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luciaadr

Member

Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline

18th Mar 15 at 20:20

quote:
Originally posted by pow
Why would you ever use net? You don't actually see that money

Do you mean gross?

Dom

Member

Registered: 13th Sep 03
User status: Offline

18th Mar 15 at 20:29

quote:
Originally posted by pow
Why would you ever use net? You don't actually see that money

Gross = pre-tax / net = post-tax

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

18th Mar 15 at 21:00

Gross is what my mortgage provider used to figure out how much I could be lended, so I go on gross pay.

It's rather depressing when you realise how much of a difference there is between net and gross though

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

18th Mar 15 at 21:05

quote:
Originally posted by Graham88
Hang on, are we talking before or after tax on these figures? Some of these figures I'm seeing means some of you are bringing 4-5k in a month which is crazy pay

Between 2 people that's not unrealistic, i'd imagine.

You're on similar wedge to me iirc so thats about £3300 a month for yourself, then whatever your missus earns. Mines poor and only earns about £1500 buts even so, thats almost £5k there. Obviously gross and not net.

Would be great if we got to take that home every month

deano87

Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline

19th Mar 15 at 06:58

I quoted net for the % but the joint income figure was gross.

spencer88

Member

Registered: 6th Oct 08
Location: cornwall
User status: Offline

19th Mar 15 at 07:40

quote:
Originally posted by Ben G

quote:
Originally posted by Graham88
Hang on, are we talking before or after tax on these figures? Some of these figures I'm seeing means some of you are bringing 4-5k in a month which is crazy pay

Between 2 people that's not unrealistic, i'd imagine.

You're on similar wedge to me iirc so thats about £3300 a month for yourself, then whatever your missus earns. Mines poor and only earns about £1500 buts even so, thats almost £5k there. Obviously gross and not net.

Would be great if we got to take that home every month

Try living in Cornwall where the average wage is about £17,000 with high living costs.

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

19th Mar 15 at 07:59

quote:
Originally posted by Dom

quote:
Originally posted by pow
Why would you ever use net? You don't actually see that money

Gross = pre-tax / net = post-tax

and they let pow work with children

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

19th Mar 15 at 08:17

Yeah got that the wrong way round haha!

Neo

Member

Registered: 20th Feb 07
Location: Essex
User status: Offline

19th Mar 15 at 08:45

quote:
Originally posted by spencer88

Try living in Cornwall where the average wage is about £17,000 with high living costs.

spencer88

Member

Registered: 6th Oct 08
Location: cornwall
User status: Offline

19th Mar 15 at 08:59

quote:
Originally posted by Neo

quote:
Originally posted by spencer88

Try living in Cornwall where the average wage is about £17,000 with high living costs.

http://www.reactiongifs.com/r/small-violin.gif

I couldn't even afford the violin!

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

19th Mar 15 at 09:47

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

19th Mar 15 at 09:51

You should see the amount the local government takes for my pension. I'd be rich if I wasn't planning to live past 65!

[Edited on 19-03-2015 by pow]

spencer88

Member

Registered: 6th Oct 08
Location: cornwall
User status: Offline

19th Mar 15 at 10:13

quote:
Originally posted by pow
You should see the amount the local government takes for my pension. I'd be rich if I wasn't planning to live past 65!

[Edited on 19-03-2015 by pow]

Poor you.

Bloke at my work pulled a beauty!

"If we have another year without a bonus, I'll have to sell one of my houses"

Neo

Member

Registered: 20th Feb 07
Location: Essex
User status: Offline

19th Mar 15 at 10:52

What is this pension thing you speak of

What a position to be in Spencer, bet you felt really sorry for him

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

19th Mar 15 at 11:27

Local government init Mike, been opted in since I was 20 so just decided to carry on with it. The contributions are savage though.

spencer88

Member

Registered: 6th Oct 08
Location: cornwall
User status: Offline

19th Mar 15 at 11:29

quote:
Originally posted by Neo
What is this pension thing you speak of

What a position to be in Spencer, bet you felt really sorry for him

Almost offered him a spare room in my caravan.

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

19th Mar 15 at 11:45

I have a private pension Pow

Neo

Member

Registered: 20th Feb 07
Location: Essex
User status: Offline

19th Mar 15 at 12:24

quote:
Originally posted by pow
Local government init Mike, been opted in since I was 20 so just decided to carry on with it. The contributions are savage though.

Fair play, I dont get luxuries like that in tiny dodgy companies. If thats your net wage after "savage contributions" our lives went very different ways after college

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

19th Mar 15 at 16:44

Yeah

- I have replaced relationship with work in the last 6 months so I can afford to live on my own

[Edited on 19-03-2015 by pow]

Graham88

Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline

20th Mar 15 at 02:26

quote:
Originally posted by Ben G

quote:
Originally posted by Graham88
Hang on, are we talking before or after tax on these figures? Some of these figures I'm seeing means some of you are bringing 4-5k in a month which is crazy pay

Between 2 people that's not unrealistic, i'd imagine.

You're on similar wedge to me iirc so thats about £3300 a month for yourself, then whatever your missus earns. Mines poor and only earns about £1500 buts even so, thats almost £5k there. Obviously gross and not net.

Would be great if we got to take that home every month

But I presume you are talking gross? I don't even know what I earn gross I just look at what I actually get

Mrs earns shit money. Wish she could be on near what I'm on, we'd be laughing. There's a couple on my firm few levels above me and they must be laughing with how much money they're bringing in

Makes sense if people are using gross. If people are using net then I'd be expecting a few super cars for the money they're earning.

Aaron

Member

Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline

22nd Mar 15 at 14:35

^Plus you need to factor in the internet bullshit which people spout inorder to make them feel better about themselves

[Edited on 22-03-2015 by Aaron]

JM_16v

Member

Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline

22nd Mar 15 at 19:21

£1,550 mortgage, 18% net

Matt L

Member

Registered: 17th Apr 06
User status: Offline

23rd Mar 15 at 13:18

630ish and 26%ish for us.

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

23rd Mar 15 at 16:13