mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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No wouldn't bother declaring if I had a remap.
Cant detect most of them.
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by Baboonisnow
i always thought the companys had a legal obligation to pay out for the car you crashed into wether they pay for your car or not
why would they? If they can save money by saying on your bike mate, a garentee they would do that and you would be left on your own
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Gareth
Member
Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
User status: Offline
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Can remember having a bump in my corsa 2600 quids worth of damage.
The underwriter said no payout because of exhaust and filter.
Lucky though as it wasnt my fault so claimed off the other guys insurance needless to say i never took the risk of not disclosing mods again 
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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do i have to tell my insurance company if i fitted a non standard air filter?
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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DJmartin07, your mate had a 106 with an mi16 engine?
did he spend about 10k in getting the engine in and working?
got any pics, because tbh, i dont believe you
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by sam-smith
do i have to tell my insurance company if i fitted a non standard air filter?
your a disgrace.
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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it was a simple question
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by strick206
DJmartin07, your mate had a 106 with an mi16 engine?
did he spend about 10k in getting the engine in and working?
got any pics, because tbh, i dont believe you
same, thats why i asked earlier. it got ignored.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Ultimately, they will try and refuse claims on any grounds they see fit. If you want to be at risk of doing that, carry on.
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by sam-smith
do i have to tell my insurance company if i fitted a non standard air filter?
YES
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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Everyone who doesnt declare mods (inc some of my mates  ) say its ok cause they arnt going to crash yeah, everyone knows when they plan to crash.
But
One day, everyones luck runs out  Just bear that in mind 
Im all declared so when my luck runs out  ill be fine  Just hope it isnt an uninsured individual i possibly hit.
[Edited on 03-12-2007 by Haimsey]
Marcy Marc 
White Sport Progress Thread
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dan_c4rsa
Member
Registered: 12th Dec 06
Location: North Yorks Drives: MK3 Seat Cupra
User status: Offline
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 this thread is so good.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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sam-smith. what if someone who is un-insured crashes into you? how would that make you feel?
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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i am going to ring my company tomorrow and declare everything you have made me see the light, and hamishes list is upsetting. i want him to remove me so im doing the right thing
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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quote:
Originally posted by Hamish
quote:
Originally posted by sam-smith
do i have to tell my insurance company if i fitted a non standard air filter?
YES
it was from macces. its is not a performance filter it is just not genuine.
so do i have to tell them about wipers that peugeot didnt fit? tyres they didnt fit? oil they didnt use?
not being a cunt just curious
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dan_c4rsa
Member
Registered: 12th Dec 06
Location: North Yorks Drives: MK3 Seat Cupra
User status: Offline
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if its OEM spec then no.
if not yeh.
but check with your insurer what you have to declare.
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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quote:
Originally posted by muppetsport
sam-smith. what if someone who is un-insured crashes into you? how would that make you feel?
upset and distressed
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by sam-smith
quote:
Originally posted by muppetsport
sam-smith. what if someone who is un-insured crashes into you? how would that make you feel?
upset and distressed
so why is it ok for you to do it?
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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im not.
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DJMartin07
Member
Registered: 1st Feb 07
Location: Bedford/
User status: Offline
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I don't care what Hamish said, as i'm going to call Quinn about my exhaust tomorrow morning. But i'm near Bed police hq and never had any problems from them yet.
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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quote:
Originally posted by DJMartin07
I don't care what Hamish said, as i'm going to call Quinn about my exhaust tomorrow morning. But i'm near Bed police hq and never had any problems from them yet.
Why would you have?
They'll just check that you have a policy attatched to the car, not if you've declared mods on it.
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by sam-smith
im not.
you are, you have an aftermarket exhaust and front lowering springs 
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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DJMARTIN07
quote:
Originally posted by strick206
DJmartin07, your mate had a 106 with an mi16 engine?
did he spend about 10k in getting the engine in and working?
got any pics, because tbh, i dont believe you
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RS6
Member
Registered: 5th Nov 03
Location: with MJ
User status: Offline
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no
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by strick206
DJMARTIN07
quote:
Originally posted by strick206
DJmartin07, your mate had a 106 with an mi16 engine?
did he spend about 10k in getting the engine in and working?
got any pics, because tbh, i dont believe you
dont worry he chats out of his arse alot
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