deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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For the record.
I am not entering anything wrong.
The only modification I declare is the alloys.
The accident nor alloys make much difference with Admiral.
I phoned the high street broker today who has been doing business for years and his dad did business before that. He said £450 is very cheap, especially with a £300 total excess at 21. He knows his stuff more than some people on here.
TPFT makes hardly any difference.
Can I draw your attention to this:
http://news.bbc.co.uk/1/hi/business/8174982.stm
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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I would not be moaning at £450 with a claim and 0 NCB
I pay £1400 for mine with 0 NCB and no accidents
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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He's got 2yrs NCB though.....
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Yeah, I have 2 NCB.
I bet it won't go up much for a faster car. When I was with Endsleigh a 1.4 Corsa SRi was about £70 more. It's just shit I have to drive a slow car and have that priced insurance.
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fir3vip3r
Member
Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline
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quote:
Originally posted by deano87
Yeah, I have 2 NCB.
I bet it won't go up much for a faster car. When I was with Endsleigh a 1.4 Corsa SRi was about £70 more. It's just shit I have to drive a slow car and have that priced insurance.
tbh though, theres not going to be a lot more risk insuring a 1.4 over a 1.0... your more likely to bin it trying to keep corner speed 
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Or pulling out on a roundabout and having no speed.
I actually think a 12v isn't working in my favour 
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harrisp
Member
Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
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Like I said, a 1.6 sport only cost me £40 extra to insure than my 12v did.
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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get some quotes on something else maybe? lol
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by aron
get some quotes on something else maybe? lol
Yeah, that's all well and good if you have a new car.
Incidentally, I just logged into Admiral and changed the car to a 1.3CDTi Corsa. It went up over £100 
The. Fuck.
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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you can get quotes for a car you don't yet own...
get a reg from ebay/PH's/autotrader etc.
it's more about the comparison with something that isn't a hairdryer, it's all relative isn't it?
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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I can imagine 12volt corsas have been involved in plenty of accidents in their time, probably way it isn't dirt cheap.
I've been insure with liverpool victoria, budget (iirc) and Brentacre, Chris Knott where cheaper this time but Brentacre then matched it. Always had a t least a set of alloys declared., then shit laods of mods declared on the 306 with brentacre.
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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I'm paying £360 a year for my 12v and I'm 27 with 2 years ncb but I pay monthly, if paid in one sum, it'd be around £280. I'd imagine Deano you should be payin around £400 really.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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quote:
Originally posted by rustyarchs
i never used to declare mods either until i wrote my fto off, 11 months before i did that i had it resprayed and bought a kit on it at a cost of over 2 grand and never got that back or the 18s i mangled as i had said it was standard, also the hasstle of taking the skirts off and changeing alloys over was a total cunt! think i got 80 quid for the skirts and the market value of a standard one 
always declare mods now
Doesn't make a blind bit of difference. Unless you have an agreed value declaring mods doesn't mean you get paid out for them.
My car was lowered with alloys and when I crashed they wouldn't give me money for them, so I asked for them back which they agreed too. Joys of modifying a car, always gonna lose money.
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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schtop bitching and cough up ?
i just turned 22 and got my 4th years no claims yet my insurance went up too...after shopping around i got it to a marginal difference but still not the point i was raging, what can you do though? nothing
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Well the original purpose of the thread was that Endsleigh decided to charge £250 more because of my change in occupation, despite being a better driver i.e. 2 NCB etc, and it was more than the previous year by £100.
I'm happy paying £450 with just a £300 excess at 21!
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moka
Member
Registered: 11th Mar 06
User status: Offline
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I was quoted 420 by churchill on a 1.4 sport with 800 excess lol and 0 NCB  FC and im 21.
I was tempted but i wanted to mod the car so couldnt go for it.
[Edited on 06-08-2009 by moka]
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nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: koda Fabia VRS 5J
User status: Offline
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Im with Zurich,
1.4 Polo, Mods declared, Myself as named driver and just had my aunt put on (no extra cost), £150 excess  £700 FC.
3 years, passed test, 3 NCB, 22 years old.
[Edited on 06-08-2009 by 5dr corsa-3dr_polo]
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