Nismo
Member
Registered: 12th Sep 02
User status: Offline
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its far from bollox this is how its all come about! I was refused a loan at 19 (2002) without taking out PPI, no one would give me one unless i had it, in the end i went with EGG as it was the cheapest and then claimed about 2/3 years ago after Martin Lewis was on GMTV speaking about it.
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John
Member
Registered: 30th Jun 03
User status: Offline
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I've had loans, credit cards and finance, every single time been offered various add ons, every single time rejected them. If they said I couldn't have it without ppi I'd have said, wait for it, no thanks.
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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Well thats you, im sure everyone has different circumstances 
At the time i wasn't allowed it without taking
[Edited on 03-12-2011 by Nismo]
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Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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quote: Originally posted by Robbo
quote: Originally posted by John
I've don't have PPI to claim back because my vocabulary contains the words no and thanks.
Ive never had a loan
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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In regard to me getting more money if i rang the bank. They rang me themselves and i accepted the offer direct rather than pay 10%
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scoob
Premium Member
Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
User status: Offline
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quote: Originally posted by Steve
quote: Originally posted by John
I've don't have PPI to claim back because my vocabulary contains the words no and thanks.
some times it was put on without people been told.
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richardworrall
Premium Member
Registered: 20th Sep 05
Location: Derby
User status: Offline
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so people should read what their signing for in my opinion, if you dont its your own fault if you get ripped off!!
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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At the time maybe, but you can claim it back with interest so you end up actually being better off than those who didnt take it
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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8% interest i got
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GteRedtop
Member
Registered: 13th Jun 07
Location: Your mother's Otter's pocket
User status: Offline
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I received a letter y.day from hmrc saying im being refunded just over £800, But there was no cheque in the letter, Some people have told me they will pay it straight into your bank and others have said they will send me a cheque in about 6 weeks. So im scratching my head a little.
[Edited on 04-12-2011 by GteRedtop]
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Ive been on emergency tax all year, pay 20% on everything but no tax free allowance. Might get a few quid back in April I think.
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Dave
Member
Registered: 26th Feb 01
Location: Lancs
User status: Offline
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I thought emergency was 30%?
I'm a sub-contractor and get 20% deducted at source every week, got £3090 back this year from 7 months work
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Maybe 30% then, i'd need to look. Its a BR code.
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Dave
Member
Registered: 26th Feb 01
Location: Lancs
User status: Offline
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Nah BR is 20% but it's a second job code.
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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I just got one 
Only £120 but still, I'm happy.
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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fuck i got a letter asking for my old p60s so they can calculate if i owe anything
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Tiger
Member
Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
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HMRC have all your P60 information if you're on PAYE anyway
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kz
Member
Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
User status: Offline
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quote: Originally posted by john-d
fuck i got a letter asking for my old p60s so they can calculate if i owe anything
This is what I've had for the past 3 years, if you don't want to do it... don't, nothing happens
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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in relation to 2 weeks on dole in 09..
said can they have the documents or the p60 from the time.. sent off now
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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never had a tax rebate in 6 years iv been full time employed...why do people get them? simply for paying too much tax at some point?
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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yes
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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I used to sell ppi on credit cards and confirm it was added without even asking.
The favoured trick was if a foreign speaking person called up to activate there new card then tell them u are activating there ppi aswell. They had not a clue as could barely speak english. Same applies to the cancelation!
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I've never had it either.
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BeetleGav
Member
Registered: 27th Jun 10
Location: lancashire, nelson
User status: Offline
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got mine in september. bout 150quid. but on the 23rd of this month i got 460 back off an insurance policy i cancelled last year result
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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Got 5 quid odd back, one of my mates got 2k back, ny dad owes 1600 lok
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