DJMartin07
Member
Registered: 1st Feb 07
Location: Bedford/
User status: Offline
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quote:
Originally posted by muppetsport
quote:
Originally posted by DJMartin07
What have I learnt:-
Ok, must tell my insurance company.
What i'm gonna do:-
Call Quinn Direct and see what they say about the mods. 
would you feel right about stealing someones tv? what about driving with no tax? or mot?
I wouldn't feel right stealing a tv, and as I pay tax and mot as the mot proves your car is road legal and tax lets you drive legally on the road along with the insurance. So I wouldn't steal anything. Enough said.
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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do you see my point then?
ill check if my car is legal or not as i am genuinly curious now, but as none of the mods are performance i dont think theyll care. if they do ill admit defeat.
[Edited on 03-12-2007 by sam-smith]
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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I feel Deano has missed out on this thread badly 
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by sam-smith
do you see my point then?
ill check if my car is legal or not as i am genuinly curious now, but as none of the mods are performance i dont think theyll care. if they do ill admit defeat.
[Edited on 03-12-2007 by sam-smith]
i know for a fact that they wont care, but thats not the point
The point is that you should tell the insurance of any changes to your car even if they are goingto care or not.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by sam-smith
do you see my point then?
ill check if my car is legal or not as i am genuinly curious now, but as none of the mods are performance i dont think theyll care. if they do ill admit defeat.
[Edited on 03-12-2007 by sam-smith]
right, so say you have a 1.2 corsa. you leave engine 100% std. but all you do is fit none performance mods. a bodykit etc. you wouldnt have to tell the insurance?
if you change performance or apperance of a vehicle, you have to declare it. thats just the way it works. same goes say you fit a gsi bumper to a 1.2. you have altered the cars appearance to look like something else. yet i bet nobody bothers telling insurance.
honestly, i reckon maybe 10-15% max of people on here actually do it properly. probably less actually.
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DJMartin07
Member
Registered: 1st Feb 07
Location: Bedford/
User status: Offline
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quote:
Originally posted by muppetsport
quote:
Originally posted by sam-smith
do you see my point then?
ill check if my car is legal or not as i am genuinly curious now, but as none of the mods are performance i dont think theyll care. if they do ill admit defeat.
[Edited on 03-12-2007 by sam-smith]
right, so say you have a 1.2 corsa. you leave engine 100% std. but all you do is fit none performance mods. a bodykit etc. you wouldnt have to tell the insurance?
if you change performance or apperance of a vehicle, you have to declare it. thats just the way it works. same goes say you fit a gsi bumper to a 1.2. you have altered the cars appearance to look like something else. yet i bet nobody bothers telling insurance.
honestly, i reckon maybe 10-15% max of people on here actually do it properly. probably less actually.
Well lets hope it goes up after this, as you guys have changed me.
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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well i have a few things then i need to sort out,
im with quinn, and when i asked them about mods, they said they only care about things that increase performance,
so when i got mine lowered i rang up and said i have lowered it, they asked if it increased performance i said no , i also said im getting an exhaust professionally fitted and it will be s/s as my baffle has gone, they said thats ok if its not performance, then they also said they will be sending me out a form i think,,,,, i guess they mean the engineers report, but i didn't receive one.... they are pretty useless, so im guessing i have to ring em back up again and sort it all out!"! i hate quinn, the people on the phone dont even tell you information which you already knew!!!
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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quote:
Originally posted by Hamish
quote:
Originally posted by sam-smith
do you see my point then?
ill check if my car is legal or not as i am genuinly curious now, but as none of the mods are performance i dont think theyll care. if they do ill admit defeat.
[Edited on 03-12-2007 by sam-smith]
i know for a fact that they wont care, but thats not the point
The point is that you should tell the insurance of any changes to your car even if they are goingto care or not.
why am i in the list then? and why are you arguing? you just admitted i was right all along
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Ben ev
Member
Registered: 23rd Oct 05
Location: kingslynn / torquay
User status: Offline
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when i had a 1.2 with a monster body kit i told the insurance about it imediately. given the laughed at me but a good deed done all the same
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by will_ainsworth
well i have a few things then i need to sort out,
im with quinn, and when i asked them about mods, they said they only care about things that increase performance,
so when i got mine lowered i rang up and said i have lowered it, they asked if it increased performance i said no , i also said im getting an exhaust professionally fitted and it will be s/s as my baffle has gone, they said thats ok if its not performance, then they also said they will be sending me out a form i think,,,,, i guess they mean the engineers report, but i didn't receive one.... they are pretty useless, so im guessing i have to ring em back up again and sort it all out!"! i hate quinn, the people on the phone dont even tell you information which you already knew!!!
right, for starters, you actually rang them up though. thats all it takes in most cases. tell them, they say its ok, then you know your all legit.
it really isnt any harder than that.
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Jamie
Member
Registered: 1st Apr 02
Location: Aberdeen
User status: Offline
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Your driving without insurance not declaring modifications?
You think the insurance will turn round and say - "Oh its ok, he/she WAS going to pay for them eventually..."
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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no i havent 
you said it would be fine as they are not perforance mods. But legally you have to declare every modification on your car regardless if they increase the premium or not
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by sam-smith
quote:
Originally posted by Hamish
quote:
Originally posted by sam-smith
do you see my point then?
ill check if my car is legal or not as i am genuinly curious now, but as none of the mods are performance i dont think theyll care. if they do ill admit defeat.
[Edited on 03-12-2007 by sam-smith]
i know for a fact that they wont care, but thats not the point
The point is that you should tell the insurance of any changes to your car even if they are goingto care or not.
why am i in the list then? and why are you arguing? you just admitted i was right all along
no, child. you havent phoned them have you? its not that they wont care. its that you seem not to care to inform them. its up to the insurance company if they dont care. not you. understand youth?
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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quote:
Originally posted by muppetsport
quote:
Originally posted by will_ainsworth
well i have a few things then i need to sort out,
im with quinn, and when i asked them about mods, they said they only care about things that increase performance,
so when i got mine lowered i rang up and said i have lowered it, they asked if it increased performance i said no , i also said im getting an exhaust professionally fitted and it will be s/s as my baffle has gone, they said thats ok if its not performance, then they also said they will be sending me out a form i think,,,,, i guess they mean the engineers report, but i didn't receive one.... they are pretty useless, so im guessing i have to ring em back up again and sort it all out!"! i hate quinn, the people on the phone dont even tell you information which you already knew!!!
right, for starters, you actually rang them up though. thats all it takes in most cases. tell them, they say its ok, then you know your all legit.
it really isnt any harder than that.
but they kept on saying they are sending out a report but i didnt recieve one, i got one the other day tho but thats cus i wanted to see about an engine conversion, i think ill get that filled in and use that,
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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Quinn are total cunts anyway. They are the shittest insurer ever
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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yeah cheers granddad.
ill be a good little girl and get right on it
ill ring up wiat for them to say they dont care and il be a model citizen all over again. tbh i cant wait
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dan_c4rsa
Member
Registered: 12th Dec 06
Location: North Yorks Drives: MK3 Seat Cupra
User status: Offline
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the engineers report is pretty useful i got that and has come in handy A LOT
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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quote:
Originally posted by Ben ev
2. whats the big deal with a gti and mi16 engine? i was working on one no more than 2 months ago on bods?
edit: that was a 205. chimp
[Edited on 03-12-2007 by Ben ev]
[Edited on 03-12-2007 by Ben ev]
djmartin, are you sure it wasnt a 205?
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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aye was gonna say ben but forgot.
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DJMartin07
Member
Registered: 1st Feb 07
Location: Bedford/
User status: Offline
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Will I get an engineers report for my exhaust system as it's hard when it was fitted by two 17 year olds at college.
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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quote:
Originally posted by mattk
I feel Deano has missed out on this thread badly
 Im sure he will have a 2000 word reply to bring it back to life.
Marcy Marc 
White Sport Progress Thread
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by DJMartin07
Will I get an engineers report for my exhaust system as it's hard when it was fitted by two 17 year olds at college.
no.
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by sam-smith
yeah cheers granddad.
ill be a good little girl and get right on it
ill ring up wiat for them to say they dont care and il be a model citizen all over again. tbh i cant wait
tbh its just what everyone else does in this world, i dont know why you are making a sarcastic comments about it. Its just one of those things in life you have to do
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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in my defense if it came to me crashing i could probably be ok as non of my mods are performance increased and they said to me i dont need to tell them otherwise, tbh i had a huge crash a year ago on my scooter, wrote off a audi a3 went through the back window, my scooter was derestricted by previous owner and it wasn't checked atall by the police or insurance. but still i understand why its good to declare everything
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sam-smith
Member
Registered: 8th Jan 07
Location: plymouth, UK
User status: Offline
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quote:
Originally posted by Hamish
Quinn are total cunts anyway. They are the shittest insurer ever
yeah half the reason i cant be bothered to tell them
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