Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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i know its probably been asked before but..
has anyone had any dealings with HIC insurance.. i know Tim has recommended them.
my quotes have all been around £800 TPFT and £1100 FC
but rang HIC and TPFT was £360 and FC was £550
spoke to the "BOSS" who gave me discount for everything possible but said he needed to know if i was gona accept it by saturday (13th) and gave me a personal number to contact him on.. sounded dodgy but iv no idea whether they are any good on claime, paying out, being helpful etc cos its dead cheap
should i take it or stay with tesco at £750 TPFT or FC £1030 with all mods declared
decent response appreciated AS I NEED TO SORT MY INSURANCE BY FRIDAY
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Makarus
Member
Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
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Liverpool Victoria aint bad, I have them, never claimed though.
I have heard good things about HIC, I am sure I spoke to the boss when I rang for a quote too, said next year at 19 he could insure me on a 2.0 16V corsa for around £1000.
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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ye its dead cheap just sumat didnt feel rite.. he gave me discount for ne thing and everything
have u the number for LV mate
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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if ppl can keep this bumped TTT wud be appreciated please
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Wolf In Welsh Clothing
Member
Registered: 31st Mar 03
Location: North Wales...... Cooper S on order
User status: Offline
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Im with HIC, told them +37bhp and certificate came back with all mods listed and +0bhp!
Rang up and told them again and came back +9bhp!
Standard gsi is 109 and mine is 118 at the wheels so sod it!
Then found out up to 10bhp is free with HIC, and all cosmetic mods, they get listed on your certificate too so im covereed!
They've started charging £30 admin fee for making changes to your policy now so just tell them all your mods in one go, even if you aint got the bits on and ul be covered!
Only problem ive had is trying to get through in the afternoon, especially mondays cos they get well busy!
Just check any discounts aint gonna invalidate ur insurace as if ur car gets nicked without the clifford alarm its meant to have on then i doubt there gonna pay out!
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koolkorsa
Member
Registered: 15th Jun 03
User status: Offline
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iv bin heraing so much bout HIC these days. they sound cheap as chips. defo gonna ring them wen my insurance runs out in decemeber. btw does passplus make any difference to policies even tho i already av a years driving under my belt, or is it just a discount for newly qualified drivers?
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Wolf In Welsh Clothing
Member
Registered: 31st Mar 03
Location: North Wales...... Cooper S on order
User status: Offline
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After a year pass plus dont count.
Only certain companies give discount.
Personally im gonna ring:-
HIC
Liverpool Victoria / Frizzell
Bell Direct / Elephant.co.uk
Adrian Flux
Direct Line
Tesco's and
CIS
They've always given me the best quotes.
I wont be ringing 1st quote as i had a nightmare with them!
Got offered a policy with 12 months finance but found out it was only for 6months cover when i tried to take it out!
Then the company that they got me policy offf went bust and insurance was cancelled and then i got threatened with legal action by the administrators for not returning the certificate to the insurers!
Thing was 1st quote had the certificate cos i cancelled a week before it was declared bankrupt!
Got passed round 5 operators once to and ended up back at the 1st operator, it wasn't until i asked to speak to the boss that the girl didnt pass me on again and sorted out me policy!
Never again, id rather pay double than go with 1st quote!
[Edited on 14-09-2003 by Wolf In Welsh Clothing]
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Are HIC seriously this cheap?
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langey
Member
Registered: 7th Sep 03
Location: Wigan
User status: Offline
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so who has numbers for HIC and Liverpool victoria.
can i just cancel the policey i'm on at the moment?? and change over?i have my insurance till feb 8th 2004
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Kenni
Member
Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
User status: Offline
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Throughout my years, I must have rang all the insurance compainies in the Yell pages. If your car is modified (Lowered especially), i would save your time and only ring CIS, HIC, Tescos, Liverpool Vic and Flux.
I'm with HIC currently. They half'd the quote from Tesco and CIS to £200ish f'c, protectd, legal... The Zaffy is with Tesco of over £500 so not bad.
The 2 worst people to deal with in life are the taxman and insurance people. Theyre quick at recieving our money, fcuking slow returning it. 
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Kenni
Member
Registered: 29th Jan 01
Location: Worcester(sauce) Drives: VX220 & Zaffy GSi
User status: Offline
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quote:
Originally posted by langey
so who has numbers for HIC and Liverpool victoria.
can i just cancel the policey i'm on at the moment?? and change over?i have my insurance till feb 8th 2004
depends on their terms conditions, you may have a penaity to pay.
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Wolf In Welsh Clothing
Member
Registered: 31st Mar 03
Location: North Wales...... Cooper S on order
User status: Offline
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quote:
Originally posted by langey
so who has numbers for HIC and Liverpool victoria.
can i just cancel the policey i'm on at the moment?? and change over?i have my insurance till feb 8th 2004
Ul loose the 7months(assuming ur policy is 12months) of no claims if you cancel and wont get that much cash back, if you've claimed then your not entitled to any cash back if you cancel.
Aint got the numbers handy but i bet a search for "insurance numbers" would give ya them.
HIC were more expensive than liverpool for me but had to go with them as liverpool vic wouldn't cover all me mods.
Its different for different people / cars.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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CIS is who i'm with at the minute, they havent charged me for a single mod and they r all declared to
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langey
Member
Registered: 7th Sep 03
Location: Wigan
User status: Offline
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well i claimed within 2hours of 1st jumping in my car pmsl.
i'm paying 135quid a month for 3rd part fir and theft for a 1L corsa, i want a full kit on, lowered, and 17's.
evan tho i'm only 18 and been driving since feb, will HIC,LV, or cis insure me?
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Dan B
Member
Registered: 25th Feb 01
User status: Offline
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Liverpool Victoria have now changed their policy on modifications......they will now NOT cover engine-transplants, confirmed when someone in work rang them to double-check.
Try Greenlight or Adrian Flux, both of which should cover everything like-for-like.
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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quote:
Originally posted by Wolf In Welsh Clothing
Im with HIC, told them +37bhp and certificate came back with all mods listed and +0bhp!
Rang up and told them again and came back +9bhp!
Standard gsi is 109 and mine is 118 at the wheels so sod it!
Then found out up to 10bhp is free with HIC, and all cosmetic mods, they get listed on your certificate too so im covereed!
They've started charging £30 admin fee for making changes to your policy now so just tell them all your mods in one go, even if you aint got the bits on and ul be covered!
Only problem ive had is trying to get through in the afternoon, especially mondays cos they get well busy! DONT I KNOW THIS.. FLIPPING AGES!
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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SO HIC APPEAR OL... YES THEY ARE CHEAP BUT ARE THEY A SAFE COMPANY THAT WONT FUCK YA AROUND WITH CLAIMS
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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think HIC its gona have to be...
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Shauny9
Member
Registered: 2nd Jun 03
Location: Clayhall , Essex
User status: Offline
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Do the put up a policy if u have an outstanding claim against and points?
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andy hirst
Member
Registered: 18th Apr 02
Location: Rochdale, Greater Manchester
User status: Offline
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HIC always give mme the shitest quotes
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Dean
Member
Registered: 19th Feb 04
Location: Chester
User status: Offline
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whats HIC?
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R Lee
Member
Registered: 15th Aug 03
User status: Offline
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quote:
Originally posted by Dobby
whats HIC?
read the title...  
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Dean
Member
Registered: 19th Feb 04
Location: Chester
User status: Offline
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quote:
Originally posted by GoldPenguin
quote:
Originally posted by Dobby
whats HIC?
read the title...
Website? 
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R Lee
Member
Registered: 15th Aug 03
User status: Offline
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i don't think they have a website.
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