Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by loafofbrett
quote:
Originally posted by Ally
quote:
Originally posted by loafofbrett
I move into my brand new 2 bedroomed apartment in december 
well classy 
Pics?
trying now...otherwise will post pics in decemeber 
In Manchester? What development?
Im living in a 2 bed apartment up on deansgate now, sooo nice!
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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I moved out @ 16 and lived pretty much alone till i was 18.
But i lived in a brand new 3 storey town house, and the bottom floor was basically mine, i had large room and a shower room...
But was paying £320 a month ... which is more than my mortgage would be on 50k
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
In Manchester? What development?
Im living in a 2 bed apartment up on deansgate now, sooo nice!
Yeah...ones at deansgate are
Mine is in stalybridge mate 
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by Ally
I moved out @ 16 and lived pretty much alone till i was 18.
But i lived in a brand new 3 storey town house, and the bottom floor was basically mine, i had large room and a shower room...
But was paying £320 a month ... which is more than my mortgage would be on 50k
Well you do what suits you honey...but i wouldn't buy a studio.
Haven't you seen these tv show about property and people always have trouble shifting the studios.
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Yeh the one im looking at was 54, now they are asking 51, if i do like it i could get them down to 48.
But the flats been on the market 3 months. However it has loft space so im going up there to see how much in case it can be converted/used etc
But am prefering the 1 bed
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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I say you have two options, either sit tight at home with Richie and save up as much as you can until your in a better financial situation (with your new job and that)
or
Struggle and try to get by with a house, but remember rome wasn't built in a day so keep looking on properties until the right one comes along...
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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why are you worrying about £320 p/m Ally? From the figure you gave me earlier I wouldn't be worried about the bigger mortgage at all 
My mortgage is around 75% of my take home pay
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by --Dave--
why are you worrying about £320 p/m Ally? From the figure you gave me earlier I wouldn't be worried about the bigger mortgage at all
My mortgage is around 75% of my take home pay
yeah but you have a £3k couch!
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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3K sofa...At least they can have a comfortable sofa if it all goes to pot
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by --Dave--
why are you worrying about £320 p/m Ally? From the figure you gave me earlier I wouldn't be worried about the bigger mortgage at all
My mortgage is around 75% of my take home pay
Still have petrol, insurance, gas, electric, council tax, water, food etc etc
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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quote:
Originally posted by loafofbrett
quote:
Originally posted by --Dave--
why are you worrying about £320 p/m Ally? From the figure you gave me earlier I wouldn't be worried about the bigger mortgage at all
My mortgage is around 75% of my take home pay
yeah but you have a £3k couch!
this is true. we can have a cs meet on my sofa if you're up for it bread?
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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quote:
Originally posted by Ally
quote:
Originally posted by --Dave--
why are you worrying about £320 p/m Ally? From the figure you gave me earlier I wouldn't be worried about the bigger mortgage at all
My mortgage is around 75% of my take home pay
Still have petrol, insurance, gas, electric, council tax, water, food etc etc
That's where Richie comes into play
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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quote:
Originally posted by Ally
quote:
Originally posted by --Dave--
why are you worrying about £320 p/m Ally? From the figure you gave me earlier I wouldn't be worried about the bigger mortgage at all
My mortgage is around 75% of my take home pay
Still have petrol, insurance, gas, electric, council tax, water, food etc etc
You'll still struggle to spend £900 a month Ally
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by d_jay50
That's where Richie comes into play
No way on this earth am i going to rely on a bloke for money
Want to be able to afford it with and without him, that way if anything happens ill be fine
fucking grammar and spelling
[Edited on 23-11-2005 by Ally]
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by --Dave--
You'll still struggle to spend £900 a month Ally
Wanna bet
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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I like the way you think, independent woman and all that!
Guess you could move back in home with your parents. Save a bit more money and then try again?
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Not an option, parents live in Swindon, my job is in Newport (plus ive been living away for 3 years, new life etc dont want to go back!)
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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Ermm, i would say hurry up and get that police job then 
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by Ally
quote:
Originally posted by d_jay50
That's where Richie comes into play
No way on this earth am i going to rely on a bloke for money
Want to be able to afford it with and without him, that way if anything happens ill be fine
fucking grammar and spelling
[Edited on 23-11-2005 by Ally]
i wouldn't want some girl sponging off me...would deffo boot her ass out
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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quote:
Originally posted by Ally
quote:
Originally posted by --Dave--
You'll still struggle to spend £900 a month Ally
Wanna bet
maybe you should start thinking about making a few sacrifices
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
this is true. we can have a cs meet on my sofa if you're up for it bread?
alright. i'll bring the biscuits
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by --Dave--
quote:
Originally posted by Ally
quote:
Originally posted by --Dave--
You'll still struggle to spend £900 a month Ally
Wanna bet
maybe you should start thinking about making a few sacrifices
OK.
£300 mortgage
£20 Gas
£20 electric
£15 tv license
£25 water
£75 council tax
£30 B&C insurance
£45 car insurance
£70 petrol
£10 car tax
£150 food
£30 income protection and critical illness cover
--------
£790
leaving £110 for clothes and going out...
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luisa
Member
Registered: 11th Feb 05
Location: Bedfordshire
User status: Offline
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Haven't read all the posts but have you thought about shared ownership!? can probably get a much better place and just basically buy your house bit by bit!
might be worth looking into as this is what i'm hopefully doing!
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
OK.
£300 mortgage
£20 Gas
£20 electric
£15 tv license
£25 water
£75 council tax
£30 B&C insurance
£45 car insurance
£70 petrol
£10 car tax
£150 food
£30 income protection and critical illness cover
--------
£790
leaving £110 for clothes and going out...
don't do it if it's that tight...u need money to play with.
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by luisa
Haven't read all the posts but have you thought about shared ownership!? can probably get a much better place and just basically buy your house bit by bit!
might be worth looking into as this is what i'm hopefully doing!
I told you to do this remember 
Yeh have looked into it
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