Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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Im not posting that 
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Heather
Member
Registered: 1st Aug 02
Location: Ellesmere Port
User status: Offline
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ok well is it alot more than 9k ?
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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Yesh quite a bit more
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michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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I'm on £19k so I can afford my repayments.
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jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
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quote:
Originally posted by barry_kellett99
quote:
Originally posted by jaffa
my mate has student loans student hard ship loans and about three overdrafts so been put well off borrowing too much.
When will people realise student loans are not debt in the normal sense of the word.
If you cant pay it back you dont pay it back
[Edited on 15-01-2004 by barry_kellett99]
they are still debts and are taken out of your wages when depending on how much you earn.
also my main point of that is the three overdrafts that he has, which he will eventually pay interest on.
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by michelle
I'm on £19k so I can afford my repayments.
Don't know how, mine are £140 ish each plus a bit on my cards.
then you gotta live and money for this that and everything else
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NeilRocks
Member
Registered: 20th Oct 03
Location: Walsall West Mids
User status: Offline
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I pay out
£93 a month insurance
£30 a month phone
£80 a month to my dad
£80 a month fuel
And I don't have a fcuking job ATM. Had to ring up Norwich Union to pospone my insurance payment 'till Feb 9th. I owe 'em £187 now. And my car tax is up in 2 weeks.
God I feel like a useless , jobless pikey at the moment.
[Edited on 15-01-2004 by NeilRocks]
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michelle
Member
Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
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I pay about £600-700 back a month and I live with my parents so I don't need money to live as such. I still get out every weekend and have money to keep my car going.
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by jaffa
quote:
Originally posted by barry_kellett99
quote:
Originally posted by jaffa
my mate has student loans student hard ship loans and about three overdrafts so been put well off borrowing too much.
When will people realise student loans are not debt in the normal sense of the word.
If you cant pay it back you dont pay it back
[Edited on 15-01-2004 by barry_kellett99]
they are still debts and are taken out of your wages when depending on how much you earn.
also my main point of that is the three overdrafts that he has, which he will eventually pay interest on.
FAir enough on the Over Drafts, but the amount of loan paid back each month is Minute, i pay £60 back a month currently and i borrowed appx £10K in total, university cannot be done without.
What about hardship loans? They dont be paid back do they? Although i am unsure i never had one
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Heather
Member
Registered: 1st Aug 02
Location: Ellesmere Port
User status: Offline
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how old r u ?
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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yeah luckily i should my my loan of this year, earn £ 19500 after tax and NI
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kerzo
Member
Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
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lol how do you get into so much debt!!!
i only spend what i have in my hand and thats the way i have been going for ages!!!
if you want something bad enough you will save up and get it, if you cant save enough money then maybe you cant afford it.
thats just my philosophy!
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Keeley
Member
Registered: 30th Aug 02
Location: West Midlands
User status: Offline
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im never having a loan or credit card again i fuckd my money up bad last year im only paid £11.5k yrly i pay bout £250 a mth for parents (varies tho) £200 on loans £50 insurance £60 petrol £30 mobile also payin £50 to parents for bailin me out the shit. i hardly have jack shit for myself i fucked my credit up for 5 years all cus i got into debt over a bloke
NEVER AGAIN!
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Keeley
Member
Registered: 30th Aug 02
Location: West Midlands
User status: Offline
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oh and a 3rd party called CCCS has to look after my finances cus thats how bad i fucked up 
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kerzo
Member
Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
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how did you get into debt over a bloke?
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Paul83b
Member
Registered: 27th Oct 03
Location: boston lincs
User status: Offline
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oh no... got me calculating my debt again
i hate doing this....
£7100 2 parents
£4000 to car
£5000 to SLC
£400 to overdraft
and im a jobless bum 
£16,400!!! Eeeeeekkkkk
**Runs away**
AND i have another year of student loans 2 come... which is another £3000 ish.. Bugger
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Keeley
Member
Registered: 30th Aug 02
Location: West Midlands
User status: Offline
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quote:
Originally posted by kerzo
how did you get into debt over a bloke?
me being stupid buyin him things payin for us to go abroad if he said he wanted anythin i was saft enuff to go and buy it and its all mounted up i had bout 6 loans which i consolidated through cccs where i know pay 150 amth
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micra_pete
Premium Member
Registered: 23rd Apr 03
Location: West Yorkshire
User status: Offline
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i owe 60k, due to mortgage, surely people with loads of dept shouldn't be looking at ways to take out more loans?
edit spelling (i spelt of wrong )
[Edited on 15-01-2004 by micra_pete]
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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hows it goin lass?
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kerzo
Member
Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
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quote:
Originally posted by micra_pete
i owe 60k, due to mortgage, surely people with loads or dept shouldn't be looking at ways to take out more loans?
or looking at getting a nice new crx del sol/scooby
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kerzo
Member
Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
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quote:
Originally posted by Miss CorsaSri
quote:
Originally posted by kerzo
how did you get into debt over a bloke?
me being stupid buyin him things payin for us to go abroad if he said he wanted anythin i was saft enuff to go and buy it and its all mounted up i had bout 6 loans which i consolidated through cccs where i know pay 150 amth
my god what was wrong with you!!!
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Keeley
Member
Registered: 30th Aug 02
Location: West Midlands
User status: Offline
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quote:
Originally posted by kerzo
quote:
Originally posted by Miss CorsaSri
quote:
Originally posted by kerzo
how did you get into debt over a bloke?
me being stupid buyin him things payin for us to go abroad if he said he wanted anythin i was saft enuff to go and buy it and its all mounted up i had bout 6 loans which i consolidated through cccs where i know pay 150 amth
my god what was wrong with you!!!
I still buy things for my fella but not as mad headed as i used to be the mess i got in has made me be more sensible with my money. Never had a bloke spend all his money on me b4 ive always done the spending cant help it i c he likes sumat and think oooo i buy him that for no reason altho now i make sure ive got enuff money
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steviegsi
Member
Registered: 25th May 01
Location: Cumbernauld, North Lanarkshire
User status: Offline
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Just pray you dont lose your job
2 months ago I had a alright job(18k + company car) got paid off end of november
Thank god i only got about 2k left on my loan
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Keeley
Member
Registered: 30th Aug 02
Location: West Midlands
User status: Offline
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im off sick atm cus ad a wrist op on 29th december im only on full pay til 8th feb then go 1/2 pay but cus my job is so wank im lookin 4 another
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Heather
Member
Registered: 1st Aug 02
Location: Ellesmere Port
User status: Offline
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how long you been back for keeping a low profile these days ?
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