Tescos and get a quote on a Jap car, they are very good with Jap stuff.
at 20 I was paying £787 on a Prelude 2.2 Vtec (group 17)
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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quote:
Originally posted by CORSA NUT
quote:
Originally posted by Ditch
quote:
Originally posted by CORSA NUT
quote:
Originally posted by Ditch
sorry i obviously have not been clear on this, the finance on the cupra would be for a second hand 180hp model from a Seat garage, and i would have a few grand deposit, so its not like i would be paying for ever.
And i wouldnt get the finance if a bank loan was the cheaper option.
I have already thought this through,....... and as i said at the start....
..... i can afford it if i wanted!
So your lookin at over £200 a month just for the insurance and what? Say £200 for the finance/loan? How much do you get a month?
Petrol/Tax/MOT's/Parts/Mods/Service's/Tyres They all add up mate..
well actually i figured £190 per month on the loan, and £190 insurance, so thats £380, plus i will be using £120ish a month petrol, thats £500
my disposable income per month is around a grand, so its really not that big a deal..... is it??
My wages just get wasted on crap, so the way I look at it is if i had repayments to keep up at least i would have something to show for it!!!
Vrrrrrrmtshhhh
Half of your monthly wages going on a car?? You must be mad.I could afford a fuking skyline but i still want enough money for other things!
What about when it's somones Birthday? Or if you need tyres?
What about a service???
'Arrrr yes sir that will be £300 please'
'But that will only leave me with £200 for the month!!'
'Welcome to the real world sir'
well id just better get myself a decent pay rise and a Saturday job, then start saving some serious ££'s for a deposit, cos im getting this car!!
But thanks alot for the advice on not getting into too much debt fellas, much appreciated
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essexracer
Member
Registered: 11th Apr 02
User status: Offline
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Ditch sort it out m8!
im sure u could quite easily afford it if you did just 2 things...
1.) stop drinkin (lol is there any point in sayin number 2 now?)
2.) stop smokin fags and green etc etc
ud save a lot of money! but i dont blame u if u give up now m8, as i couldnt give up me drink
m8 i know this sounds gay as u want this seat asap, but you should keep ur festa for at least another year (ur only 18 right?  ) and by then u may not want the old seat but sumic else etc etc ur insurance aint gonna get cheap until ur 21 so your gonna av to wait or win the lottery
thats life m8!
james 
[Edited on 05-11-2003 by essexracer]
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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No way... Especially when you could buy a better car and do what Nismo's done at 19... Wouldn't pay £2500 on a Cupra R... nice cars but no way worth it...
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ainsley_brader
Member
Registered: 24th Mar 02
Location: Tattershall, Lincolnshire
User status: Offline
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I paid £2,400 last year just renewed first of november at £2,500.
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Paul H
Member
Registered: 11th Aug 03
Location: Lincoln.
User status: Offline
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quote:
Originally posted by Ditch
very cheap Gambit/Robbo, but theres no way I will start getting those kind of quotes untill im well over 21 years old, more like 25!!
So back to the point, if you could afford it, would you pay it???
not a chance no way would i pay that amount for insurance.not unless the car was something special like a porsche,ferrari or something
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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what are you driving atm?
Perhaps you should think about taking it in stages - so go up to something a bit faster, then something even faster after that...
that way your not stuck with the same car for several years, I know when people say 'well wait a year or 2 till you can afford it' but 2 years is quite a long time and thinking 'I'm stuck with this car for another 2 years can feel shit' - hence why I think maybe get something a bit faster now, i.e. everyone's usual step up - to Pug 106 GTi or Punto, or just drop a 2.0 16v in the corsa..
still gonna be £££ but nothing even close to the Cupra
Then it could be, this year corsa, next year pug 106 gti, then the year after cupra ... so you've basically not been stuck with the same car - but will now be old enough and have enough NCB to do it.
Paul J
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Corsa Sport Gav
Member
Registered: 12th Feb 03
Location: Durham, County Durham Drives: A6 Allroad
User status: Offline
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£1,355.90 P Reg (97) Corsa Sport 1.4 16v 72k
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