DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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Both idiots.
Car thats worth a grand, crash it and claim... you will bump up your premium £500+ and probably have a £500 excess too.
If i crashed a car worth under 5k id either pay the few hundred it would cost to fix it to save a claim on my file, or say it was nicked and burn it out then claim on TPFT.
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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you're the idiot
you cant claim if the accident is your fault!
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by DizzyRebel
quote:
Originally posted by will_doyle
quote:
Originally posted by LukeD
insurance prices come up ok for 1.6?
As your young, first car and only want to keep it for one year- why not just get a 1.2 or something as the insurance wont be crippiling then
urmm they are like £1400 fully comp for a 1.6... which seems cheap imo...??
Why would you go fully comp on a car worth a grand?
£1400 is pretty good imo, I paid £1300 for my first year fully comp 
Dizzy, I have been fully comp this year and last (both years I've had the/a car), in one instance it was a good job because I needed a new windscreen. Also my mate was crashed into a couple of years ago and he was TPFT with Direct Line and because of not being FC he had to go through so much hassle to sort the claim out, that they said they would usually do if he was FC.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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Can often be cheaper to go fully comp rather than tpft as well these days  Not for me though 
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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what you guys think of
car
[Edited on 20-09-2009 by will_doyle]
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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thing you should hyperlink it
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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looks ok
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Kevxx
Member
Registered: 14th May 08
Location: Forfar, Angus
User status: Offline
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looks fine
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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Yh.. that will be gone in about a month thou..!
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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That new AT beta is very annoying in that the enlarge image thing doesn't work for me when you click on pictures, but from the thumbnails it looks like it has a V-grille on a pre-facelift bumper...
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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personaly id go fc as its cheaper to do that than tpft.. was getting quotes of 600 to 800 tpft and insured it fc for 404 with all the extras...
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DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
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quote:
Originally posted by Daveskater
quote:
Originally posted by DizzyRebel
quote:
Originally posted by will_doyle
quote:
Originally posted by LukeD
insurance prices come up ok for 1.6?
As your young, first car and only want to keep it for one year- why not just get a 1.2 or something as the insurance wont be crippiling then
urmm they are like £1400 fully comp for a 1.6... which seems cheap imo...??
Why would you go fully comp on a car worth a grand?
£1400 is pretty good imo, I paid £1300 for my first year fully comp
Dizzy, I have been fully comp this year and last (both years I've had the/a car), in one instance it was a good job because I needed a new windscreen. Also my mate was crashed into a couple of years ago and he was TPFT with Direct Line and because of not being FC he had to go through so much hassle to sort the claim out, that they said they would usually do if he was FC.
Most insurance companys give windscreen cover anyway or for an additional fee of like £50. And it should make no difference to the length or complexity of your claim wether you are tpft or fully comp.
Very rarely is it cheaper fully comp, esp for new drivers. If the accident is your fault then depending on the level of damage it will be as cheap to pay to repair the car yourself.... on a £1000 corsa theres fuck all point in going fully comp
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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How much wuld I be looking at to pay a month if I was to pay monthly.. FC prob.. ??
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Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
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probably about £80 £100 a month.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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confused.com
comparethemeerkat.com
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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paying monthly they will put the price up.
Eg elephant puts the price up an extra 33%.
[Edited on 20-09-2009 by sand-eel]
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by DizzyRebel
Both idiots.
Car thats worth a grand, crash it and claim... you will bump up your premium £500+ and probably have a £500 excess too.
If i crashed a car worth under 5k id either pay the few hundred it would cost to fix it to save a claim on my file, or say it was nicked and burn it out then claim on TPFT.
I wrote of my 5k car and it put my insurance up by £30 for the 3 years I had to declare after it, significantly cheaper than 5k, you have no concept of the real world, the roids are going to your head.
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will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
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well
I have £600
I have a mate who can drive me to the car (140 miles)
what about insurance thou....
my mates GF is fully comp.. so she can drive back.. I take it I would have to sort out insurence when im there if I want to drive it back.. would I have to pay deposit?
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by will_doyle
my mates GF is fully comp.. so she can drive back.. I take it I would have to sort out insurence when im there if I want to drive it back.. would I have to pay deposit?
Does her insurance cover her to drive other cars, most FC ins doesnt cover you for that anymore.
Deposit? On the car? insurance?
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by will_doyle
How much wuld I be looking at to pay a month if I was to pay monthly.. FC prob.. ??
I paid about £120/month for a £1300 quote. That wasn't monthly through the insurance though, I paid for the year's insurance on my mum's credit card then got a 1 year loan out to pay it monthly. The interest rate was a bit lower so I think it saved a few bob.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by will_doyle
I have a mate who can drive me to the car (140 miles)
Imo unless you know it's a complete minter it's not worth going that far for a car. What if you get there and it's a heap? 280 miles and a day wasted.
I got mine from 15 miles away 
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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Well obviously you can't sort the insurance after you drive it back, because then you would be driving without insurance.
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by will_doyle
well
I have £600
I have a mate who can drive me to the car (140 miles)
what about insurance thou....
my mates GF is fully comp.. so she can drive back.. I take it I would have to sort out insurence when im there if I want to drive it back.. would I have to pay deposit?
Even if she is insured to drive other cars the car has to be insured by somebody else (in 99% of situations)
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Basically find a car not too far from you, go and see it with a mate who knows something about cars (as if it was just left to you then you'll probably end up being sold an actual donkey), if its all good leave a deposit. Come back and sort insurance and the rest of your cash. Go back a few days later and drive it home.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Or if you really cant go back more than once, find a day insurance company that insures people your age and do that if the car is any good.
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