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Author does insurance drop much when you are 21 ?
tom_simes
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Organiser: South Wales
Premium Member


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Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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28th Jan 12 at 23:03   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sunz
L ? I thought it only went up to F, mines an E, nice to know nothing I've done personally makes my insurance high.

He means Liverpool
djgritt
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Registered: 1st Nov 07
Location: Dorset Drives: Focus ST / Hyundai i20N
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29th Jan 12 at 00:06   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by TheNobleOne
quote:
Originally posted by Nick-S
I had a big drop at 25 i found.



This - mine almost halved on the car I was insuring before & after 25.
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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29th Jan 12 at 00:24   View User's Profile U2U Member Reply With Quote

I insured my LET at 21. Was not possible before.

Shop around, renewals are rarely competetive.

Toby
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Registered: 29th Nov 05
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29th Jan 12 at 11:08   View Garage View User's Profile U2U Member Reply With Quote

I found mine dropped most when I was 22, but did move addresses, stopped my ex Mrs being main driver who was still 21 and was a year further away from my last claim
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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29th Jan 12 at 11:15   View User's Profile U2U Member Reply With Quote

Dropped a lot at 21 and 25. Now kinda similar price every year on either policy.
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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29th Jan 12 at 13:18   View User's Profile U2U Member Reply With Quote

Mines dropped a huge amount.
Think it's because I've totally downgraded my car tho
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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29th Jan 12 at 13:43   View User's Profile U2U Member Reply With Quote

I've been getting quotes on newer cars and find them Cheaper than older cars. Even though they are valued at a lot more.
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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29th Jan 12 at 16:53   View User's Profile U2U Member Reply With Quote

on normal cars (ie non modded or quick) Ive found a decent drop.
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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29th Jan 12 at 16:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Nic Barnes
I've been getting quotes on newer cars and find them Cheaper than older cars. Even though they are valued at a lot more.


This is true, on cheaper older cars the ins company is more likely to write it off rather than repair so costs them. Also the older the car the more people have crashed them/claimed for them so get a "rep" (Anyone remember the 80's/xr3is etc)
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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29th Jan 12 at 17:01   View User's Profile U2U Member Reply With Quote

Mine went up £250 at 31 with an extra years NCB from my price last year, I doubt yours will go down.

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