Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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quote:
Originally posted by nik
I've just whacked £50 of fuel in my Sierra, credit crunch, what credit crunch?  
[Edited on 17-01-2009 by nik]
It seperates the wheat from the chaff (sp) in the areas what the economic downturn has effected. There will be innocent people affected, but the thing is its the numpties that will get bailed out. It's like the thing where people got their bank charges back, 10% might have been by circumstance and yes they were a rip off,but you can bet your bottom dollar there were a lot more from just being wank with their money, buying stuff they couldn't afford etc ending up getting thousands back.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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I have no money, but that's because my outgoings exceed my income, I think I'll put that down to the looming recession though
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by ed
I have no money, but that's because my outgoings exceed my income, I think I'll put that down to the looming recession though
I may have some more work for you soon 
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Charlene
Member
Registered: 29th Sep 04
Location: Darlington
User status: Offline
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I didn't think it would affect my work, with working in a private nursery, most of our parents are highly paid/rich parents and have good jobs, although at staff meeting we have been told that parents are wanting to drop days and we are getting a bit quieter  , considering before christmas we got told in January/Feb we were full and had no places for more children, its quite scary.
Saying that though, I know my job should be safe for 2 years as im doing a uni course and if she lets me go she will have to pay the course
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Fucking
Go Jambo - I said exactly the same thing earlier.
Corsa 2.0 16v Vegas - Sold
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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credit crunch? people still blitzing their mobile phones
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Our bosses are using the "credit crunch" as excuses for various things when it suits them.
We have had a loss of small jobs but we have that many big money jobs on its not made a difference.
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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quote:
Originally posted by ed
I have no money, but that's because my outgoings exceed my income, I think I'll put that down to the looming recession though
In the same boat here,
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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I blame the newspapers.
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Credit Crunch? I just sold the Fiesta RS & been ringing for other cars and they are all sold, people are still buying and selling.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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I went to a car showroom on Wednesday at about 1 o'clock and whilst I was in there they sold their 4th car of the day, not all dirt cheap hatchbacks too, the 4th car was a Passat up for around 3.5k iirc, he paid cash.
Since this whole 'credit crunch' thing has started we've seen some of our best weeks trading 
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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quote:
Originally posted by Cosmo
Our sales have increased on previous years so far - so imo the credit crunch exists about as much as friendly terrorists do.
Hello there squire, would you be so kind as to let me blow the heck out of your bottom old chap? Oh spiffing Jeaves!
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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I blame deano!
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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quote:
Originally posted by Joe
I blame deano!
and his phrase "current climate"
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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I predict he will be in here telling us about his dad being a brick layer soon. Although we may have scared him off now 
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John
Member
Registered: 30th Jun 03
User status: Offline
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There is a 'credit crunch', it was totally media created imo, probably in cahoots with the govt, Brown will get re-elected now whereas he might not have before this.
People don't just stop spending, people with money may buy more because prices are lower, that doesn't mean other people aren't hit by it.
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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i hate talking about it but ive only worked 1 day since the 23rd of december. most of out work came from people who were getting loans to pay for the work, banks arent giving out any money so im not getting any work
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Yeah Ive not been affected either but I wouldnt like to try & borrow money just now as I expect it will be difficult.
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corsa120
Member
Registered: 4th May 02
Location: Northamptonshire
User status: Offline
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thats wrong colin, least round here anyways, banks are lending money to people cos i know 8 people who have just took out loans between 2-10k from many high street banks all friends buying cars/housing improvements etc etc
fact is business must rely on much more money than the odd 2k normal people want as i would imagine.
my mate got routine call from barclays yesterday doing account review for him and they literally were giving him a loan over the phone.............
we are in a recession but spending has stopped mostly because of the media in my eyes blowing it all out of proportion, for example my house has not dropped in value at all, although i know some have up and down the country obviously and job losses round my way seem very minimal.
foreigners have not helped our econemy, by flooding here and then sending all the money back home, in-turn not putting back into our econemy.... whole thing stinks
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I just speak from the facts, mortgage aprovals are down to one tenth of the year before.
Not sure about small loans, they might not be as badly effected.
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Tiesto
Member
Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
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Well our company is hit hard, maybe closing down in near future.
New build housing designs btw.
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J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
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My brother had a mortgage refusal by just about everyone in 2006 on a 2 bedroomed town house worth £95k, this morning he rang me up to say he is loving decorating his new home which he had a mortgage granted for £137k on a 3 bedroom semi with 6 main lenders all offering him the money, he went with the less 'bulk payment' penalties.
It's a buyer's house market at the moment, the buyer can call the shots because no matter what 'climate' it is, people still divorce and sell their homes, people still move on.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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I haven't even noticed in the slightest, only way I've noticed it is for the better when high performance or higher maintenance cars are cheaper, which is a win tbh.
I just think it's being used as an excuse
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Demo
Member
Registered: 27th Sep 01
Location: south wales Drives: astra sri ecoflex
User status: Offline
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quote:
Originally posted by Jules
My 2009 is looking up, on the road to promotion at work
Credit crunch? What credit crunch?!
ditto
and im off to oz twice this year. fuck the credit crunch
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wilson_sri
Member
Registered: 31st Aug 04
Location: Dunfermline Drives: Technics 1210s
User status: Offline
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I havent noticed the credit crunch at all, to be honest im actually better off than i was this time last year!
Im getting a lot of valeting work in and were selling vans left, right and centre.
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