Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by chloe16v
quote:
Originally posted by VrsTurbo
quote:
Originally posted by chloe16v
I hope they throw hurdles in the way now you've recovered the car yourself.
why? i had it recovered buy a mechanic who does recoverys, he just happens to ba a family friend though, it was either that or get the police to recover it costing £120, an it was the police that recomended i recovered it myself if it was possible 
Yes costing £120 but insurance would cover that. wow you are not very clever.
the police didnt say that last night, i was advised to get it recovered myself by the police so thats what i did, does it matter who recovered it i got it home an thats all that matters
i also recovered my car myself. £120 is a lot when the insurance company would take forever to pay out had the other guy not admitted fault at the scene.
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by Ben G
quote:
Originally posted by shaunmods
quote:
Originally posted by John
quote:
Originally posted by shaunmods
the claim manage company that deals with you will sort all that out for you and the bill will go to the other parties insurance company 
This is genuinely what puts insurance up.
Why did you go through a claim management company and not just let the insurance deal with it, considering that's what they are there for
Why shouldn't I? For both my claims I used a claim management company and it made the whole experience at lot less stressful and easier. Anyone who doesn't use one because they're worried about 'putting everyone else insurance up' is a fool imo. If I'm unfortunate enough to have any more accidents in the future I will continue to use a claim management company
i done the same as you shaun, but only because they phoned me up while i was till half asleep and actually thought it was my insurance company 
it doesn't actually put your insurance up as when you tell another insurance company about the accident, they don't ask whether you used a claim management company to sort it out.
it probably put's everyones up by about a penny or so
It doesn't put your insurance up directly because you used a claim management company, it puts all insurance up because they are worse than the ambulance chasing lawyers.
When the other side has admitted fault, which lets be honest is the only time you'd use one, you wouldn't be shafting your own insurance, the insurance company does EXACTLY the same as a claim management company except they don't charge 100 a day hire and the rest.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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with all my non fault claims my insurance company sorted it out for me no problem
what does a claim management company help in the process (genuine question)
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Claim management companies are a big con. Nothing that you can't sort out yourself. Just puts the price up. Ultimately someone is paying for it.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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so basically like debt management companies, waste of time
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i'm guessing the do all the phoning around and sorting out paperwork and shit?
was only stressful because the woman who drove into the back of me wouldn't admit fault until they threatened her insurance company with court.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i didnt need to do any phoning around one phone call to inform of accident then i got a call a couple of days later to say inspector was coming out, came out looked at car, i got a cheque, unsure how the process couldve been simplified tbh
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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What phoning around?
Establishing liability is the job of your insurer.
They are a con. If they were useful I would use one. They are not useful.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i'm not sure either, maybe they don't do anything?
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i think me and you should start on them ben g
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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we should race them in our girls cars 
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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right after being sat in the walk-in clinic for 2 hours an then a&e for 4 hours strapped to the bed in a collar with bloody sand bags at the side of me, im finally home, albeit in alot of pain 
right, pics.
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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Guess everyone's definition of 'a lot of damage' is different
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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chassis legs bent
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote:
Originally posted by Toby
Guess everyone's definition of 'a lot of damage' is different
2 rads, bumper bar, bumper, slam pannel, cracked head lights, bonnet, what more do you want? we was both doing 30mph when we hit, so thats like hitting a brick wall at 60mph. did you want me an the kids layed up with broken backs an necks or something?
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote:
Originally posted by Steve
chassis legs bent
they are pulled in yes, they could spring back when the bumper bar is removed
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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sandbags
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chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
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quote:
Originally posted by jake
sandbags
they are the coldest most uncomfortable thing to have laying at the side of your head 
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by chloe16v
so thats like hitting a brick wall at 60mph.
No it's not, it's like hitting a brick wall at 30mph.
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Chris x
Member
Registered: 11th Sep 08
Location: Bexhill
User status: Offline
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Thought it would have been sooooo much more damage than that!
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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john has spoken end of thread
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chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
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quote:
Originally posted by John
quote:
Originally posted by chloe16v
so thats like hitting a brick wall at 60mph.
No it's not, it's like hitting a brick wall at 30mph.
if two cars collide head on, each going at 30mph. the impact speed is 60mph
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John
Member
Registered: 30th Jun 03
User status: Offline
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It's like hitting a brick wall at 30, like I said.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by John
quote:
Originally posted by chloe16v
so thats like hitting a brick wall at 60mph.
No it's not, it's like hitting a brick wall at 30mph.
John I'm surprised at you 
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John
Member
Registered: 30th Jun 03
User status: Offline
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Not sure why
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