How do people manage to move out??? - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

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SAL

Premium Member

Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline

12th Dec 06 at 15:21

hose prices around where i live

1 bed flat £150-200k

2 bed flat £180-230k

2 bed semi £220-280k

3 bed semi £250-320k

etc etc i could save every pennie i earn of 16k a year and buy the time i haved saved about 10k deposit the house prices would have gone up 15k?wtf do i do?join the army NO join the police and get housing NO i enjoy being a gardener and dont want to live in a shed!im feckeled

Colin

Member

Registered: 4th Apr 02
User status: Offline

12th Dec 06 at 16:47

Move out of London

SAL

Premium Member

Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline

12th Dec 06 at 22:48

quote:
Originally posted by Colin
Move out of London

i allready have !

Nath

Member

Registered: 3rd Apr 02
Location: MK
User status: Offline

12th Dec 06 at 23:55

I'm never going to be able to afford my own place. The horrible houses in the worst estates in MK go for £120k+

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

13th Dec 06 at 00:01

ive seen house i want, saving like a cunt for a few months, seriously considering getting shot of car, 300+saved per month right there, that would be half the mortgage

topshot_2k

Banned

Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline

13th Dec 06 at 09:15

Ours is £140k and thats a mortagage of £380 each a month. We have saved a £13k desposit too. If you are willing to save then it can easily be done. Dont rush into it though. Renting at your folks house is beneficial whilst saving a good deposit. You will alsno need at least £2k to put aside for fees etc

topshot_2k

Banned

Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline

13th Dec 06 at 09:17

quote:
Originally posted by Nath
I'm never going to be able to afford my own place. The horrible houses in the worst estates in MK go for £120k+

At Hunsbury in northants you can pick a smart 2 bed with single garage for £130k.

Dean_W

Member

Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline

13th Dec 06 at 10:55

Shared ownership is the way forward.

MarkM

Member

Registered: 11th Apr 01
Location: Liverpool
User status: Offline

13th Dec 06 at 11:31

quote:
Originally posted by Dean_W
Shared ownership is the way forward.

No no no no no

AndyW

Member

Registered: 28th Oct 02
Location: Greater London
User status: Offline

13th Dec 06 at 12:49

quote:
Originally posted by Shelly
round here, some absolute shitter would be no less than 150k

u wanna see london prices then, im looking at moving to ghettos!

u can get a 3bedroom house in a ghetto for £150k about a mile down the road, 1bedroom flats start at £175k

Dave M

Member

Registered: 21st May 03
Location: Rainham, Kent
User status: Offline

13th Dec 06 at 12:59

shared ownership is the way forward for first time buyers

p4uls corsa

Member

Registered: 2nd May 05
Location: BRADFORD
User status: Offline

13th Dec 06 at 13:08

quote:
Originally posted by korsa_c
shared ownership is the way forward for first time buyers

was gonna buy a shared ownership house but u cant do anything without permission not even put a new fence up lol u may aswell rent

AndyW

Member

Registered: 28th Oct 02
Location: Greater London
User status: Offline

13th Dec 06 at 13:14

they reckon u need to be earning a recomended £18.5k to be able to afford a 75k property

p4uls corsa

Member

Registered: 2nd May 05
Location: BRADFORD
User status: Offline

13th Dec 06 at 13:21

should be getting my keys before the days out

2 bed semi in resonable area of bradford for 81k needs a lot of work tho but ussually go for 95-98k on that street

Dean_W

Member

Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline

13th Dec 06 at 14:02

quote:
Originally posted by p4uls corsa

quote:
Originally posted by korsa_c
shared ownership is the way forward for first time buyers

was gonna buy a shared ownership house but u cant do anything without permission not even put a new fence up lol u may aswell rent

Not where I live. You can do what you want, apart from structural. It is the ideal way to get on the property ladder. You still gain the increas ein house price. I live in a £160,000 house that I wouldn't be able to afford normally.

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

13th Dec 06 at 15:04

just made an offer today on a house

3 bed semi ensuite etc

If accepted 800 a month mortgage here I come

CorsaLad

Member

Registered: 25th Sep 01
User status: Offline

13th Dec 06 at 15:17

how can you get a shared ownership property? don't you have to be a key worker (NHS, police, teacher etc)?

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

13th Dec 06 at 15:19

no shard ownership is where the builder etc own and percentage i.e you pay for half and they own half

Not good IMO but everyone is different

Russ 200sx

Member

Registered: 29th Dec 05
Location: Bagillt - Flintshire
User status: Offline

13th Dec 06 at 19:20

I had to sell my 2.0 16V corsa to be able to afford my house as i didnt want to struggle with the upkeep and mortgage, i work about 3 mins walk to work anyway so 1 car is enough

John_C

Member

Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline

13th Dec 06 at 21:00

quote:
Originally posted by topshot_2k
Ours is £140k and thats a mortagage of £380 each a month. We have saved a £13k desposit too. If you are willing to save then it can easily be done. Dont rush into it though. Renting at your folks house is beneficial whilst saving a good deposit. You will alsno need at least £2k to put aside for fees etc

wot kinda of rate do u have that on

??? Sounds like interest only 2

Colin

Member

Registered: 4th Apr 02
User status: Offline

13th Dec 06 at 21:14

quote:
Originally posted by John_C

quote:
Originally posted by topshot_2k
Ours is £140k and thats a mortagage of £380 each a month. We have saved a £13k desposit too. If you are willing to save then it can easily be done. Dont rush into it though. Renting at your folks house is beneficial whilst saving a good deposit. You will alsno need at least £2k to put aside for fees etc

wot kinda of rate do u have that on ??? Sounds like interest only 2

Not really thats paying back roughly 230k over std 25yrs @ 5%

[Edited on 13-12-2006 by Colin]

John_C

Member

Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline

13th Dec 06 at 21:16

hehe no chance ( although i am assuming the mortgage is 140k)

http://www.bbc.co.uk/homes/property/mortgagecalculator.shtml

[Edited on 13-12-2006 by John_C]

Colin

Member

Registered: 4th Apr 02
User status: Offline

13th Dec 06 at 21:23

ok then 30years!! Close enough.

Mortgage is £127k if they have £13k deposit!!

Roughly pay back £248k over 30years if 5% interest.

[Edited on 13-12-2006 by Colin]

John_C

Member

Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline

13th Dec 06 at 21:27

even 30 no chance, interest only on 5% is 583 a month.

jus would like to know what kind of deal he's on because 380 a month is like a rate of 3.25% and interest rates havent been there since 2003

[Edited on 13-12-2006 by John_C]

Colin

Member

Registered: 4th Apr 02
User status: Offline

13th Dec 06 at 21:37

There BOTH paying 380!!! £760 a month all in is more or less 30yrs on £127k & I just used 5% as a benchmark...could be a little less seeing they have a good deposit!