Daimo B
Member
Registered: 20th Mar 00
User status: Offline
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People who ride bikes are generally safer car drivers 
Personnally, ban everyone under 28 imo. Ban the lot of you, your all bad drivers.
Fuck paying more than £1k insurance for anything at all now 
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fir3vip3r
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Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline
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quote:
Originally posted by VXR
People who ride bikes are generally safer car drivers
Personnally, ban everyone under 28 imo. Ban the lot of you, your all bad drivers.
Fuck paying more than £1k insurance for anything at all now
then why dont i get cheaper car insurance? 
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Daimo B
Member
Registered: 20th Mar 00
User status: Offline
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We get cheaper bike insurance.
But it can't be transferred.
Stupid f*king rules.
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Mike GSi
Member
Registered: 3rd Jan 07
Location: Ipswich, Suffolk Drives:Astra VXR
User status: Offline
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I'm 23 and have never had an accident, never really came close either tbh. I'd consider myself as a capable driver. But can completely understand the reasoning for expensive/unavailable insurance for the younger drivers, from what i've seen on the roads in the last 6 years
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Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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I just really can't understand how I can be paying £360 on a Kawasaki Ninja 636 and paying near on £1400 on a Mazda 3. I just can't understand their theory behind the prices which is why I think everyone gets so annoyed with quotes as it's so inconsistent it's unbelievable.
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SetH
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Registered: 15th Jul 01
User status: Offline
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quote:
Originally posted by Colin
I only commented because I thought it was a bit tight not quoting on VXR's for under 25's. Put it this way, I dont know anyone over 25 with one, but ive got several mates under 25, & know of plenty folk on here with them. Under 21 restriction would be more understandable, its not like its a 911 GT2. I dont see the beef 
Andy Stocker and Ojc are 25+ are they not? Also A guy i was working with was in late twenties and had one.
I wonder what age group vauxhall targetted the Astra VXR at? I would have thought 25-30ish?
Surley the Corsa VXR falls in the 18-25 group?
I know sod all about car marketing tbh.
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SetH
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Registered: 15th Jul 01
User status: Offline
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quote:
But then the astra etc is aimed at that sort of age group! if you had a look at how many Audi RS6's or BMW M5's are written off each year, you may come to the conclusion that 40 year old bankers are the most dangerous drivers in the universe!
Thats a very good point. Fat cats with big bank balances and fuck all sense or driving ability probably.
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sc0ott
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Registered: 16th Feb 09
User status: Offline
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im guessing this thread was possibly made due to my enquiries about the Ek9? ive been quoted just under 1200 a year. thats with only using it at weekends hence why i put low average miles. company car during the week. i was asking him if they will insure them for under 25 as i may have gotten it cheaper. some companies do insure under 25's and some dont. not the end of the world
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SetH
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Registered: 15th Jul 01
User status: Offline
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Not made due to your EK9 enquiry mate, just in general to a host of comments tbh.
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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The guy said any VXR Sethery, so includes the Corsa.
Im fairly certain Vauxhall wasnt targeting anyone over 25 with that car tbh.
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sc0ott
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Registered: 16th Feb 09
User status: Offline
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more of a 18-21 year old with a job in hairdressing
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MoesTavern
Member
Registered: 19th Jul 07
User status: Offline
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quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
He's paying 4K precisely because he IS a dangerous driver for fuck's sake. 18 points?
The majority of mates I have that are young rag their cars about all over. Insurance is high for young people because they fucking crash all the time. Hardly rocket science.
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Colin
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Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by sc0ott
more of a 18-21 year old with a job in hairdressing
LOL yeah a guy at my works got one, hes around 21-22. He told me M3's are for homo's
I just think not insuring under 25's is loosing a huge part of the market thats all, I dont particularly care though
For the record I was accident free up to 25 & had my 1st accident then.
[Edited on 12-02-2010 by Colin]
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Colin
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Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by SetH
Andy Stocker and Ojc are 25+ are they not? Also A guy i was working with was in late twenties and had one.
Pretty sure Olly was under 25 when he had his 1st one....could be wrong though.
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SetH
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Registered: 15th Jul 01
User status: Offline
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I crashed within 2 weeks of passing my test, driving like a cock. I was 17 years old and i hold my hands up and admit the errors of my way. Have never had an accident or near miss at all since then, good job I learnt my lesson early i think.
Colin if you ran an insurance company and took on that part of the market you would undoubtedly be out of business within a year due to huge losses. Maybe the companies that do offer it to under 25`s have business models that can cope with it and are part of a large corporation etc and/or charge the absolute earth for it. Im betting they still make a small loss in this area but accept it for the market share.
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SetH
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Registered: 15th Jul 01
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by SetH
Andy Stocker and Ojc are 25+ are they not? Also A guy i was working with was in late twenties and had one.
Pretty sure Olly was under 25 when he had his 1st one....could be wrong though.
We are splitting hairs now mate if he was
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sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by sc0ott
more of a 18-21 year old with a job in hairdressing
LOL yeah a guy at my works got one, hes around 21-22. He told me M3's are for homo's
you work in a hairdressers?
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Budgie
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Registered: 2nd Dec 09
Location: Basingstoke
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SetH
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Registered: 15th Jul 01
User status: Offline
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Budgie
Member
Registered: 2nd Dec 09
Location: Basingstoke
User status: Offline
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i just dont get the point of this thread exactly
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by ajscorsa
my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver
quote:
Originally posted by ajscorsa
18 points and a ban for dangerous driving
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SetH
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Registered: 15th Jul 01
User status: Offline
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Its a discussion, doesnt have to have a point or an end goal and its brought up some good points
didnt want to put it on the chris knott insurance thread and ruin it.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by fir3vip3r
I think a motorbike is a tiny bit more dangerous than ... an astra VXR
The bike costs less to replace and also won't damage other stuff like a car would. I've no access to the figures but I would think the average cost to claim will be lower when you consider damage to other vehicles and property.
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John
Member
Registered: 30th Jun 03
User status: Offline
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Should probably have your licence taken off you if you manage to get 18 points tbh.
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Budgie
Member
Registered: 2nd Dec 09
Location: Basingstoke
User status: Offline
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quote:
Originally posted by SetH
Its a discussion, doesnt have to have a point or an end goal and its brought up some good points
didnt want to put it on the chris knott insurance thread and ruin it.
o that makes sense 
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