antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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quote:
Originally posted by Ben G
quote:
Originally posted by antnee
So 3 years of 4k accom plus 4k living plus 3k of fees, is 11k, to earn that amount while at uni would mean working the majority of hours you aren't in uni/studying.
FUCK, just realised that is probably gonna mean I will be in about 20k of debt when I leave (depending on any summer work I can find)
maths isn't your strong point i see?  
3x4 = £12k.
4+3 = £7.
£19000.
but is 4k living per year? how could you survive on 4k over 3 years?
4k loan a year, 3k fees a year, which is 7k, over 3 years, 21k, would be about 30 if I was paying for accommodation myself
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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I wouldn't mind apart from the fact that 99% of them piss it up the wall. I've got 2 cousins doing it now. Out most nights getting completely smashed then go on facebook moaning about money. Idiots.
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oceansoul
Member
Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
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Its the ones that do stupid pointless degrees that annoy me. Then come out the other end and cant get a job.
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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Quite few people move "close to uni" when they could live at their parents house and commute few days a week.
Take me for an example:
Doing a degree at uni
Live 28 miles away from campus.
Uni is 3 days a week
work 3 days a week - 24 hours
Not get a penny from parents but save on rent and food
get no loan and can afford to run my own car socialise etc. yet get enough time to do uni work etc.
Also work full time over summer and xmas hollidays.
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belton
Member
Registered: 23rd Jul 09
Location: Kent
User status: Offline
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daymoon you do deserve to be sitting on the highest of horses at this point!
And yiou have time to do engine conversions. Inspirational 
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Mase
Premium Member
Registered: 16th Sep 01
Location: Derbyshire
User status: Offline
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I got a statement from the Student Loan Company the other day, I owe £18.7k apparently! Doesn't particuarly bother me though, it was my choice to go to uni.
I didn't work during uni but worked full time during the summer, I didn't feel as if I had enough time to work and get all my uni work done....
My loan amount didn't even cover my accomodation to be honest, I was just glad my parents were able to help out, added to the money earnt over the summer allowed me to get by... I didn't have a car at all during uni though...
Mase
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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18.7k  unbelievable.
and when you think people come out of uni then go into 15k a year retail jobs, you must think whats the point?
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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could've bought something nice like a car with that money
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Ben G
18.7k unbelievable.
and when you think people come out of uni then go into 15k a year retail jobs, you must think whats the point?
Or £17k + commission marketing jobs
My degree hasn't got me any further in life and I'm about £18k in debt all in I reckon.
What will be will be, I just see it is another tax and look at my net pay at the end of the day, so doesn't really bother me.
[Edited on 29-09-2010 by deano87]
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morpheus22
Member
Registered: 10th Oct 05
Location: sheffield
User status: Offline
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and i moan that i have 2 years left of paying my loan, i feel for the people with 18k loans 
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ed
Member
Registered: 10th Sep 03
User status: Offline
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My mate didn't pay his back when he started earning. They gave him 3 months to pay the lot back earlier this year. Oops
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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i thought it was taken of your wage automatically? I got a 5er taken from my wage once!
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Only if you're on PAYE.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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not looking forward to £20k of debt. but doing engineering i should earn decent dough
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Get yourself a decent graduate job and you'll earn more than that in your first year
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Mase
Premium Member
Registered: 16th Sep 01
Location: Derbyshire
User status: Offline
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quote:
Originally posted by Ben G
18.7k unbelievable.
and when you think people come out of uni then go into 15k a year retail jobs, you must think whats the point?
Well when you see the degrees some people do, you really do have to ask yourself what the point is...
I mean my loan is probably higher than others, as I spent 5 years there, I even had to pay when I was on placement and not strictly at uni! But my degree has allowed me to get into a decent Engineering job, so its all good....
Mase
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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quote:
Originally posted by ed
Get yourself a decent graduate job and you'll earn more than that in your first year
Yep, it's true
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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quote:
Originally posted by LeeM
not looking forward to £20k of debt. but doing engineering i should earn decent dough
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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I think your looking at one or two and not the majority.
People immiediatly say this to me cause i have the S2k, bmw etc... but i worked for 3 years before going. And still have to work now pretty much whenever i can to be able to carry on with what i was doing.
The loan it's self really doesn't cover much at all. For example, if your doing a placement that is 100 miles away, and you have to be there 5 days a week. Then BnB 30 a night, food 10 - 15 a day, petrol etc it all adds up and you can't work your normal job and earn in this time either.
For my placement it costs me nearly 250 a week to go there, i get 970 pounds student loan every 3 months, and a 700 pound grant every three months, so what am i left with..... Very little spare.
[Edited on 30-09-2010 by Rob B]
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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quote:
Originally posted by Shell
I get £6,500 BURSARY a year.
How do you apply for this ? I got full grant so must be eligible
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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quote:
Originally posted by daymoon
Quite few people move "close to uni" when they could live at their parents house and commute few days a week.
Take me for an example:
Doing a degree at uni
Live 28 miles away from campus.
Uni is 3 days a week
work 3 days a week - 24 hours
Not get a penny from parents but save on rent and food
get no loan and can afford to run my own car socialise etc. yet get enough time to do uni work etc.
Also work full time over summer and xmas hollidays.
My situation is the same as yours, i pay £100 a month board too. I think your just upset cause everyones got there loans and you don't have one
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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quote:
Originally posted by Rob B
quote:
Originally posted by daymoon
Quite few people move "close to uni" when they could live at their parents house and commute few days a week.
Take me for an example:
Doing a degree at uni
Live 28 miles away from campus.
Uni is 3 days a week
work 3 days a week - 24 hours
Not get a penny from parents but save on rent and food
get no loan and can afford to run my own car socialise etc. yet get enough time to do uni work etc.
Also work full time over summer and xmas hollidays.
My situation is the same as yours, i pay £100 a month board too. I think your just upset cause everyones got there loans and you don't have one
Nah i am not upset, i just dont see why more people cant do it. Then like some said when they are 30 they moan they have to pay the loan and cant afford a house as they are too expensive.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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quote:
Originally posted by ed
Get yourself a decent graduate job and you'll earn more than that in your first year
Some are lucky, a lot of people that I went to school with are back in their retail jobs though after coming out of uni!
I love not owing a penny to anyone now 
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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quote:
Originally posted by deano87
quote:
Originally posted by Ben G
18.7k unbelievable.
and when you think people come out of uni then go into 15k a year retail jobs, you must think whats the point?
Or £17k + commission marketing jobs
My degree hasn't got me any further in life and I'm about £18k in debt all in I reckon.
What will be will be, I just see it is another tax and look at my net pay at the end of the day, so doesn't really bother me.
Marketing/Business degrees are pointless, you'll get further on the aldder by working for those 3 years (IMO of course) but by the same respect, there are courses without which you wouldn't get into particular industries. I wouldn't be doing what I'm doing now, earning what I am without my degree.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I agree with Lee here, 3/4 years experience is far better in some field, Marketing (debateable in some aspects), IT for example.
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