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Author 25 and my insurance is no cheaper!
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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5th Aug 14 at 07:35   View Garage View User's Profile U2U Member Reply With Quote

I've got 4 years NCB now
DAN@ADRIAN FLUX
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Registered: 16th Aug 10
Location: Norfolk
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5th Aug 14 at 09:30   View User's Profile U2U Member Reply With Quote

Hi,

Feel free to give us a try, if you wanted to PM me your details I'd be happy to arrange a call back from our quotes team?

Kind regards,
Dan.
Fonz
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Registered: 12th May 06
Location: Newbury, Berks
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5th Aug 14 at 12:22   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
I always have a play with it but just found it weird the cheapest I could find was my renewal! Never mind, there's always next year!


i have found this to be true recently.

Stayed with Churchill for two years, and now with Aviva for the second year, on both occasions their renewal was competitive.

with regard to it dropping i have always been hovering around the £450-500 mark the last 6-7 years but at 28 (last renewal) it sunk to £280 which no changes from the previous year other than an extra NCB (7years)
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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5th Aug 14 at 13:11   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DAN@ADRIAN FLUX
Hi,

Feel free to give us a try, if you wanted to PM me your details I'd be happy to arrange a call back from our quotes team?

Kind regards,
Dan.


Hi Dan, I did have my camper with you but you were always very very expensive on the car side. I've renewed now but will bare you in mind next year!
tom130691
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Registered: 13th Sep 08
Location: Daventry
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5th Aug 14 at 14:05   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
quote:
Originally posted by DAN@ADRIAN FLUX
Hi,

Feel free to give us a try, if you wanted to PM me your details I'd be happy to arrange a call back from our quotes team?

Kind regards,
Dan.


Hi Dan, I did have my camper with you but you were always very very expensive on the car side. I've renewed now but will bare you in mind next year!


my mini is with them, did you get a no claims bonus on the camper? wondering if i get one for the mini
Marc
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Registered: 11th Aug 02
Location: York
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5th Aug 14 at 14:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DAN@ADRIAN FLUX
Hi,

Feel free to give us a try, if you wanted to PM me your details I'd be happy to arrange a call back from our quotes team?

Kind regards,
Dan.

You guys lost me this year as your renewal for a 14 year old 2.4 Volvo was dearer than the 2.0 turbo Impreza you insured the year before. You also would not match a cheaper quote I had sourced elsewhere then seemed really shocked and upset when I wasn't going to take you up on the offer which you deemed I would be very impressed with!

Not you Dan btw, your company!
Neo
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Registered: 20th Feb 07
Location: Essex
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5th Aug 14 at 14:34   View User's Profile U2U Member Reply With Quote

I found it sat around £600 ish for a few years when I was 19/20 ish, then has in the last couple of years dropped down to about £300 (7 years ncb) for the daily - just added a fourth car to our multicar policy and was 230 for 8 months. Considering that has 0 ncb at 25 i'm happy. Cant wait for the missus to get a years ncb on her car as thats about £900 at the moment

[Edited on 05-08-2014 by Neo]
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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5th Aug 14 at 15:12   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by tom130691
quote:
Originally posted by pow
quote:
Originally posted by DAN@ADRIAN FLUX
Hi,

Feel free to give us a try, if you wanted to PM me your details I'd be happy to arrange a call back from our quotes team?

Kind regards,
Dan.


Hi Dan, I did have my camper with you but you were always very very expensive on the car side. I've renewed now but will bare you in mind next year!


my mini is with them, did you get a no claims bonus on the camper? wondering if i get one for the mini


No they did me out of a year. I can't find anywhere that I wasn't going to get a years no claims but they say as it's a classic policy it doesn't happen.

[Edited on 05-08-2014 by pow]
Brett
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Registered: 16th Dec 02
Location: Manchester
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5th Aug 14 at 15:14   View Garage View User's Profile U2U Member Reply With Quote

Adrian Flux are shocking tbh
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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5th Aug 14 at 16:41   View User's Profile U2U Member Reply With Quote

Flux where brilliant for me. With them for years with all my modified stuff. Couldn't match the M3 quote I got but neither could anyone else as it was a classics policy.
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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5th Aug 14 at 17:34   View User's Profile U2U Member Reply With Quote

Flux were good for my corsa, rubbish for my 330d and nowhere near for the t4 van.
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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5th Aug 14 at 18:01   View Garage View User's Profile U2U Member Reply With Quote

Good for modified it sounds.
Simon_16v
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Registered: 14th Aug 06
Location: Yorkshire
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5th Aug 14 at 18:15   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by flybikeslee
£400 fully comp on the s2k now i'm 25


In Liverpool

The Clio is costing me £500 with all mods declared and like for like replacement in the event of a claim.
jacko198
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Registered: 1st Mar 07
Location: Buckinghamshire
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5th Aug 14 at 18:55   View User's Profile U2U Member Reply With Quote

They tried charging me £950 when i renewed at 25 (was £850 the year before! )

Went and did a multi car thing with admiral, ended up with my 330d and the girlfriends 1.2 Corsa D on it for £600!
tom130691
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Registered: 13th Sep 08
Location: Daventry
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6th Aug 14 at 06:54   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Good for modified it sounds.


mini appears to have gone down as modified opposed to classic, ill get 1 year back in a months time
Mertin
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Registered: 12th Oct 05
Location: Scotland
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6th Aug 14 at 07:40   View User's Profile U2U Member Reply With Quote

Last year I was £300ish for the shogun tpft (2.8 diesel)
This year im £230 FC with the mrs added aswell. Im 25 with 5 years ncb
I found changing it from garaged to kept on the street reduced it by £60
andy_mk3
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Registered: 18th Dec 11
Location: Peterborough
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6th Aug 14 at 09:06   View User's Profile U2U Member Reply With Quote

I'm 22 (and was 21 when taking out the policy) and pay just over £700 on my mk3 Astra with a 2.0 turbo, all mods declared. It's gone down a lot year after year for me.
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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6th Aug 14 at 15:40   View Garage View User's Profile U2U Member Reply With Quote

I've just looked back, it's gone down £80 since last year so 20%ish isn't bad I suppose
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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6th Aug 14 at 19:20   View User's Profile U2U Member Reply With Quote

Well last year I was 25 with 3 years NCB and 1 claim in May 2012. On the Fiesta (1.4) with £0 total excess, not even a compulsory it was £347.

Just got my renewal. £495

4 years NCB, no claims, other than the one they know about. Oh and dad still on the policy. What what.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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6th Aug 14 at 20:10   View User's Profile U2U Member Reply With Quote

Got it down to £343 with Tesco, protected NCB and £0 excess.

Cheaper than last year. Just!

Can't get it much cheaper mind unless I go for a cashback deal.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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6th Aug 14 at 20:45   View User's Profile U2U Member Reply With Quote

Yep, Tesco cheapest. Adding the Mrs with one SP30 and 1 claim reduces it by £3 a month. Handy now that we live together.

Wonder how Sainsburys will feel when I go to their outright competitor
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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6th Aug 14 at 20:46   View User's Profile U2U Member Reply With Quote

Not arsed?
Dom
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Registered: 13th Sep 03
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6th Aug 14 at 21:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by deano87
Yep, Tesco cheapest.


Have a look at TopCashBack (saved me a fair old amount last year) and play around with job titles.
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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6th Aug 14 at 21:51   View User's Profile U2U Member Reply With Quote

It might not make a difference but you are all aware that the insurers keep a record of all quotes obtained as you play around with job titles? Might give them enough reason to remove indemnity in the event of a claim.
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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7th Aug 14 at 17:36   View User's Profile U2U Member Reply With Quote

Mine when up by £60 when I turned 25. Got them down to same price in the end. Think I pay around £280 -300 for e46 320.

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