Liam
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Registered: 19th Jan 06
Location: Stafford
User status: Offline
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Yeh, imo you have definatly done the right thing by going through the insurance because you got quoted for 2.5K didnt you? so being a CHAV on benefits he will not be able to afford that 
[Edited on 06-03-2006 by LiamD]
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Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
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quote:
Originally posted by LiamD
Yeh, imo you have definatly done the right thing by going through the insurance because you got quoted for 2.5K didnt you? so being a CHAV on benefits he will not be able to afford that
[Edited on 06-03-2006 by LiamD]
well at first we thought it would just be new bumper and spraying so was lookin at £500 tops, thats when he said he'l pay. took the car to garage today, obviously they checked the damage underneath discovering the need for a new crash panel, cross member and boot floor, plus they noticed damage to the tailgate (washed car today and by removing the mud found more scratches). when i text the lad saying it was goina be £2.5k he started saying i was pulling a fast one etc! was garage that quoted me! thing is that was just a standard garage, by going through insurance theyre taking it to a vauxhall dealer so will prolly cost more!!
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Robbo
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Registered: 6th Aug 02
Location: London
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quote:
Originally posted by lynny_sxi
stop hijacking my thread 
Get... To... ... ... Well you know the rest 
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Liam
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Registered: 19th Jan 06
Location: Stafford
User status: Offline
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quote:
Originally posted by Robbo
quote:
Originally posted by lynny_sxi
stop hijacking my thread
Get... To... ... ... Well you know the rest
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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quote:
Originally posted by lynny_sxi
quote:
Originally posted by LiamD
Yeh, imo you have definatly done the right thing by going through the insurance because you got quoted for 2.5K didnt you? so being a CHAV on benefits he will not be able to afford that
[Edited on 06-03-2006 by LiamD]
well at first we thought it would just be new bumper and spraying so was lookin at £500 tops, thats when he said he'l pay. took the car to garage today, obviously they checked the damage underneath discovering the need for a new crash panel, cross member and boot floor, plus they noticed damage to the tailgate (washed car today and by removing the mud found more scratches). when i text the lad saying it was goina be £2.5k he started saying i was pulling a fast one etc! was garage that quoted me! thing is that was just a standard garage, by going through insurance theyre taking it to a vauxhall dealer so will prolly cost more!!
Yeh and there would not be a chance in hell he would be able to afford that amount of cash no way!
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Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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robbo - suck my plums 
liam - exactly, plus least this way my back is covered in any legal sense
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James_DT
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Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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And in the end, that's what insurance is for. Hope it's all sorted out ASAP.
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Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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feel relieved to have told them now. plus next week looks like am gettin a civic for few days while mines gettin fixed
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the_legend_of_yrag
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Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
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And because of idiots like him, insurance is so high!!
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Gavin_G
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Registered: 12th Apr 02
Location: Bucks
User status: Offline
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You did the right thing by telling the insurance company *nods*
Imagine you didnt and 2 weeks later realised the extent of the damage to your car! Would have royally f@rked yourself!
Don't worry even if it does go to Court, he's not got a leg to stand on!
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drax
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Registered: 5th Feb 05
Location: Sittingbourne, Kent
User status: Offline
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Send some big black fellas round in balaclavas if he keeps all on 
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Doug_SRi
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Registered: 1st Sep 02
Location: Aberdeen. Drives: Stage 2 Astra VXR and Nova
User status: Offline
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quote:
Originally posted by ed
Thing with muscular type injurys is they often don't flair up too badly until a few hours after the accident.
i had an accident on my way to college 18 months ago, was quite bad since it caused £8k damage to my corsa. my only injuries were that the airbag pushed my hand off the steering wheel and it hit the door so i had a suspected broken wrist, 30 mins in hospital they said i could go as it wasnt, got home and rang insurance etc, then took my mums car to college which was the worst decision i have made for a while, my back became really sore around 5hrs after the accident and this lasted 4 weeks but all came good in the end, brand new car, ncb wasnt affected and got some compensation altho it took a year to sort out. One thing i noticed some insurance companies seem to add around £50 even if you have had a non fault claim
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Doug_SRi
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Registered: 1st Sep 02
Location: Aberdeen. Drives: Stage 2 Astra VXR and Nova
User status: Offline
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quote:
Originally posted by corsa808
they will ask you why you didnt call the police immediately (as you should with all car accidents)
then again, somtimes they dont even turn up if you do
I might be wrong but i think if you swap details at the scene and no one is injured then there is no need to contact the police.
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Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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i cant believe the cost and hassle involved with this! so far iv paid out £25 for estimate on car, over £30 on mediczl bills (just for reporting accident to NHS and recieving pain killers, still got the physio etc yet), tank of petrol driving round, endless phone calls, plus other bits and pieces, had my solicitors and garage on phone at 8:30 this morning stressed to fk with it! the lad involved has been sending me quite nasty messages and giving both myself and my dad dodgy phone calls all night
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Edd
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Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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phone the police if he is acting like that,they will take a statement and it can all be used as evidence
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Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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quote:
Originally posted by Edd
phone the police if he is acting like that,they will take a statement and it can all be used as evidence
i told the solicitor this morning, they are contacting him now telling him not to get in contact with me again and if they do then it will basically cause more hassle for themselves, iv also kept all texts, phone records etc. according to the lad hes goina fight it and sue me
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Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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record everything keep all txt message lynny.
Insurance was awesome for me when some lady drove into me, she was totaly in the wrong, saw i was young and had a modded corsa so tried to pin it on me. Wanted me to give her £1k + for fixing her car
I went thru insurance, she got nothing other than a bill for repairing her car. I kept all my NCB and everything.
You did the best thing. As hes a chav hes resorted to threatning/violent behaviour as he knows no better due ot a lack of intelligence.
But keep it all recorded, tell your insurance your being hassled, they will have dealt with that kind of thing before and can advise you on what to do
Hope he gets a shafting 
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Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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i think he tried the same, knew i was young (even tho hes 17/18 himself) and tried to get me to play into his hands, end of day i tried to not get insurance involved, but with the amount of damage plus all the other expenses this si costing me, i had to, but now the fact that hes being a twat to me makes me wanna push it as far as i can!
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Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Dont speak to him lynny, just ignore but document everything he says/does.
I was in egypt on holiday and i was getting voicemails from this twat going WHY ARENT U TALKING TO ME!!!??? hahahahaha Was halarious.
I wanted to send her a msg after insurance refused to pay out for her going>>
ha ha i won ner ner ner ner ner
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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thing i dont get it, does he think that by sending me nasty messages im goina turn round a drop everything? at first just thought car needed new bumper so we thought it was couple hundred quid, but yesterday after mechanic looked at it and saw all the underside is damaged; cross member, crash panel, boot floor etc, i rang the guy saying its £2k+ and he started going on saying im pulling a fast one, wtf! why would the garage lie
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Have you got his insurance details yet??
Hope you get it all sorted out - bad enough someone running into you without them being a tosser about it - he knows hes not got a leg to stand on!!
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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quote:
Originally posted by lynny_sxi
i told the solicitor this morning, they are contacting him now telling him not to get in contact with me again and if they do then it will basically cause more hassle for themselves, iv also kept all texts, phone records etc. according to the lad hes goina fight it and sue me
He can try and sue you but he doesnt have a leg to stand on like others have been saying, and I think you should get the police to take a statement about all of the malicious phone calls and texts etc etc. 
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cunningham
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Registered: 25th May 05
Location: Lochore, Fife
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no offence to what you did lynny but i would have called the police he possibly could have been drinking or on drugs you can never know
he might go all the way even though he is oviously guilty but they all chicken out just before you have to go to court and admit liability if he was speeding in those conditions anyways serves him right as said before its folk like that as to why our insurance i higher
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Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
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as people said though, doesnt it count as wasting police time if theres nothing they can actualyl do, he didnt smell of alcohol etc and didnt show any of the signs of being under the influence or i definantly would have, just seemed liek typical young lad, just passed test and too much confidence! defo reason why insuarance is too high
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by lynny_sxi
quote:
Originally posted by corsa808
they will ask you why you didnt call the police immediately (as you should with all car accidents)
then again, somtimes they dont even turn up if you do
thought it wasnt necassary if both parties sort out details themselves etc? spoke to insurance today (for half an hour) and they never mentioned the police etc?
Its not lynny dont worry, when a woman drove into me i called the police as i was worried if something came from it i could get done for not ringing them, and i was told i shouldnt have called them as it wasnt serious/a danger to anyone else etc
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