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Author Loans- How much do you owe?
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
4th Nov 05 at 13:34   View User's Profile U2U Member Reply With Quote

I got LCD tv computer and a car but car is worth fraction of my loan
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
4th Nov 05 at 13:38   View User's Profile U2U Member Reply With Quote

about £400 on my credit card, thats about it!
Jason Iles
Member

Registered: 19th Jun 01
Location: Bristol
User status: Offline
4th Nov 05 at 13:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Bart
jesus guys

i dont have any loans


Yes but I have 12 CSA bills to pay
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
4th Nov 05 at 13:39   View User's Profile U2U Member Reply With Quote

9k Student loads, 6k car, £1500 credit cards. £1500 overdraft but thats interest free.

Not really too fussed, i knew I would be in debt if i decided to go to uni, its part of life. You only live once
ed
Member

Registered: 10th Sep 03
User status: Offline
4th Nov 05 at 13:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jason Iles
quote:
Originally posted by Pablo
What have ou all got to show for your debts?


Shit loads of stuff but Only just started paying mine off as I want a house

Nailed £5000 off in 2 months it was £26000ish

[Edited on 04-11-2005 by Jason Iles]
So you have been buying things you cannot afford?
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
4th Nov 05 at 13:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jason Iles
quote:
Originally posted by Bart
jesus guys

i dont have any loans


Yes but I have 12 CSA bills to pay
michelle
Member

Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
4th Nov 05 at 13:43   View User's Profile U2U Member Reply With Quote

about £20k but ive got much more manageable payments of £300 a month now
TNM
Member

Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
4th Nov 05 at 13:47   View User's Profile U2U Member Reply With Quote

about 7k i think.

Edd
Member

Registered: 8th Nov 04
Location: Glasgow
User status: Offline
4th Nov 05 at 13:48   View User's Profile U2U Member Reply With Quote

i owe just over a grand
Edd
Member

Registered: 8th Nov 04
Location: Glasgow
User status: Offline
4th Nov 05 at 13:49   View User's Profile U2U Member Reply With Quote

thats on a car loan by the way
Welsh Dan
Member

Registered: 23rd Mar 00
User status: Offline
4th Nov 05 at 13:52   View User's Profile U2U Member Reply With Quote

19k normal debts and 15k ish of student debts.

[Edited on 04-11-2005 by Welsh Dan]
Carl
Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
4th Nov 05 at 13:54   View User's Profile U2U Member Reply With Quote

i'm 200 quid overdrawn but thats interest free, plus 2300ish in student fees, still at uni though.
Jason Iles
Member

Registered: 19th Jun 01
Location: Bristol
User status: Offline
4th Nov 05 at 13:57   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ed
quote:
Originally posted by Jason Iles
quote:
Originally posted by Pablo
What have ou all got to show for your debts?


Shit loads of stuff but Only just started paying mine off as I want a house

Nailed £5000 off in 2 months it was £26000ish

[Edited on 04-11-2005 by Jason Iles]
So you have been buying things you cannot afford?


Nope Using the 0% cards and whacking intrest on to savings accounts instead
CCA
Member

Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
4th Nov 05 at 13:59   View User's Profile U2U Member Reply With Quote

Im £54.99 in debt but i would only be £4.99 in debt if some fcuker hadnt have smashed my car window
Tom
Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
4th Nov 05 at 14:02   View User's Profile U2U Member Reply With Quote

About £12k again, nothing to show

Although i'm a chav and have stopped paying one loan for which I am getting cc jobbies from scared shitless if they didn't phone me and make it sound so scary i'd be more inclined to do something about it

BTW student loans don't count imo
gianluigi
Member

Registered: 9th Mar 05
Location: Ipswich, Suffolk
User status: Offline
4th Nov 05 at 14:06   View User's Profile U2U Member Reply With Quote

i dont understand how people can let themselves live off credit.

my current debt is £0
Kif
Member

Registered: 13th Jan 05
Location: Doncaster, South Yorkshire
User status: Offline
4th Nov 05 at 14:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by gianluigi
i dont understand how people can let themselves live off credit.

my current amount of girls i have slept with is 0


BYRON
Member

Registered: 1st Jun 04
User status: Offline
4th Nov 05 at 14:09   View User's Profile U2U Member Reply With Quote

None at minute.
Paid off a £5k debt 2 weeks ago, but I want another car, so will probably get another £8k loan.
Carly
Member

Registered: 21st Aug 03
Location: sheffield
User status: Offline
4th Nov 05 at 14:10   View User's Profile U2U Member Reply With Quote

I've got about 800 on my capital one, but just transfered it to hsbc so its 0% for 9 months. I might pay it off when i start in RAF though
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
4th Nov 05 at 14:11   View User's Profile U2U Member Reply With Quote

a couple of hundred on my store card but that gets paid off every month when i get paid
Edd
Member

Registered: 8th Nov 04
Location: Glasgow
User status: Offline
4th Nov 05 at 14:19   View User's Profile U2U Member Reply With Quote

talking of debt halifax have just offered me an interest free credit card for 12 months,think i'll take it and buy this years insurance with it
Greasemonkey
Member

Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
4th Nov 05 at 14:23   View User's Profile U2U Member Reply With Quote

IN 7 years time when my loan is payed back i will have paid £22'000 plus i have £2500 on credit credit cards. DONT BORROW MONEY IT MAKES YA LIFE HELL, i actually dont earn a bad wadge but due to my debt i never get to see it.
I also have to work 2 jobs, i actually work over 50 hours a week

[Edited on 04-11-2005 by Greasemonkey]
stubbsy05
Member

Registered: 23rd Oct 02
User status: Offline
4th Nov 05 at 15:28   View User's Profile U2U Member Reply With Quote

I am thinking of borrowing another £4K but think I may reget it!!

Looks like I'll stick to saving a bit harder
big eck
Member

Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
4th Nov 05 at 15:33   View User's Profile U2U Member Reply With Quote

Bout £10K its manageable though
BYRON
Member

Registered: 1st Jun 04
User status: Offline
4th Nov 05 at 15:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Greasemonkey
IN 7 years time when my loan is payed back i will have paid £22'000 plus i have £2500 on credit credit cards. DONT BORROW MONEY IT MAKES YA LIFE HELL, i actually dont earn a bad wadge but due to my debt i never get to see it.
I also have to work 2 jobs, i actually work over 50 hours a week

[Edited on 04-11-2005 by Greasemonkey]


Debt is fine if its managable and realistic.

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