Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Not necessarily, if the policy continues the premium should stand.
Only if they write it off is the policy terminated but most insurers I've ever dealt with in that type of situation will take that in to account when they're going back on cover.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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quote: Originally posted by Ian
How bad is the back of the Fiesta?
Its just a rear bumper, no damage to the front of the fiesta, number plates not even cracked, the 106 didnt move when he went into it
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Hopefully the insurers will see sense and throw it out.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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quote: Originally posted by Ian
Not necessarily, if the policy continues the premium should stand.
Only if they write it off is the policy terminated but most insurers I've ever dealt with in that type of situation will take that in to account when they're going back on cover.
Oh thats a bit of good news, only thought this as its just happened to my mums mate but her car was wrote off.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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See how much they discounted it when she bought a new policy, depends on the insurer but it should be sensible.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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Nice one, will keep you in the loop of whats going on... fingers crossed!
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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fix the clio and say there was no accident (:
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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If there is no damage to the 106, you and the fiesta driver could just say she wasnt there. If there is no damage to the front of his car, then she cant say he went into the back of her.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Largely depends what the Police say. I've had to pay up in the past when some cock in a Picasso worth about a pound got in my way and Police ganged up on the nasty man in the muddy Land Rover.
[Edited on 09-12-2011 by Ian]
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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Yeah statements have been given to the police from all 3 cars, 106 driver Is the one who rang the police, even the fiesta driver said there was no need to involve the police.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Dollar signs.
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
User status: Offline
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Also from pics looks like that bonnet would repair fine, bumper and grill would be ok and can get a light dirt cheap. Off eBay or a non genuine.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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quote: Originally posted by Graeme
Also from pics looks like that bonnet would repair fine, bumper and grill would be ok and can get a light dirt cheap. Off eBay or a non genuine.
Yeah I bought two headlights for my 172 when the xenons kept breaking for £30 from a local scrappy, just had a proper look the bumper seems ok, the grills fine, the bonnets got a bad crease in it gonna just bend it back and leave it damaged for now until I find one in the same colour and get a new crash bar thingy cause its bent
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sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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quote: Originally posted by Tomnova16
The person your sister hit will claim off your sister and the car infront of the one infront will claim off the car your sister hit
Really? I had a similar accident but i was the car in the middle. Car hit me whilst stationary and i hit the car in front.
Both claimed off the first guys insurance, and i got my ncb at the end of my policy
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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i think the fiesta lad should deny hitting the 106
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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quote: Originally posted by MarkSport
Women Drivers
well have you seen the go compare advert..
Stone age , women driving
[Edited on 10-12-2011 by Anty]
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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how do you know the 106 has no damage? did you check the boot floor or rear panel behind the bumper?
main reason i ask is because bumpers flex, metal creases.
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CorsaSi
Member
Registered: 2nd Aug 05
Location: warri Drives : 300bhp ep82
User status: Offline
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not sure if this has already been answered but official answer...
your sisters at fault
car she hit will claim off her/you
car that was hit following will also claim of her/you pending on how many "bumps" the car in front felt.
multiple car accidents where people get shunted are a pain in the arse.
sorry to hear though
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Twitch
Member
Registered: 3rd Nov 09
Location: Flitwick, Bedfordshire
User status: Offline
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Sounds to me like the 106 driver probably did it so that she could claim if she is the one that caused it. Not the first time lets face it
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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I stated that the 106 had no damage because she was barely touched, the fiesta driver said he doesnt even think he hit her, just kissed the back end of the car, theres not a mark on the front of the Fiesta, number plate isnt even broke, 106 driver recently contacted and said that a garage has inspected her car and there is no damage but shes off work, due to a pain in her neck and spine and is going to be going through the insurance for loss of earnings... Sister took the brunt and went to work the same day and the next. Joke.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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Even if she is on stat sick pay i think its just the first 3 days unpaid, which is all the insurance will pay for
can you not write a nice email or make a telephone call and just say, at the end of the day its up to her and you can fully see why she wants to go through the insurance, but explain that it will be a massive financial impact on yourselves, and that if she was kind enough would she let you reimburse her lost unpaid sick days yourselves
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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makes me sick the people just see ££££
i had 4 months of physio when someone hit the back of my mini. had no days off work and any time i had to leave early i made up.
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adiohead
Member
Registered: 28th Sep 01
User status: Offline
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She's after the £1k-£2k whiplash claim.
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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fcuking
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Jonny.K
Member
Registered: 26th May 11
Location: Aberdeen City
User status: Offline
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gutted :O get in contact with the fiesta owner n ask if hed like the honors of slappin the 106 or if its up for grabs for you
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