adz_gsi
Member
Registered: 20th Sep 08
User status: Offline
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new car quote is as folloows
21 o ncb
astra sport 3.0l v6
all mods declared gsi kit, lowered alloys, brakes fully comp 1500£
250 excess
hahhah lol last years 1.8 was 2k
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oli_the_thread
Member
Registered: 26th May 09
Location: Leighton Buzzard
User status: Offline
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20 y/o
Corsa B GSi
All mods declared (full stainless sytem, 4-2-1, lowered, alloys, DBilas inlet, induction kit)
£635 With adrian flux
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Fonz
Premium Member
Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
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premium: £470
Car: Eunos Roadster (Mazda MX5 import) 1.6
NCB: 3 yrs
Insurer: Admiral
premium: £280
car: Vauxhall Nova, 1985/C reg, 1.0
NCB: 0yrs
Insurer: Direct Line
History: one claim Sept 05, one no fault claim in July 08
both cases my Dad as a named driver and are fully comp
[Edited on 09-06-2009 by Fonz]
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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Paying about £700 FC for my car, being old(er) FTW!
[Edited on 09-06-2009 by Adam_B]
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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Erm, according to both my policy and Quinn themselves I can providing I have the owners permission 
I had serveral doubts about this and spent a considerable time talking to staff who didnt seem to be clued up them selves. After me telling them different sample situations, it turns out your not allowed to drive convertables or 4x4s 
So i said if i had a policy with you, i could drive my dads ferrari 360 (he hasnt) but i cant drive my mums vitara to which she hesistated and said
'yes'
Its a con TBH and i wouldnt trust it. Your telling me they will pay out for you driving a friends ferrari 360 cs for example whilst your only giving them £1000 of your money to knock about in a 1.0 12v corsa? i cant see that being the case. If you asked for a quote on a 360cs, im adament they wouldnt give you a price and would say your not old enough or something! But like i say, they would let you drive it because you insured a 1.0 corsa???
[Edited on 09-06-2009 by richc]
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John
Member
Registered: 30th Jun 03
User status: Offline
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They won't be paying a penny towards the 360cs being fixed though, only the 3rd party.
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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quote:
Originally posted by John
They won't be paying a penny towards the 360cs being fixed though, only the 3rd party.
Thats what I was thinking. I'm just going by what I've been told by Quinn and whats on my insurance certificate
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by John
They won't be paying a penny towards the 360cs being fixed though, only the 3rd party.
Yes true sorry got carried away, but i mean its all down to risk isnt it with they prices they give at a young age, and what the let you drive as they think your going to stack into everyone.
In a 360cs, you are off the scale in their eyes, and the insurance are thinking you are odds on to smash it into someone causing them to pay out.
I know people and a friend is doing this aswell
They insure little 1.6 hatches like fiat stilo's, 316 bmws etc and knock about in the audi TT's, Fiat coupe turbos etc all day long. The other cars dont move!
[Edited on 09-06-2009 by richc]
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by shaunmods
quote:
Originally posted by John
They won't be paying a penny towards the 360cs being fixed though, only the 3rd party.
Thats what I was thinking. I'm just going by what I've been told by Quinn and whats on my insurance certificate
Im sure Corsa_sport21 (is that his user name) mentioned this and receieve 6 points thinging he was cover. I hope he can comment.
I just thought it was too good to be true (best friend doe this) so i enquired. And like i say, the staff wasnt clue up at all, and i referred to the insurce docs etc and eventually got told about the 4x4 and convertable exception. Does it say anything about this in your documents?
Its all abit wierd tbh. I just cant see how for example they would let you knock about in a 360cs and not a street KA
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harrisp
Member
Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
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quote:
Originally posted by richc
They insure little 1.6 hatches like fiat stilo's, 316 bmws etc and knock about in the audi TT's, Fiat coupe turbos etc all day long. The other cars dont move!
[Edited on 09-06-2009 by richc]
Dont see how that works as their other cars wipuld still have to be insured by someone else.
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by harrisp
quote:
Originally posted by richc
They insure little 1.6 hatches like fiat stilo's, 316 bmws etc and knock about in the audi TT's, Fiat coupe turbos etc all day long. The other cars dont move!
[Edited on 09-06-2009 by richc]
Dont see how that works as their other cars wipuld still have to be insured by someone else.
By their parents
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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£850 TPF&T on a 1.6 SXi Astra. 20, with 1 year NCB, all mods declared.
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dan_m1les
Member
Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
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harrisp, I had a mte who insured him sel on a 1.0 corsa and drove around in his dads MR2 turbo at 17... it was actually his mr2 Turbo, and the corsa never moved.
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John
Member
Registered: 30th Jun 03
User status: Offline
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I've read a lot of stuff about quinn not really covering you, it's a bit strange because they either do or don't, I don't know why they can't clarify it.
I know I can drive any car I want on my Bell policy.
You can't own the car so to do it you need to get somebody willing to have the v5 and another policy in their name.
[Edited on 09-06-2009 by John]
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by John
I've read a lot of stuff about quinn not really covering you, it's a bit strange because they either do or don't, I don't know why they can't clarify it.
That is my point. I think its to attract younger drivers for business! 
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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My friend insures his fiat stilo 1.6 pays something like 700 a year.
His dad insures the Coupe turbo (£174 quid and put that in his name.
Then he puts his Saab 95 hot aero in his wifes name and collectivley they all drive each others
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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Astra Coupe Turbo
24 - 6 Years NCB
£450 Fully Comp.
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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quote:
Originally posted by richc
quote:
Originally posted by shaunmods
quote:
Originally posted by John
They won't be paying a penny towards the 360cs being fixed though, only the 3rd party.
Thats what I was thinking. I'm just going by what I've been told by Quinn and whats on my insurance certificate
Im sure Corsa_sport21 (is that his user name) mentioned this and receieve 6 points thinging he was cover. I hope he can comment.
I just thought it was too good to be true (best friend doe this) so i enquired. And like i say, the staff wasnt clue up at all, and i referred to the insurce docs etc and eventually got told about the 4x4 and convertable exception. Does it say anything about this in your documents?
Its all abit wierd tbh. I just cant see how for example they would let you knock about in a 360cs and not a street KA
Spot on bud.
My 1st IN10 was when i was driving my bros Mk3 Astra,thought i was insured as i was with Quinn Direct and it said on my policy i can drive any other vehicle with the owners permission.
Well,that wasnt true.There was alot of info hidden in the small print about it only applying to the person driving if they hold an EU licence.Sadly i only held a Full UK licence,like the majority of UK residents.So therefore i wasnt actually insured.There was lots of other stuff hidden in the policy too.Yeah it was my fault for not reading it and i paid the price,but im willing to bet that every1 else thats with Quinn and has the same thing written on there policy about driving other cars etc,isnt actually insured to drive other cars.
Seriously,dont trust Quinn Direct.
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ste_p23
Member
Registered: 29th Dec 08
Location: Hindley,Wigan
User status: Offline
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Adrain flux quoted me happy 
20yrs old
2years NCB
TFFT on a 1.6 sport all mods declared.
£649
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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I drive my mums Megane CC around on my any car Bell policy, nowhere on the certificate I have does it state any exemptions, Im only 21 too
I will continue to drive it
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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1.2 8v, in my dad's name, policy was taken out when I was 17, although 18 now, £1450 
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StueyBoy1989
Member
Registered: 22nd Feb 07
Location: North West London
User status: Offline
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im 19 golf mk4 gttdi 130, 1k i didnt opt for the drive any car cause im not to sure on it. an i think it would end up getting me in trouble im with bell.
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FAZ
Premium Member
Registered: 24th Nov 07
Location: Coventry
User status: Offline
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alot of you recommend / use bell, that good? says its part of admiral :S are they the same peoople?
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John
Member
Registered: 30th Jun 03
User status: Offline
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Bell admiral and elephant are the same people, bell are always by far the cheapest for me but i've not had a claim yet.
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martyn_1.4
Member
Registered: 20th Jun 08
Location: Stockton-on-Tees
User status: Offline
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im 18, 1.4 sport
lowering declared
1yr ncb
£1200 TPFT
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