deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
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paint was mostly scrathec and the bumper bracket was snapped!
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Davido
Member
Registered: 18th Aug 03
Location: Reading,Berks
User status: Offline
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shudnt have gone to meet him shud of gone to his insurance cosi bet ur car is lowered wheels etc n u aint declared anything its not just the bumper u have to worry bout fella?
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Meat-Pie-SRI
Member
Registered: 10th Apr 02
Location: Berkhamsted, Drives Mk4 R32
User status: Offline
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quote:
Originally posted by Colin J
Looks like you been caught out - nothing much you can do
Might be his fault but technicly your insurance is void because the kit isnt declared
This is correct. as far as they are concerned, it is not the car on the policy!
BLUNDER!!!! 
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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i thought it doesnt matter wots declared or not declared on ure ins if he ran into u then if it was done through ins its his company that pays so nothin to do with ure policy. in theory surely u wouldnt even have to have ins because he hit u 
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Davido
Member
Registered: 18th Aug 03
Location: Reading,Berks
User status: Offline
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u cant claim unless u have insurance urself bcos u report it to ur own insurance company whether ur fault or not then they go to the other company if different, but its ur insurance company who initially pay out for damage or if they write it off then they claim of the other insurance company.
im shocked how little u all know bout insurance u need to be clued up with insurance esp where mods r concerned 
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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quote:
Originally posted by deanmcreynolds26
Ok had a bump as a few of u know, got my bumper bracket broke scratched the paintwork and bent the front arch a bit as well!!
was gona sort it all out w.out insurance and went through to see the guy 2nite but he had brought someone from a Jaguar garage to inspect my car. the guy had a look then got on his fone and asked for a VLC check or something to that effect and then gave the other person on the fone my reg number, he came off the fone and said he foned his dad and he is a police inspector and that he just found out my bodykit aint declared which it aint, now he reckons i might not get a penny out them b'cos of this, but i never admitted it wasnt on the insurance jus said im gona claim through ur insurance then....
but the guy accepted liability when he hit me!
Where do i stand with this?
HELP PLEASE
I have to ask how anyone found out your GSi bumper is not declared unless you told him. he cannot access that information with a warrent. it's against the data protection act
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Davido
Member
Registered: 18th Aug 03
Location: Reading,Berks
User status: Offline
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^^^ id have thought he is right with that his dad cant just find stuff out like that all he can find out as a copper is details of whether ur insured or not not fine details of ur insurance its the datat protection act as vibs said..
what i reckon is doing is trying to bluff u mate into scaring u away from making a claim
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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quote:
Originally posted by deanmcreynolds26
he foned his dad and he is a police inspector and that he just found out my bodykit aint declared
If this is true, this chap will not be a police inspector for much longer. Acquisition of this information is a MAJOR breach of police power, not to mention completely illegal anyway under various laws applicable to personal data.
Whose fault was the accident?
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FlamingCorsa
Member
Registered: 22nd Apr 03
Location: Shropshire
User status: Offline
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i didnt even think cops could get that information 2be honest!
it wont just b on a computer screen at cop station if ur car had mods declaired or not i wud not of thought?!
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FlamingCorsa
Member
Registered: 22nd Apr 03
Location: Shropshire
User status: Offline
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ring the bloke who was in the crash and ask for the he dads police number cos u want 2 find out if wot he has done is ok or not just for ur intrest!
c wot he has 2 say then!?
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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hes aving u on m8
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Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
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yeah, i agree. He shouldn't have access to that information, if he did then he's breaking the law big time. I think he's calling your bluff, so its time you called his. Either that or go and chin him
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ainsley_brader
Member
Registered: 24th Mar 02
Location: Tattershall, Lincolnshire
User status: Offline
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Dont ring him at all just ring your insurance company! If they mention your kit just apologize say you didnt realise you had to mewntion it you got it like that new it wasnt std but didnt think it mattered. End of the day the other drivers ins is paying so you should get away with it.
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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I'd threaten the bloke really cos of what his Dad did. Im pretty sure if you ask for his Dad's police number you will get a cheque through the post the next day
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glasgow_corsa_c
Member
Registered: 13th Jan 03
Location: Ecosse
User status: Offline
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quote:
Originally posted by Red_Sxi
I'd threaten the bloke really cos of what his Dad did. Im pretty sure if you ask for his Dad's police number you will get a cheque through the post the next day
Agreed!
Fone up and tellhim u want his dads number, if he gives u it then simply say u are reporting him. Shud put the shits into him
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Corsa_Quadz
Member
Registered: 24th Feb 08
Location:
User status: Offline
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i cant believe this lad, the decent thing is to admit liablility if your wrong especially if its clear! But to go a tell daddy, jus to make you look stupid is just plain taking the piss! Either way he should come up with the cash to repair your car, and as Ian sed about breach of the police i cant see him getting away with it......this guy = twat
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by Kerry
i thought it doesnt matter wots declared or not declared on ure ins if he ran into u then if it was done through ins its his company that pays so nothin to do with ure policy. in theory surely u wouldnt even have to have ins because he hit u
Both parties need to be insured. IF the company are taking a stance that they won't pay as you technically have voided your insurance because of an undeclared bumper, then unfortunatley they are correct.
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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2004 called......
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Shane
Member
Registered: 10th Jan 04
User status: Offline
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by tom_simes
2004 called......
Didn't look at the dates!
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Nick-S
Member
Registered: 3rd Mar 04
Location: Leigh. Drives: RS Megane 230 F1 Team R26
User status: Offline
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god dam grave diggers
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neil h
Member
Registered: 28th Sep 06
User status: Offline
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I was gonna stick a worth while reply in here, but after spotting the dates, maybe not 
How on earth did the person who revived this one find it in the first place lol.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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I'm interested to know the outcome tho
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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wtf
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ProjectNCK
Member
Registered: 22nd Oct 07
Location: Burnley, Lancashire
User status: Offline
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I hope he Call his bluff , funny how its his fault then he's related to a Police inspector hmm....
[Edited on 18-06-2008 by ProjectNCK]
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