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Author Insurance claim
K2 GTi
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Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 12:44   View User's Profile U2U Member Reply With Quote

yeah, shall i call them and say that the exhaust got put on last night so could only call today?!
grogan
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Registered: 31st Jul 06
Location: County Durham
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6th Mar 08 at 12:50   View User's Profile U2U Member Reply With Quote

they wont care
atz_49
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Registered: 17th May 05
Location: Midlands Drives: 350Z
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6th Mar 08 at 12:50   View User's Profile U2U Member Reply With Quote

No. Would sound too suspect, what with the insurance assessor just having called. It's only a backbox - it's their insurance paying out - you'll be fine.
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 12:51   View User's Profile U2U Member Reply With Quote

you sure? because they would look for a way not to pay out! and if their insurer says i have an aftermarket exhaust, and my insurance aren't aware im fucked right? But why would he take pictures of the rear of the car? and the number under the bonnet
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 12:55   View User's Profile U2U Member Reply With Quote

Look what I found:

http://www.corsasport.co.uk/board/viewthread.php?tid=54418
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 13:00   View User's Profile U2U Member Reply With Quote

im just gona call them as I cant afford to pay out for her car aswell as mine if they bum me for the exhaust.. FFS
Matt L
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Registered: 17th Apr 06
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6th Mar 08 at 13:02   View User's Profile U2U Member Reply With Quote

wouldnt bother mate may mate rolled his car because of a woman pulling out on him. never declared his 17 wheels and other bits but the other company still paid out. tbh not much point just for aback box at all.

plus as far as your aware it was standard and you bought the car lie that

[Edited on 06-03-2008 by Matt L]
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 13:03   View User's Profile U2U Member Reply With Quote

yeah, but he took pictures and im bricking it he will go to my insurance company and ask if the car is standard...
Matt L
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Registered: 17th Apr 06
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6th Mar 08 at 13:04   View User's Profile U2U Member Reply With Quote

they wont and like i say as far as you know it is standard
Fonz
Premium Member

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Registered: 12th May 06
Location: Newbury, Berks
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6th Mar 08 at 13:05   View Garage View User's Profile U2U Member Reply With Quote

have to agree with John

3rd party wont care. i cant see why they would. their driver was at fault, irrespective of the victims car
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 13:06   View User's Profile U2U Member Reply With Quote

but if playing dumb whats that going to do? its still aftermarket exhaust amte
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 13:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Fonz
have to agree with John

3rd party wont care. i cant see why they would. their driver was at fault, irrespective of the victims car


yeah, but their insurance won't want to pay out buddy. look at the link I just posted, some guy was in the same situation as me and got fucked over
Matt L
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Registered: 17th Apr 06
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6th Mar 08 at 13:07   View User's Profile U2U Member Reply With Quote

yeh but you cant declare something if you dont know its aftermartket (i know you know it is but still)

just dont worry about it, they will pay out

[Edited on 06-03-2008 by Matt L]
K2 GTi
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Registered: 21st Oct 04
User status: Offline
6th Mar 08 at 13:08   View User's Profile U2U Member Reply With Quote

I hope so mate, the insurance guy called me asking if my car was 16v or 8v as he said they're different bumpers?! Shouldn't he have all this info the cock
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 13:12   View User's Profile U2U Member Reply With Quote

im gonna worry about it if I dont declare it TBH.. cant stop thinking about the fucking thing.. and the thing that pisses me off is that its the third partys fault! and its no where near my exhaust where teh damage is

[Edited on 06-03-2008 by K2 GTi]
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 14:01   View User's Profile U2U Member Reply With Quote

anyone been in same situation? i know im a cock for not telling insurance my fault but...
Matt L
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Registered: 17th Apr 06
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6th Mar 08 at 14:06   View User's Profile U2U Member Reply With Quote

it wont affect the claim as its not your insurance who are payin. but id tell them after the claim has gone through
Fonz
Premium Member

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Registered: 12th May 06
Location: Newbury, Berks
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6th Mar 08 at 14:12   View Garage View User's Profile U2U Member Reply With Quote

whats done is done

yes you should have declared, learn from it. imo your a cock for worryin so much. nothing you can do or say can change what happened. the evidence has been taken
K2 GTi
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Registered: 21st Oct 04
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6th Mar 08 at 14:13   View User's Profile U2U Member Reply With Quote

yeah, lets hope you're right mate
GT190
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Registered: 6th Dec 07
Location: Greater London
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6th Mar 08 at 15:37   View User's Profile U2U Member Reply With Quote

if he crashed into you it doesnt matter about your mods.

you'll be alright, if you crashed into him it would be a different matter though.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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6th Mar 08 at 15:39   View Garage View User's Profile U2U Member Reply With Quote

They wont care, you insurance wont be contacted
WU-TANG- DAN
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Registered: 30th Nov 07
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6th Mar 08 at 15:58   View User's Profile U2U Member Reply With Quote

isnt pug sport pugeots in-house lot?

would make it manufacturers own parts.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
6th Mar 08 at 16:27   View User's Profile U2U Member Reply With Quote

i didn't declare some mods on my old corsa, but because it was the other parties fault, my insurance company allowed me to put mods on my policy (wheels and exhaust) for a bit more money.
will_ainsworth
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Registered: 8th Jun 07
Location: London, UK
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6th Mar 08 at 17:48   View User's Profile U2U Member Reply With Quote

mate dont worry about it, just leave it or it will look suspicious. tbh the pugsport is only a 2'' rolled out tip so looks as if it could be standard to most people.... just say you had no idea....
also the pugsport is made by scorpion but they were made for Peugeot rallying so it is really a Peugeot exhaust i guess....

dont ring them up it will make it worse...
just play dumb, ive heard of people getting away with engine changes and just say they didnt know about it and got away with it so im sure the backbox wont make a diff!
WU-TANG- DAN
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Registered: 30th Nov 07
User status: Offline
6th Mar 08 at 18:17   View User's Profile U2U Member Reply With Quote

yeh 2" does look very standard to be fair, everything will be fine, trust us!

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