harry23
Member
Registered: 23rd May 04
Location: basingstoke
User status: Offline
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wot i dont get is ive had the same job for 3 years, never had any money problems at all so didnt bother with a credit card but now everyones turning me down 4 a loan coz i aint got any credit history!? to sum it all up decided id get a credit card so went into bank and they turned me down!!
ne one no any places its easy to get a loan from coz i know the car i want but cant get the money
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Egg
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ajscorsa
Member
Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
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egg is where i got mine and im only 18 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Alliance & Leicester
But why do you want a loan? Loans are evil.
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ajscorsa
Member
Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
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loans aint eveil , the people who give u em are
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morrisdaboss
Member
Registered: 11th Jun 03
Location: Feltham, have you?
User status: Offline
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cahoot are really cheap - when i was looking at a loan it was 6.4% variable or 6.5% fixed. i also had no previous credit rating but it was not a prob.
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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quote:
Originally posted by Ojc
Alliance & Leicester
But why do you want a loan? Loans are evil.
Word of warning - keep clean and owe noone anything.
You are talking to somewith with experience who signed to much paper.
Better off saving and having it with your own cash get more satification that way as well.
Im 22 years old the snowball started when i was 18 and i wont be clear until im 31 
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turbodreams
Member
Registered: 22nd Jul 04
Location: East Dunbartonshire
User status: Offline
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quote:
Originally posted by Teddy
quote:
Originally posted by Ojc
Alliance & Leicester
But why do you want a loan? Loans are evil.
Word of warning - keep clean and owe noone anything.
You are talking to somewith with experience who signed to much paper.
Better off saving and having it with your own cash get more satification that way as well.
Im 22 years old the snowball started when i was 18 and i wont be clear until im 31
you can get a settlement Fee.
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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i had alot of trouble etting a loan too as I had no credit history.
what didnt help too was i was living with parents so had nothing to secure it on & un-secured loans are more dependable on a solid credit history whereas secured loans are on the house so if you fcuk up they get the house...
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Wayne
Member
Registered: 19th May 04
Location: Haslingden, Lancashire
User status: Offline
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quote:
Originally posted by Teddy
quote:
Originally posted by Ojc
Alliance & Leicester
But why do you want a loan? Loans are evil.
Word of warning - keep clean and owe noone anything.
You are talking to somewith with experience who signed to much paper.
Better off saving and having it with your own cash get more satification that way as well.
Im 22 years old the snowball started when i was 18 and i wont be clear until im 31
pretty much like me then
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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And me 
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Wayne
Member
Registered: 19th May 04
Location: Haslingden, Lancashire
User status: Offline
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fook it u onli live once init every1 is in dept to someone but some are alot more in dept
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Wayne
Member
Registered: 19th May 04
Location: Haslingden, Lancashire
User status: Offline
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£8200 i owe whooops
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L330wnz
Member
Registered: 9th Mar 04
Location: Norwich, Norfolk
User status: Offline
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I ave a loan but dont regret it, go to Egg
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Mug shot
Member
Registered: 13th Sep 02
Location: Sheffield
User status: Offline
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quote:
Originally posted by lazerbluesxi
£8200 i owe whooops
is that it !!!
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JJ
Member
Registered: 20th Apr 00
Location: Northern Ireland
User status: Offline
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www.lombarddirect.com 5.9 apr and good at helping people with little or no credit info... the most important part of a credit history is your electoral roll information so make sure ur on it and keep it up to date every year... or credit companys will not be able to trace you to your address and decline yo ass 
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Wayne
Member
Registered: 19th May 04
Location: Haslingden, Lancashire
User status: Offline
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quote:
Originally posted by Mug shot
quote:
Originally posted by lazerbluesxi
£8200 i owe whooops
is that it !!!
yep and thank god its only that as well, god help you if youve got more
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Scandalous
Member
Registered: 23rd Jul 03
Location: Luton-Drives BMW 330Ci Coupe
User status: Offline
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I seriously regret taking out a loan now along with 3 cred cards, taking an age to pay em back, saving is the way to go if u want something.
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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quote:
Originally posted by PaulW
i had alot of trouble etting a loan too as I had no credit history.
what didnt help too was i was living with parents so had nothing to secure it on & un-secured loans are more dependable on a solid credit history whereas secured loans are on the house so if you fcuk up they get the house...
If its wanted that bad - mobile phone and credit cards are awesome for Credit history.
I managed to get an unsecured personal loan for 22.5k whilst still living at home with parents.
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Dave M
Member
Registered: 21st May 03
Location: Rainham, Kent
User status: Offline
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virgin loans are the best
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