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Poll: Are you a homeowner?
  Yes
  No
  No but I rent/lodge


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Author Are you a homeowner?
SetH
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Registered: 15th Jul 01
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2nd Feb 10 at 23:48   View User's Profile U2U Member Reply With Quote

Andrew judgement day is upon us, you must follow me and Ojc... greatness will be thrust upon you my son.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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2nd Feb 10 at 23:51   View User's Profile U2U Member Reply With Quote

explain SetH?

I've already nobbed a few heffers
SetH
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Registered: 15th Jul 01
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2nd Feb 10 at 23:52   View User's Profile U2U Member Reply With Quote

u2u Ojc he will explain all my child...
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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2nd Feb 10 at 23:55   View User's Profile U2U Member Reply With Quote

Is "greatness" what you're calling your cock now Seff?
SetH
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Registered: 15th Jul 01
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2nd Feb 10 at 23:57   View User's Profile U2U Member Reply With Quote

watching Andrews 16yr old ringpiece rip would bring you great pleasure wouldnt it you sick german bastard?
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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2nd Feb 10 at 23:58   View User's Profile U2U Member Reply With Quote

I'd rather send him to zee showers.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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2nd Feb 10 at 23:58   View User's Profile U2U Member Reply With Quote

CorsAsh
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Registered: 19th Apr 02
Location: Munich
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2nd Feb 10 at 23:59   View User's Profile U2U Member Reply With Quote

Oh, and I'm not a bastard. Mum and dad were married when I was born.
SetH
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Registered: 15th Jul 01
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3rd Feb 10 at 00:01   View User's Profile U2U Member Reply With Quote

talk about hijacking and raping a thread
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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3rd Feb 10 at 00:02   View User's Profile U2U Member Reply With Quote

You're like an internet viking in that respect. Arriving on your long boat with your horny helmet, raping and pillaging threads.
SetH
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Registered: 15th Jul 01
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3rd Feb 10 at 00:05   View User's Profile U2U Member Reply With Quote

PMSL

I remember when Ian ran a report to see how many threads had me as the last poster and the percentage was worringly high.
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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3rd Feb 10 at 00:14   View User's Profile U2U Member Reply With Quote

Ahhh yeah, you're a serial thread killer, I'd forgotten that.
Dom
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Registered: 13th Sep 03
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3rd Feb 10 at 00:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by CorsAsh
You're like an internet viking in that respect. Arriving on your long boat with your horny helmet, raping and pillaging threads.


I now have a mental image of seth being this guy - http://www.youtube.com/watch?v=_1nzEFMjkI4
SetH
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Registered: 15th Jul 01
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3rd Feb 10 at 00:37   View User's Profile U2U Member Reply With Quote

I reckon hes an immortal, like the kurgen in highlander... has that look lol
CORSA NUT
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Registered: 3rd Aug 01
Location: Wirral
User status: Offline
3rd Feb 10 at 20:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Paul_J
ohhhh dear...

Guy at work today had an annoucement and a half.

He's going out with a woman who had 1 kid by another father. Recently he's fathered a child himself with her. She's on benefits and lives in a benefits house.

As such he lives with his parents and can only stay at hers 3 nights a week (so not to breach the benefits contract... since he's earning).

... He's been looking to get a place with her for the kids etc... Fair play. But I've been strongly urging him to consider saving up before making the move and trying to go straight into a mortgage rather than rent. If he did rent I'd expect him to rent somewhere small and cheap for the time being (both children are small, one is like 3 months and one is like 3 years)...

Note, he probably earns same or less than me... Also note I struggle paying my rent on a relatively cheap property etc.

The conversation went like this:

Him: 'Yes, I've got a house! Move in on the 20th!'

Me: 'Wow? You buying? .... Mortgage?'

Him: 'No can't afford a deposit'.

Me: 'Oh damn, what sorta house is it'

Him: '4 bedroom detached house.'

Me

Him: 'Yeah I want the space. It's perfect for us'

Me: 'How much is the rent per month?'

Him: £1250



£1250 rent.
no doubt £200-£250 council tax.
Bills etc ~ £100-£150
Food for 4 £200-£300

+ His current car is on finance probably around £200-£300 a month.

£2250 ish out goings a month, not including any luxuries or other things that have to be boughts

W.T.F.

He clearly hasn't done his sums correctly. I'm fairly sure that's all gonna cost a fair bit over his take home pay ... hell I forgot his petrol ... add on another £100-£200 a month.

I think he's been living at home his life getting it easy with his parents and doesn't realise how much it's gonna cost.

Will be .... VERY interesting to see how he reacts the next few months.



Oh my
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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3rd Feb 10 at 20:58   View User's Profile U2U Member Reply With Quote

£2250 isnt that much.














If you're earning £10k a month.
Gareth
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Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
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4th Feb 10 at 00:42   View User's Profile U2U Member Reply With Quote

owner, its not much but its home.
MarkSport
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Registered: 22nd May 09
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4th Feb 10 at 02:47   View User's Profile U2U Member Reply With Quote

I'm starting a house share in april if all goes to plan.Should be good as its with 2 girls who are extremely hot
Faye_2003
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Registered: 5th May 03
Location: the gutter :(
User status: Offline
4th Feb 10 at 14:03   View User's Profile U2U Member Reply With Quote

I'm in the same predicament most young people are in... I'm 25 and have saved for about 2 and a bit years for a deposit and a bit of spare cash to fall back on once I've put a deposit down.

I'm lodging with my brother at the min as most of you probz have read before.
Daimo B
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Registered: 20th Mar 00
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4th Feb 10 at 14:05   View User's Profile U2U Member Reply With Quote

Don't forget the money to kit the house out.

chairs, tv, bed etc (if not transferring from old property).

I'll never have a spending spree like I did before I moved in ever again. spent loads in the sales (pots, pans, toaster, cupboards etc), for it to sit under my mums stairs for 3 months till we moved in.

Easy to move the stuff in its new boxes though
Faye_2003
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Registered: 5th May 03
Location: the gutter :(
User status: Offline
4th Feb 10 at 14:09   View User's Profile U2U Member Reply With Quote

Well what I've been doing for the last couple of months is getting the essentials I'll need so when it comes time to move in, from the moment I get my key to minute I go to bed that first night, I've got everything in.

I've got my TV's, sofa's, washer and cooker, fridge freezers, carpets etc will be in the house before it hands over to sales.

I'm buying a new build (Bloor Homes)
Daimo B
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Registered: 20th Mar 00
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4th Feb 10 at 14:10   View User's Profile U2U Member Reply With Quote

Arn't you Junzi's sister?

Essentials? I hope that isn't Hairdryer, curling tong, hair straighteners etc
Faye_2003
Member

Registered: 5th May 03
Location: the gutter :(
User status: Offline
4th Feb 10 at 14:13   View User's Profile U2U Member Reply With Quote

Junzi? I'm J da Silva's sis hehe

Yeah man I gotta have a decent pair of GHD's in pink aswell, the sales woman sorted it for me.
Daimo B
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Registered: 20th Mar 00
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4th Feb 10 at 14:28   View User's Profile U2U Member Reply With Quote

Yeah, Jinzi, thats my nickname for him, as all I see is J Da Silvas.

And your his sister...

Has he not warned you about here....




Come here my love. I'll give you a lift, would you like some sweeties? Are you the blonde

[Edited on 04-02-2010 by VXR]
Faye_2003
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Registered: 5th May 03
Location: the gutter :(
User status: Offline
4th Feb 10 at 14:29   View User's Profile U2U Member Reply With Quote

ive been around a fair while myself but i only had a corsa for a few months n nowadays i have an audi a3 turby

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