Claire
Member
Registered: 19th Jan 03
Location: The Sarrrf
User status: Offline
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Hi, Call me stupid but whats the deal?
What do u need inorder to get one?
Do they ask how much you earn?
How long do u have to pay them back??
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Stupid, a job and a decent credit rating, yes, you can pay the whole balance at the end of the month or just anything above the minimum monthly payment each month.
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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minimum 3% of balance per month usually..get as long as you like to pay it back..Just acruing interest though...
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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dont get one!
its addictive 
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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tell me about it..................
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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keep sayin to myself
pay it off before i use it again but..............
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Bad things I've been in a mess with these b4 and loans, lickily ma n dad helped me out a bit ( I still got over a grand 2 pay off on barclay card but considering I had over 4k on credit cards this time 2 months ago that aint too bad), plus I got £11k worth of loans to pay 
What a cock
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Cant be bothered to read all this!!! but your first port of call should be your bank.
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corsa cutie
Member
Registered: 7th May 03
Location: Scarby
User status: Offline
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dont do it..
i always said no to credit cards, but hey,
ones car needed a new headunit.. so... 
and now... its hell! its to easy, you see what u want and you have the power to buy it there and then, you loose all control!, then... your broke.
[Edited on 28-11-2003 by corsa cutie]
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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^
yeh and u end up payin shitloads more for stuff
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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i got bout 20k on credit
but one bill runs out in feb then its each feb till im 24
only bill im keeping is the credit card. and the gf lol
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by corsa cutie
dont do it..
i always said no to credit cards, but hey,
ones car needed a new headunit.. so...
and now... its hell! its to easy, you see what u want and you have the power to buy it there and then, you loose all control!, then... your broke.
[Edited on 28-11-2003 by corsa cutie]
Yes it's easy done, I feel your pain
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Well I got 12k worth of debt and absolutely fuck all to show for it apart from a car that's worth about £1500 and sore kidneys
mates worse he's got 22k of debt and nothing to show
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Demo
Member
Registered: 27th Sep 01
Location: south wales Drives: astra sri ecoflex
User status: Offline
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they are like free money 
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