Scotty_B
Member
Registered: 11th Jun 03
Location: East Kilbride
User status: Offline
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Keep your mileage under 6k.
How do they know what you've done?
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mattant
Member
Registered: 19th Jun 10
Location: South Yorkshire
User status: Offline
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quote:
Originally posted by MarkM
quote:
Originally posted by John
Access to other cars always drops it a bit.
Haven't got that. Lowest I can get it to with tweeking things is £1,045 if paid annually.
This country is a fucking disgrace.
I like how you blame a whole country because your insurance is too high
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Scotty_B
Keep your mileage under 6k.
How do they know what you've done?
Some ask for your mileage. Mine never have, always put it at 5k dispite doing double that.
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BeetleGav
Member
Registered: 27th Jun 10
Location: lancashire, nelson
User status: Offline
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im well happy with mine. £671 with admiral and im 20. crap postcode aswel
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by LeeM
quote:
Originally posted by Pop
quote:
Originally posted by LeeM
quote:
a non fault claim would be like if you went out to your car in the morning to find it smashed up from a hit and run and had to claim for the repairs. not you fault but you claimed on your own policy
It is my understanding that the example you give above is for a fault claim! Yes it may not have been your fault, but as you have claimed and the costs can't be subrogated to another insurer it goes down as fault.
[Edited on 01-09-2011 by Pop]
no its non fault, because its not your fault. its not a trick question.
the only claims you have to declare are ones where your insurer has paid you out and not recovered in full from someone else.
Read what you have put, you are contradicting yourself! In a hit and run situation where you claim, your insurer pays out and can't recover in full from anyone. This is a fault claim. You have tried to describe it as both non fault and fault.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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Oh and you have to declare all claims to your insurers, fault or non fault, for the specified time period that they ask.
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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quote:
Originally posted by A2H GO
quote:
Originally posted by Scotty_B
Keep your mileage under 6k.
How do they know what you've done?
Some ask for your mileage. Mine never have, always put it at 5k dispite doing double that.
They'll probably ask for your MOTs in the event of an accident so they can cross reference. They'll always find a way out of it where they need/can do
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John
Member
Registered: 30th Jun 03
User status: Offline
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Impossible to prove mileage.
I could do 1000000 miles in someone else's car on my own insurance.
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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my insurance company made me sign a declaration of my mileage!
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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Just to make you all feel better. My insurance has gone from £1600 to around £700-800 
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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£743 is the best I can do. Looks a whole lot better than the original renewal price.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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Mark - Have you tried online with LV? We went with them this year as they were significantly cheaper.
Aviva have also just launched a new product which is supposed to be competitive through www.quotemehappy.com
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makincorsac
Member
Registered: 13th Jul 11
Location: (•͡_ •͡┌П┐
User status: Offline
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i wouldn't pay over a grand to insure a deisel not a chance!!!
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by makincorsac
i wouldn't pay over a grand to insure a deisel not a chance!!!
In insurance terms why do you value diesel less than petrol?
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makincorsac
Member
Registered: 13th Jul 11
Location: (•͡_ •͡┌П┐
User status: Offline
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its my opinion i prefer petrol cars and hate diesels, so for the misery of driving the wretched thing i wouldn't pay thru the nose for it.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by Pop
Mark - Have you tried online with LV? We went with them this year as they were significantly cheaper.
Aviva have also just launched a new product which is supposed to be competitive through www.quotemehappy.com
I'll try LV now.
I had a quote from Aviva and it was ridiculous.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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In fact LV are on the comparison websites and come out at £1000.
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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Only place that will insure me for anything reasonable is Greenlight.
S3
29
10 Years NCB
No Claims
6 Points.
Pay just under £600 with Greenlight, next cheapest quote was £1300.
Oh yeah, it was £500 last year!
[Edited on 01-09-2011 by Ian W]
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by makincorsac
its my opinion i prefer petrol cars and hate diesels, so for the misery of driving the wretched thing i wouldn't pay thru the nose for it.
You've obviously not driven a modern diesel.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by MarkM
In fact LV are on the comparison websites and come out at £1000.
LV didn't show up anywhere near on comparison sites for us but were great direct. You should also try that quotemehappy.com site as it should be cheaper than Aviva Direct as you basically do all the work and print off your docs etc.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by Pop
quote:
Originally posted by MarkM
In fact LV are on the comparison websites and come out at £1000.
LV didn't show up anywhere near on comparison sites for us but were great direct. You should also try that quotemehappy.com site as it should be cheaper than Aviva Direct as you basically do all the work and print off your docs etc.
Quotemehappy came out at 2k!
Will try LV now.
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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quote:
Originally posted by Sunz
I hate insurance, I live in a high risk area so I have to downsize and go for a little 1.3 diesel.
Sucks that some nabs in your area affect your policy, would be nice if they just had a set rate when you start driving and asses your price based opon your previous years driving and of course the vehicle in question.
Insurance groups don't seem to matter
at the lower end of the scale either, group 13 corsa B 1.4 sport is cheaper then a 1.2 sxi group 7 corsa C..
Insurance is a joke, I pay less on my v8 disco than I can insure a 1.2 corsa b for
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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LV was £1050.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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Fair enough, I am out of ideas. Sounds like you have got a pretty decent price under £1k now.
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