Colin
Member
Registered: 4th Apr 02
User status: Offline
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Like it!! 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I kill KIDS with my V8 :doyle:
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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Hmmm might be a little extreme 
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djgritt
Premium Member
Registered: 1st Nov 07
Location: Dorset Drives: Focus ST / Hyundai i20N
User status: Offline
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Cheers for the input... didn't expect to find 3 pages - did I leave my grot on photobucket or something?
Anyway, repayments shouldn't be an issue, and like I say, the loan would be for around £4k (I have £18k or so for the Asda, part funded by work though)
Only reason we aren't buying outright is because we are getting more money together for a Mortgage deposit as we hope to purchase a house late in the year, and the missus's current wagon is slowly dying, and she is a community care worker so does a lot of home visits round North Dorset, so we need to find her something sooner rather than later - we've cancelled a holiday to Cuba in the summer due to these (plus £2.2k for 2 weeks somewhere we've never been seemed a bit pointless tbh when we want a house and shared car)
I think i'll go and speak to my bank first, see what they can offer me, then try some other reputable places, I should be able to scrape together a fairly decent lump of cash together to reduce the required loan too.
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Kevxx
Member
Registered: 14th May 08
Location: Forfar, Angus
User status: Offline
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mr Djgritt, get a loan better rates, and buy something yourself, you're good with cars, generally know what to look for on the private market.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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When I sold cars we could often beat bank loan rates. There are plenty of other reasons car finance is better than a loan.
Going forwards in life I wouldn't want all my hard earned money tied up in a depreciating asset, this is why I think finance is good.
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Tom G
Member
Registered: 4th Aug 08
Location: Cheshire
User status: Offline
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quote:
Originally posted by DaveyLC
NEITHER! Look at the number of people on this forum who are selling fancy cars they bought on fiance because they need the money now.
Getting finance/loan is just a quick fix, you'll be all happy with your purchase until the monthly payments hit home and then you'll realise the money was more important than having a nice car.
Save up!
About the only thing i've ever agreed with you on
I'm in the same position...
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