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Author what would you do?
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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1st Aug 05 at 16:01   View User's Profile U2U Member Reply With Quote

was looking at the BMWs....

mmm decisions. Contemplating the GTI6 but the interior looks so shocking to be honest

the Celica GT has crept back into my mind... as has an FTO

later folks, off home
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
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1st Aug 05 at 16:02   View User's Profile U2U Member Reply With Quote

pay it off dave, get a run around and move in with your missus
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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1st Aug 05 at 16:02   View User's Profile U2U Member Reply With Quote

bye bye mr indecisive
mwg
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Registered: 19th Feb 04
Location: South Lakes
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1st Aug 05 at 16:04   View User's Profile U2U Member Reply With Quote

Pay the loan off, being debt is shit. Wait and save for a new car that you can buy in full without any loans
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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1st Aug 05 at 16:04   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Patrick
I know, £14k loan over 7 years - 5 of those left.

Then about £4k left from seperate loans.

[Edited on 01-08-2005 by Patrick]


Carly
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Registered: 21st Aug 03
Location: sheffield
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1st Aug 05 at 16:07   View User's Profile U2U Member Reply With Quote

Pay off the loan, but save up for the car you really want before moving in with your lass.
I plan on buying things i dont need, but want because they're fun before getting a house and spending all my money on bills
Patrick
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Registered: 25th Apr 02
Location: SE London
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1st Aug 05 at 16:16   View User's Profile U2U Member Reply With Quote

Trouble with me is I want now pay later. Very bad method.
--Dave--
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Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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1st Aug 05 at 17:44   View User's Profile U2U Member Reply With Quote

kin hell Pat!! how did you get in that much bother?

i would kill myself
Jamie Walby
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Registered: 15th Nov 04
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1st Aug 05 at 18:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Tom
If it were me (and alot of people might disagree which is fair enough) i'd pay the £1k off and get something for £3k you can still get alot of car for £3k these days fair enough it may be a little older but think of the money you'd have to move out and not to have any debts) a nice car can always come later once you moved out, supose it depends what you want the most.


I agree! Dave I think you should do this! Think of all the wooping you could do if you had your own place!

Plus me and the Hoff could come visit!!

Jamie Walby
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Registered: 15th Nov 04
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1st Aug 05 at 18:38   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Tom
bye bye mr indecisive


He used to be indecisive but he isnt so sure now!
mav
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Registered: 19th Jun 01
Location: Scotland
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1st Aug 05 at 19:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by --Dave--
quote:
Originally posted by Pablo
http://www.corsasport.co.uk/board/viewthread.php?tid=228955


Pablo - send me them links mate.

Not keen on that one in classifieds.... it's a corsa


what do you expect on corsasport

pay off debts..
sxi16vjoe
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Registered: 16th Dec 02
Location: Kent
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1st Aug 05 at 19:24   View User's Profile U2U Member Reply With Quote

Id carry on paying the loan monthly. But dont listen to me as i have about £6k debt.
Pop
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Registered: 8th May 03
Location: Reading
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1st Aug 05 at 19:29   View User's Profile U2U Member Reply With Quote

I had plans for the corsa I had but paying rent and living away from home is financially crippling ... it's not just rent, you have bills and council tax on top .. plus all those things you don't plan for (like a timing belt snapping on the motorway )

... if you want the nice car save pay off your debt, then save for the car and finally move out
Robbo
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Registered: 6th Aug 02
Location: London
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1st Aug 05 at 19:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Tom
If it were me (and alot of people might disagree which is fair enough) i'd pay the £1k off and get something for £3k you can still get alot of car for £3k these days fair enough it may be a little older but think of the money you'd have to move out and not to have any debts) a nice car can always come later once you moved out, supose it depends what you want the most.
100%
Woollard
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Registered: 20th Nov 01
Location: MK _________________ Drives :BMW 330ci
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1st Aug 05 at 20:01   View User's Profile U2U Member Reply With Quote

Get a calibra mate. You can get the for under 3k and they are amazing cars with alot of grunt.
Woollard
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Registered: 20th Nov 01
Location: MK _________________ Drives :BMW 330ci
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1st Aug 05 at 20:03   View User's Profile U2U Member Reply With Quote

dont get into anymore debt for cars mate, it aint worth it, im in about 27 grands wqorth of debt due to cars and cars alone(with a pinch of bad luck on the way) and it really aint worth it. Get your loan paid off and enjoy life without having to worry about the pennies
Jamie Walby
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Registered: 15th Nov 04
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1st Aug 05 at 20:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
quote:
Originally posted by Patrick
I know, £14k loan over 7 years - 5 of those left.

Then about £4k left from seperate loans.

[Edited on 01-08-2005 by Patrick]





is that the worlds smallest violin.......?

why didnt I think of that
Sam
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Registered: 24th Dec 99
Location: West Midlands
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2nd Aug 05 at 07:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Patrick
I'm jealous. You're debating whether to pay off a £1k debt or not. I'm in about £16k debt at the mo and definately won't be in a position to pay it off for years.


£16k? Is that all?

willay
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Registered: 10th Nov 02
Location: Roydon, Essex
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2nd Aug 05 at 07:52   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sam
quote:
Originally posted by Patrick
I'm jealous. You're debating whether to pay off a £1k debt or not. I'm in about £16k debt at the mo and definately won't be in a position to pay it off for years.


£16k? Is that all?




--Dave--
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Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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2nd Aug 05 at 07:53   View User's Profile U2U Member Reply With Quote

ok, I've paid off my 1k loan and now have around £3300 sitting in the bank.

I now drive an L Reg Corsa B LS 1.4 which has done over 100000 miles

I'm saving up for the Cupra, which, come december ish time I should be able to pick up for 6k with a bit of luck and haggling.

no debt
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
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2nd Aug 05 at 08:00   View Garage View User's Profile U2U Member Reply With Quote

Half Pint
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Registered: 25th Mar 02
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2nd Aug 05 at 08:03   View User's Profile U2U Member Reply With Quote

fuck it, piss it up the wall
--Dave--
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Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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2nd Aug 05 at 08:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Half Pint
fuck it, piss it up the wall


too late

I now have to save like a mofo for the rest of the year and some of next to be able to move out and afford my car
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
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2nd Aug 05 at 08:09   View User's Profile U2U Member Reply With Quote

will be worth it thou

Xmas in your own house with the gf fookin mazin
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
2nd Aug 05 at 08:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ally
will be worth it thou

Xmas in your own house with the gf fookin mazin


Will be lucky to be moved in by christmas to be honest. You never know though.

How much would you recommend saving up for moving in (rent in a fully furnished place). I'm thinking 2 lots of rent and say maybe another grand for things that maybe need replacing or we don't like.


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