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Author Taking out a loan
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
27th Jul 09 at 14:57   View User's Profile U2U Member Reply With Quote
don't be a fool will.

if you can't afford it don't get it.

if you want something, earn it.
BluKoo
Member
Registered: 8th Apr 02
Location: Stonehaven (Scotland)
User status: Offline
27th Jul 09 at 15:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
don't be a fool will.

if you can't afford it don't get it.

if you want something, earn it.


Says the man with finance on the ST...





(i think)
James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
27th Jul 09 at 15:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BluKoo
quote:
Originally posted by Ben G
don't be a fool will.

if you can't afford it don't get it.

if you want something, earn it.


Says the man with finance on the ST...





(i think)


I thought this but chose not to comment

I think he will argue that techinically he can afford it as he can afford the repayments.
Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
27th Jul 09 at 15:16   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BluKoo
quote:
Originally posted by Ben G
don't be a fool will.

if you can't afford it don't get it.

if you want something, earn it.


Says the man with finance on the ST...





(i think)


Hes paying the finance though so he can afford it and he is earning it, dont see the problem.
BluKoo
Member
Registered: 8th Apr 02
Location: Stonehaven (Scotland)
User status: Offline
27th Jul 09 at 15:20   View User's Profile U2U Member Reply With Quote
I don't see a problem with it either. I just thought it was a bit of a hypocritacal comment on Bens behalf (Thats if he does had finance. I can't quite remember).

If Will thinks he can afford the loan payments, then fair enough.
If it turns out he can't afford the loan, then I hope he learns from his mistake.
Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
27th Jul 09 at 15:28   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BluKoo
I just thought it was a bit of a hypocritacal comment on Bens behalf (Thats if he does had finance. I can't quite remember).


I did get what you meant though...
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
27th Jul 09 at 17:39   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BluKoo
quote:
Originally posted by Ben G
don't be a fool will.

if you can't afford it don't get it.

if you want something, earn it.


Says the man with finance on the ST...





(i think)


i'm on options, can give the car back or sell it any time i want too.

also have a minimum guaranteed future value so i lose nothing.

it's finance but not in the same way a loan is.

i'm also in a 35k a year job, not like i can't afford the repayments
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
27th Jul 09 at 17:41   View User's Profile U2U Member Reply With Quote
that sounds big headed, i'm not really, just annoyed when people class things as the same which it is in a sense, but i am not trapped into a 3-5 year agreement and won't have to keep paying for the car after it's gone unlike will_doyle will have to.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
27th Jul 09 at 17:57   View Garage View User's Profile U2U Member Reply With Quote
Lol, Ben can afford it. Will cannot.
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
3rd Aug 09 at 14:47   View User's Profile U2U Member Reply With Quote
They didn't accept my application. (Didnt think they would)

Which is a good thing I suppose.. : /


Will take me 3 months to save up for the car I want..

Suppose I will have to wait.
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
3rd Aug 09 at 14:48   View User's Profile U2U Member Reply With Quote
Maybe take abit longer as I am back to college in 1 month

[Edited on 03-08-2009 by will_doyle]
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
3rd Aug 09 at 14:49   View Garage View User's Profile U2U Member Reply With Quote
was gonna bump this post to see what you did, its for the best you'll soon see

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
3rd Aug 09 at 14:50   View Garage View User's Profile U2U Member Reply With Quote
just work your ass off and if you wanna go out with mates just get tanked up before you go so you dont spend so much

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
3rd Aug 09 at 14:51   View User's Profile U2U Member Reply With Quote
yeah.. thing is.. you dont realise how much I want a car.. lol!!

when I get my car.. in the projects section... my thread is the one to watch!!

hahaa
Colin
Member
Registered: 4th Apr 02
User status: Offline
3rd Aug 09 at 16:27   View User's Profile U2U Member Reply With Quote
For the best tbh your income was too tight to make the repayments.

Save up a few months & then its all paid for!!
BluKoo
Member
Registered: 8th Apr 02
Location: Stonehaven (Scotland)
User status: Offline
3rd Aug 09 at 16:32   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by will_doyle
Will take me 3 months to save up for the car I want..

Suppose I will have to wait.


In those three months, you might find something nicer/cheaper.

Good things come to those who wait
Danny P
Member
Registered: 20th Nov 02
Location: Cleckheaton, West Yorkshire
User status: Offline
3rd Aug 09 at 16:36   View User's Profile U2U Member Reply With Quote
I cant believe you were going to take a loan out over 5 years to pay for something that is going to take you 3 months to save up for

Still, as already said above it will work out better for you in't long run

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