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Author ***calling ppl insured with HIC Insurance***
Geeza10328
Member

Registered: 24th Sep 02
Location: Devon
User status: Offline
2nd Nov 03 at 17:08   View User's Profile U2U Member Reply With Quote

opinions please.

Unbelieveably cheap they are, and offer cover for all cosmetic mods ( not including engine). Is it too gud to be true???

Are there any catches???

Has anyone claimed?? did u ave any problems claiming?

any thing u think I mite wanna know please say.

cheers

Matt
Adam-D
Member

Registered: 11th May 02
Location: Cheshire
User status: Offline
2nd Nov 03 at 17:15   View User's Profile U2U Member Reply With Quote

im with them id say they are great
i havent claimed
so dunno
stuyw
Member

Registered: 15th May 02
Location: North West Drives: Rev3 MR2 Turbo
User status: Offline
2nd Nov 03 at 17:20   View User's Profile U2U Member Reply With Quote

ive swapped mine over to HIC from adrian flux, well impressed with them, only thing that hikes up the premium is NOS. neva claimed though
John_C
Member

Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline
2nd Nov 03 at 17:21   View User's Profile U2U Member Reply With Quote

i haven't claimed

best quote 4 me
-Aliba-
Member

Registered: 15th Apr 02
Location: Ayrshire
User status: Offline
2nd Nov 03 at 17:22   View User's Profile U2U Member Reply With Quote

Am insured with em, neva claimed........ but top class quotes
stuyw
Member

Registered: 15th May 02
Location: North West Drives: Rev3 MR2 Turbo
User status: Offline
2nd Nov 03 at 17:24   View User's Profile U2U Member Reply With Quote

i suppose u only find out how good ur insurance company is when u make a claim
John_C
Member

Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline
2nd Nov 03 at 17:52   View User's Profile U2U Member Reply With Quote

i hope i don't have 2 make a claim
fax2004
Member

Registered: 1st Nov 03
Location: 172
User status: Offline
2nd Nov 03 at 20:54   View User's Profile U2U Member Reply With Quote

Wats HIC? Im being charged £720 for a Corsa B SRi 1.4 8v, Tpft with elepahnt on the 10 month bonus accelorator
kerzo
Member

Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
3rd Nov 03 at 01:04   View User's Profile U2U Member Reply With Quote

don't quote for n.ireland
CRB 553
Member

Registered: 5th Apr 02
Location: NE Drives: Punto GT
User status: Offline
3rd Nov 03 at 01:07   View User's Profile U2U Member Reply With Quote

hic do offer the best quotes by far has to be said, half the price of adrian flux in my case..
miles
Member

Registered: 25th Mar 02
Location: plymouth Drives: Astra Sport
User status: Offline
3rd Nov 03 at 08:40   View User's Profile U2U Member Reply With Quote

Im also with HIC.
Gambit
Member

Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
3rd Nov 03 at 09:10   View User's Profile U2U Member Reply With Quote

im also with HIC, yes they are cheap but if you make a claim they fuk you around big time from what ive heard, there are lots of car clubs that wont even touch them now, they dont even allow them into their events etc
miles
Member

Registered: 25th Mar 02
Location: plymouth Drives: Astra Sport
User status: Offline
3rd Nov 03 at 10:52   View User's Profile U2U Member Reply With Quote

Any more details on that Gambit?
Jodi_the_g
Member

Registered: 7th Aug 01
Location: Washington D.C
User status: Offline
3rd Nov 03 at 11:04   View User's Profile U2U Member Reply With Quote

Saw a write up on them ages ago in a trade mag, something like they fight every claim so it takes months for you to get any money
Gambit
Member

Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
3rd Nov 03 at 11:29   View User's Profile U2U Member Reply With Quote

http://www.forum.golfgti.co.uk/index.php?board=2;action=display;threadid=2765;start=0
Adam-D
Member

Registered: 11th May 02
Location: Cheshire
User status: Offline
3rd Nov 03 at 11:53   View User's Profile U2U Member Reply With Quote

oo err i best not have an accident then
baza31
Member

Registered: 19th Apr 03
Location: yorkshire
User status: Offline
3rd Nov 03 at 15:11   View User's Profile U2U Member Reply With Quote

Do HIC do 17 yr olds????
Gambit
Member

Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
3rd Nov 03 at 15:39   View User's Profile U2U Member Reply With Quote

no, 19+
Wolf In Welsh Clothing
Member

Registered: 31st Mar 03
Location: North Wales...... Cooper S on order
User status: Offline
3rd Nov 03 at 15:40   View User's Profile U2U Member Reply With Quote

Im with HIC!
Think there 19+
They cover all mods for free (even engine stuff) but only up to 9bhp is free.
They'd cover/quote me on a turbo conversion with +50% power for about 50% more premium!
Ive never claimed but got all mods listed so im pretty safe, i hope, il have to check that link out!
Geeza10328
Member

Registered: 24th Sep 02
Location: Devon
User status: Offline
3rd Nov 03 at 15:50   View User's Profile U2U Member Reply With Quote

hmmm....thats quite worrying reading that link u put up here gambit. I've now gotta way up whether to go wiv them cos they do have amazingly cheap premiums or not to go wiv them cos of a chance they wud refuse to pay if it was a slightly dodgy claim.

to be fair tho, they do insure loadsa ppl and a couple of complaints is bound to happen, no one really knows the exact circumstances of the crashes or accidents that they won't pay out on, so I think I'm willing to take the risk. I desperately need that no claims bonus!

 
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