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PainZ

Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline

20th Jun 04 at 19:47

Ok basically i just got my new Mint card,

Its intrest free until next year so i have decided to get my interior done now, and just pay it back over the months whilst its intrest free,

My problem is i can only pay the trimmer in cash or by cheque,

Bummer!

So is there anyway i can get money from my credit card?

Cheers

Pete

willay

Moderator
Organiser: South East, National Events
Premium Member

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline

20th Jun 04 at 19:50

cash back from tescos?

nik

Member

Registered: 19th Jun 00
User status: Offline

20th Jun 04 at 19:52

quote:
Originally posted by willay
cash back from tescos?

want any cashback sir?

yes £1000 please

Joff

Member

Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline

20th Jun 04 at 19:52

Should be able to withdraw money from a cashpoint.

Have you received your PIN? Give Mint a call and find out if you get charged interest on cash as the interest-free offer may only apply to purchases.

Demo

Member

Registered: 27th Sep 01
Location: south wales Drives: astra sri ecoflex
User status: Offline

20th Jun 04 at 19:53

i doubt the cash will be interest free TBH, but then i could easliy be wrong

best bet is to ring them up and ask them to send you some "credit card cheques" then pay the trimmer with that and pay it back like you were planning to anyway

PainZ

Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline

20th Jun 04 at 19:54

Yeah it does only cover purchases :/

it says in one of the 1000 leaflets they sent me,

and yes i have my pin also.

I was thinking of purchasing the retrim amount in postal orders on my credit card

then getting somone to cash them for me,

then i would have cash,

however im unsure if this would work :/

PainZ

Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline

20th Jun 04 at 19:55

can you get such things as credit card cheques :/

Demo

Member

Registered: 27th Sep 01
Location: south wales Drives: astra sri ecoflex
User status: Offline

20th Jun 04 at 19:58

i got a stack here for my Visa card that my CC company keep sending me. never got any use for them so just got em in my filing cabinet

Joff

Member

Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline

20th Jun 04 at 19:59

I thought that the CC cheques were also treated as cash unless they're doing a promotion.

PainZ

Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline

20th Jun 04 at 20:00

So basically they are a cheque which they write out and once the person who you give the cheque to cash's it it just gets put onto your balance?

Could be a way of doing it

Ben

Banned

Registered: 12th Jan 03
Location: West Yorkshire
User status: Offline

20th Jun 04 at 20:19

if they get funny tell them your doing a project on interia retrims. they shudn`t give a shit if ur paying them on time anyways

Drew

Banned

Registered: 24th Nov 01
Location: County Durham
User status: Offline

20th Jun 04 at 20:38

either cashpoint

or

go into any bank with ID and withdraw it

Drew

Banned

Registered: 24th Nov 01
Location: County Durham
User status: Offline

20th Jun 04 at 20:38

quote:
Originally posted by PainZ
can you get such things as credit card cheques :/

yes

koolkorsa

Member

Registered: 15th Jun 03
User status: Offline

20th Jun 04 at 20:41

why won't the trimmer take credit card. They normally charge them a 2% free, but thats only 20quid on a grand so shouldn't be too much of a problem. Get more consumer protection paying by card as well. have a word with him.

mav

Member

Registered: 19th Jun 01
Location: Scotland
User status: Offline

20th Jun 04 at 20:43

quote:
Originally posted by PainZ
can you get such things as credit card cheques :/

they treat a credit card chq as cash so you will pay interest..higher than normal for cash/chq

[Edited on 20-06-2004 by mav]

mav

Member

Registered: 19th Jun 01
Location: Scotland
User status: Offline

20th Jun 04 at 20:44

quote:
Originally posted by PainZ
So basically they are a cheque which they write out and once the person who you give the cheque to cash's it it just gets put onto your balance?

Could be a way of doing it

you as may as well take the cash out of the machine..gt charged the same...

PainZ

Member

Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline

20th Jun 04 at 20:56

the blokes quite old,

he works from home etc and he wont wanna go setting up credit cards etc now if hes been doing it for 60 years,

nickyboy01

Member

Registered: 10th Sep 03
Location: Oxford-ish
User status: Offline

20th Jun 04 at 21:27

If you withdraw cash it'll be charged at around 20% as with most CC companys, a CC cheque will be charged at a similar rate as i found out when i paid my phone bill with one.

Not sure on cashback from Tesco etc because its not classed as a purchase when it comes up on the statement

MoNkEy MaGiC

Member

Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline

20th Jun 04 at 21:29

taking CASH from your credit card is usually charged at a higher APR!!!!

and u cant get cash back on a credit card!!

dave17

Member

Registered: 3rd Sep 02
Location: Greater London
User status: Offline

20th Jun 04 at 22:16

barclays chage £3 per £100 u take out on a credit card.

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

20th Jun 04 at 22:22

just get the cash from ya wages/bank account

Then anything u need that month use the c/c for

Then if u have to take out cahs itl only be like £10

nik

Member

Registered: 19th Jun 00
User status: Offline

20th Jun 04 at 23:28

quote:
Originally posted by PainZ
the blokes quite old,

he works from home etc and he wont wanna go setting up credit cards etc now if hes been doing it for 60 years,

so basically he's doing cash in hand for cheaper prices and paying no vat etc

Davido

Member

Registered: 18th Aug 03
Location: Reading,Berks
User status: Offline

21st Jun 04 at 11:53

why not just transfer it to ur bank account??

dirtymagician

Member

Registered: 16th Sep 03
Location: Blackpool, Lancashire
User status: Offline

21st Jun 04 at 12:20

write one of the credit card companies cheques to yourself

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Offline

21st Jun 04 at 14:09

You will be charged more. Best you can hope for as Jambo says is spend the wages and live off the card for a month or two.

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