Redcorsa69
Member
Registered: 21st Sep 02
Location: Rotherham
User status: Offline
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Need to find somewhere that are quite leniant on a bad credit rating as I've just come out of uni so mine is pretty awful. Need £10K so, anywhere thats pretty easy going with low interest rates.
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Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
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Nothern Rock dude, i borrowed 15K off them with bad credit history, can borrow over up to 10years too
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waynep
Member
Registered: 20th Apr 02
Location: london
User status: Offline
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would they give me a loan even tho im jobless 
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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probally not 
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ikky
Member
Registered: 8th Jul 04
Location: South Cerney, Gloucestershire
User status: Offline
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do northern rock have a web site?
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Redcorsa69
Member
Registered: 21st Sep 02
Location: Rotherham
User status: Offline
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cheers mate, given them a call today and it turns out they work in conjunction with the company i work for, so i should have even more chance of getting approved. 325i come on!!
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Makarus
Member
Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
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What you done so bad at uni thats given you a bad credit rating?? Just worries me what you said because I am becoming a student. Gonna be using my overdraft and such but thats about it, dont want to be getting bad credit though.
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Redcorsa69
Member
Registered: 21st Sep 02
Location: Rotherham
User status: Offline
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2 overdrafts and 3 credit cards mate, and i dont suppose the £16K student loan helps.
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Makarus
Member
Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
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Ah thats the thing, overdraft fair enough you dont get credit ratings for that unless you don't pay back at a reasonable rate. Credit cards are an arse and a bain on society, but I would still use one , the student loan doesn't count against you in any way does it?? Thought it was seperate and couldn't give you a bad rating as long as you pay it back.
Worrying me now mate. I will have around £9-£10 on student loan after 3 years and more than likely a large overdraft but hoping to keep it paid off so I dont get a bad rating.
Good luck mate, hope uni was worth it for ya.
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Redcorsa69
Member
Registered: 21st Sep 02
Location: Rotherham
User status: Offline
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its part of bein a student mate am afraid, the debt comes as an added extra lol. But as long as you are careful (which i wasn't) you can keep it under control.
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