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Author Cheap Insurance
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
5th Mar 04 at 12:11   View User's Profile U2U Member Reply With Quote

Having just got a new job i have decided to get a better car. Buying the car is not a problem but its the insurance. Anyone know good insurance companies as i can't justify paying £1600 insurance
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th Mar 04 at 12:15   View User's Profile U2U Member Reply With Quote

there is no such thing as cheap insurance, they all rob us blind, thieving cunts, then refuse to pay out when you do claim.
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
5th Mar 04 at 12:20   View User's Profile U2U Member Reply With Quote

yeah i know but £1000 was kinda my limit on insurance but i can't get the car i want cos insurance is stupid money
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th Mar 04 at 12:23   View User's Profile U2U Member Reply With Quote

try tescos, liverpool victoria, elephant, HIC
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th Mar 04 at 12:25   View User's Profile U2U Member Reply With Quote

age makes a huge difference, just a very good example here:
i have a corsa td 5 door
my bro has a corsa td 5 door
all my mods are listed, so are his but he has less done.
im 21 (was 20 at the tiem i took the policy out) he is 18, both live at the same address. both have zero no claims. both with the same company
i paid £740 FC, he pays £1800 FC bloody stupid isnt it, my quote for next year is £365
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
5th Mar 04 at 12:26   View User's Profile U2U Member Reply With Quote

with tesco at the moment mate but have quoted me 1600. Direct line was a little cheaper. may just have to wait till im 25 for the car i want and just go for a lower insurance group car for now
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th Mar 04 at 12:26   View User's Profile U2U Member Reply With Quote

wat you want and how old?
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
5th Mar 04 at 12:27   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kris TD
age makes a huge difference, just a very good example here:
i have a corsa td 5 door
my bro has a corsa td 5 door
all my mods are listed, so are his but he has less done.
im 21 (was 20 at the tiem i took the policy out) he is 18, both live at the same address. both have zero no claims. both with the same company
i paid £740 FC, he pays £1800 FC bloody stupid isnt it, my quote for next year is £365


who's that with im just 22 with 2 years no claims
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
5th Mar 04 at 12:27   View User's Profile U2U Member Reply With Quote

Type R really or leon 20Vt etc
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th Mar 04 at 12:33   View User's Profile U2U Member Reply With Quote

im not suprized then, you will never get that for less than a grand at your age
best mate is 22, he has 1 years no claims and the cheapest he can insure his clio 1.8 16v is still over a grand. we live in a very low postcode catagory too.

[Edited on 05-03-2004 by Kris TD]
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th Mar 04 at 12:33   View User's Profile U2U Member Reply With Quote

im with liverpool victoria,
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
5th Mar 04 at 12:34   View User's Profile U2U Member Reply With Quote

fuck it then have to get a lower insurance bracket car. Any suggestions
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
5th Mar 04 at 12:34   View User's Profile U2U Member Reply With Quote

HIC are really good

liv vic wanted over 1k for me but its 430 with HIC
Gambit
Member

Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
5th Mar 04 at 12:36   View User's Profile U2U Member Reply With Quote

elephant actually beat HIC this year for me!
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
5th Mar 04 at 12:38   View User's Profile U2U Member Reply With Quote

i think it all depends where u live to be honest, some ins companies prefer different postcodes to other comapnies
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
5th Mar 04 at 12:40   View User's Profile U2U Member Reply With Quote

Try elephant matey
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th Mar 04 at 12:43   View User's Profile U2U Member Reply With Quote

elephant is only for 10 months, not 12. plus they rape your arse if you wanna pay monthly.

wat about an ibiza or a3 turbo, they are chepaer to insure, can chip them up to over 200 bhp anyway.
whitter45
Member

Registered: 15th Nov 02
Location: Norton
User status: Offline
5th Mar 04 at 12:51   View User's Profile U2U Member Reply With Quote

elephent allow 12 months just checked Kris
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
5th Mar 04 at 12:53   View User's Profile U2U Member Reply With Quote

born_upsideout is with elephant and he pays 1k for a gsi at 19 all mods declared apart from the NOS
Colin
Member

Registered: 4th Apr 02
User status: Offline
5th Mar 04 at 12:54   View User's Profile U2U Member Reply With Quote

I can get a Integra TypeR from Admiral (Via Confused.com) FC for £900

21 2yrs NCB!
Thoday
Member

Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
5th Mar 04 at 12:54   View User's Profile U2U Member Reply With Quote

here u are my friend

go find a phone...

Admiral Insurance 0800 600 800
Adrian Flux 8700 777240
AON 01384 552 67
A-One Insurance 01202 760022
A-Plan 0845 071 1234
Ashley Insurance 01785 214444
Autonet 0870 2400999
Bell Direct 0800 140 180
Bennetts 0990 202090
Catterall Insurance 01254 695055
Cool Quotes 01923 690800
CoverSure (RallySure) 01829 733 880
Crownthorne Insurance 01344 771626
Direct Line 0845 246201 or 0117 946 8846
Eastwood 0141 6365822
Egger Lawson 0115 9415255
Elephant.co.uk www.elephant.co.uk <http://www.elephant.co.uk/> (internet only)
Elstree Insurance 0208 3867766
Endsleigh 0141 2485444
Footman James 0121 561 4196
Fred Roberts & Partners James 0191 5650222
Gladiator 0800 90 80 80
Greenlight 01277 263 030
Hill House Hammond 01733 310899 or 0117 9051020
Hyperformance 020 8939 3949
JDI Insurance 0118 950 2155
Jeremy Randall 01782 286 311
John Denton 0118 950 2155
Keith Michaels 0870 845 8888 or 0208 642 7868
Lifesure Group 01480 474604
Liverpool Victoria 0800 514514
Livingstone Insurance 01935 706258
Martin Gray Insurance 01481 728072
Nash Warren Darren 0121 561 4484
Noel Dazley Co 01276 25996
Norwich Union 0870 242 0800
OAMPS Insurance 01372 467 266
OPI 0870 242 0800
Osbourne & Sons 020 8388 6000
Performance Direct 0870 604 0136
Premium Search 0800 109876
Privilege 0870 243 5555 or 0113 292 5555
Randall Pace 01782 286311
Roadsure 020 8989 3339
Schofield Insurance 0113 250 0377
Super Car Insurance 01604 615 400
Tangent 01923 254 888
Tesco Direct 0845 300 9900
Tett Hamilton & Co 01275 856618
Torview Insurance 0208 6998888
Touchline 0800 207800
Wilsons 0990 143 424
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
5th Mar 04 at 12:55   View User's Profile U2U Member Reply With Quote

Yeh elephant allow 12 months, but as kris says they put up the premium when you ask to pay monthly. Still they were the cheapest by far for me- im 20 0 No claims and pay £1600 f/c on my 106 gti (group 13)
Gambit
Member

Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
5th Mar 04 at 12:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kris TD
elephant is only for 10 months, not 12. plus they rape your arse if you wanna pay monthly.

wat about an ibiza or a3 turbo, they are chepaer to insure, can chip them up to over 200 bhp anyway.


the cheapest way to pay monthly insurance is to get a credit card with either 6-9mths interest free, pay the insurance via that in one lump then pay the visa card off over 12mths

elephant arent as bad as you think, even adding your mother as a 2nd driver will drop it 20%
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
5th Mar 04 at 18:47   View User's Profile U2U Member Reply With Quote

Stuck my mum and dad on there and it dropped it down considerably.
Good idea regarding the credit card Gambit, should have thought of that. The quote i got to pay it off in one amount was around £1300.
Although as a student i dont know if i could have got a credit card with a £1300 limit.

 
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