Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by Nath
but still he gets to pick a new car without all the hasle of trying to sell his. Thats what my point was supposed to be.
he didnt want a new car he loved the one he wanted 
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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quote:
Originally posted by Ian
Your own insurance company don't need to know about mods - you're making a third party claim on the other guys policy right?
I have told my insurance about the crash, gave them his details and my insurance organised collection of my car. I spoke to them today about a personal injury form and they have already contacted a solicitor on my behalf.
My insurance know about wheels, spoiler and alarm. Only thing left on that MY insurance dont know about are the Morrettes and central locking system
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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what car you getting now then?
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by Kerry
quote:
Originally posted by Nath
but still he gets to pick a new car without all the hasle of trying to sell his. Thats what my point was supposed to be.
he didnt want a new car he loved the one he wanted
He'll get over it 
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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dunno, depends on what I get for mine.
I'm in no rush cos insurance are giving me a courtesy car 
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Plus he'll get a nice personal injury payput. My mate wrote his fiesta off and got whiplash from it. Wasnt his fault but he now gets to choose another car and hes gonna stand to get a few quid from the payout. My mate got £2,200 for getting a broken jaw from a punch, whiplash must pay out pretty well.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by BigSte
dunno, depends on what I get for mine.
I'm in no rush cos insurance are giving me a courtesy car
Enjoy 
I had a brand new 100miles on the clock 106 quicksilver when someone ran into my car - most fun ive ever had in a car
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Nath
Plus he'll get a nice personal injury payput. My mate wrote his fiesta off and got whiplash from it. Wasnt his fault but he now gets to choose another car and hes gonna stand to get a few quid from the payout. My mate got £2,200 for getting a broken jaw from a punch, whiplash must pay out pretty well.
Yeah not bad I suppose if you can get all that, Injury payout, loss of earnings, more than your cars worth etc
Just I know a few people that have had a minter of a car smashed/stolen and not got what it was worth from insurance
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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I'm with Liverpool Victoria and am really pleased with them so far......it only took them 25 hours from the accident happening for them to get my car taken away for assessment.
Price is £1700 for my car according to parkers.co.uk, plus some for bits on.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by BigSte
I'm with Liverpool Victoria and am really pleased with them so far......it only took them 25 hours from the accident happening for them to get my car taken away for assessment.
Price is £1700 for my car according to parkers.co.uk, plus some for bits on.
At what point do insurance companies class it as a total loss
Im sure someone told me it was 65% book value or something
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MattyB
Member
Registered: 13th Nov 01
Location: 118.5bhp :D
User status: Offline
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LOLOL @ 40mph - that corsa wud be demolished if that was the case!!!! Thats the exact sorta damge u'd get from a 25-30bash. At 40mph, he'd still be in hospital!
Anyway mate - good luck with claim etc - doubt u'll get ur extra £££ for morettes etc if u hadnt paid more premium to cover em.
Matt
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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Will cost a fortune and a lot of time to put right. Not sure of any figures though
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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quote:
Originally posted by MattyB
LOLOL @ 40mph - that corsa wud be demolished if that was the case!!!! Thats the exact sorta damge u'd get from a 25-30bash. At 40mph, he'd still be in hospital!
Anyway mate - good luck with claim etc - doubt u'll get ur extra £££ for morettes etc if u hadnt paid more premium to cover em.
Matt
Liv Vic don't put premiums up to cover though, cover all mods at no extra cost
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MattyB
Member
Registered: 13th Nov 01
Location: 118.5bhp :D
User status: Offline
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In that case, u wont get ur £300 extra for ur morrettes.
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jazzer2k3
Member
Registered: 24th May 03
Location: **SHEFFIELD**
User status: Offline
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FCUK ste thats proper harsh pal.........gimme a ring innit pal.....
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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sorry to hear that
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Ryan L
Member
Registered: 4th Mar 03
Location: Essex
User status: Offline
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i'm the only premium member logged on at the moment  no fair
anyway sorry to hear bout your crash just pray something like that never happens to me as no matter how good a driver you are there is fook all u can do
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stubbsy
Member
Registered: 5th Jun 01
Location: stoke-on-trent
User status: Offline
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you wont get money for morettes as liv vic just repair car back to standard condition, this is why im going to go with adrian flux when i renew my policy.
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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gutted for ya m8...
Was lookin good to....
enjoy the coutesy car then look forward to a new motor..is the insurance try to give you measly offer..contest it m8..They always expect there 1st offer to be contested..
Missus used to work in car insurance and they always try it on with 1st offer...
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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yep, im sure there first offer will be a joke.
I want money for the car and I either want money for my spoiler, alarm, central locking and morrettes or they are coming off. I'm also going to mention that the bumpers I had on my car aren't standard to that model so I want extra for them as well.
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TOMAS
Member
Registered: 7th Aug 02
Location: Nottinghamshire
User status: Offline
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BigSte, you want to get the lamps out the morrettes if you can and sell them on as they look undamaged. These things are like gold dust mate!! If theirs owt off the car that you are selling if they write it off let me know, im only down the road...
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Neil
Member
Registered: 2nd Nov 03
Location: Newcastle Drives: E46 MSport Coupe
User status: Offline
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Bout £3 grand for whiplash claim.. as long as you went to hospital or doctor within 24 hours I think it is.. shame about the car.
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jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
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the plastic surround of the twin lights could be fixable if broke, my old one had a damaged surround.
main thing is that you are ok sad about the car tho.
refering to a topic a few days back, wonder what the damage would of been without a crash bar fitted??
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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quote:
Originally posted by NeilCorsa
Bout £3 grand for whiplash claim.. as long as you went to hospital or doctor within 24 hours I think it is.. shame about the car.
Went to hospital about 4 hours after accident, they told me to take a week off work. Been back to doctors this morning (45 hours after accident) because my necks got stiffer, they just gave me more painkillers. 3k would be sweet but not countin on any compensation for injuries
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paul_spurrell
Member
Registered: 14th Sep 01
Location: Bath Avon
User status: Offline
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i had an old nova insured with vauxhall. I had a courtesy car delivered within an hour of ringing them. Were quite quick
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