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Author Morbid Stuff..... (life assurance... blah blah blah)
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 14:41   View User's Profile U2U Member Reply With Quote

Atm im paying £11 for £100,000 worth of life assurance cover, with no investment.

Im looking for a life assurance policy that would be life cover and investment over 12 years with a guarenteed payout at the end.

Scottish widows have quoted me £50 a month for 12 years with a guarenteed pay out of £8,000 if i dont die

Does any one else have a similar plan, or know of any companys that are really good to be with?

Sorry for the rubbish! ^

Ally
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
16th Nov 04 at 15:30   View User's Profile U2U Member Reply With Quote

If anyone gives advice here they will be breaking the law.

You need to aproach your IFA for advice.
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 15:31   View User's Profile U2U Member Reply With Quote

Im asking for companies that have good service.

Not breaking the law as they will not be giving me advice regarding what type of cover i should have
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
16th Nov 04 at 15:33   View User's Profile U2U Member Reply With Quote

You should have anal cover to stop your anus from being caved in.
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 15:34   View User's Profile U2U Member Reply With Quote

Ollie do you have this cover? is it any good?
purple_corsa_gls
Member

Registered: 25th May 04
Location: Near Sunderland
User status: Offline
16th Nov 04 at 15:35   View User's Profile U2U Member Reply With Quote

http://www.yell.com/ucs/UcsSearchAction.do;jsessionid=a7wuGDTqmdja?searchType=classic&ooa=on&keywords=&companyName=carterbar+Ltd&location=&x=0&y=0

I've heard these are good. I think its about £175 p/h to speak to an advisor, and if you do it puts food on my table. Please do

[Edited on 16-11-2004 by purple_corsa_gls]
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 15:37   View User's Profile U2U Member Reply With Quote

No fucking way am i speaking to an IFA

most unreliable people in the country, after having to clean up their fuck up's from the endowments in the 80's id never trust one!
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
16th Nov 04 at 15:39   View User's Profile U2U Member Reply With Quote

Speak to my sister, she has her own company.
purple_corsa_gls
Member

Registered: 25th May 04
Location: Near Sunderland
User status: Offline
16th Nov 04 at 15:40   View User's Profile U2U Member Reply With Quote

Carterbar is my fathers. He is my bosses best mate. He does my pension. I feel i will be poor when i am old. Roll on inheritance
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 15:45   View User's Profile U2U Member Reply With Quote

I am expecting no inheritance, no help from my folks
purple_corsa_gls
Member

Registered: 25th May 04
Location: Near Sunderland
User status: Offline
16th Nov 04 at 15:46   View User's Profile U2U Member Reply With Quote

My dad sorted all his and my mams out. He said if i was to 'get them both together' id get about 1.2 million. I was shocked, and tempted at the same time. thats to go between two as my sisters has been written out .
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 15:48   View User's Profile U2U Member Reply With Quote

Id like a joint life first death policy with richie so i know that if one of us dies then theres some money for the other to pay for funeral, buy something nice blah blah blah
leni
Member

Registered: 25th Mar 02
User status: Offline
16th Nov 04 at 15:52   View User's Profile U2U Member Reply With Quote

https://www.moneysupermarket.com/TermAssuranceP/secure/TermLeadsDetails.asp?Route=Life
Adam
Member

Registered: 1st May 01
Location: Hurstbourne Tarrant
User status: Offline
16th Nov 04 at 15:52   View User's Profile U2U Member Reply With Quote

With the SW one what's the payout if you do die?
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 15:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Adam
With the SW one what's the payout if you do die?


£100,000
Adam
Member

Registered: 1st May 01
Location: Hurstbourne Tarrant
User status: Offline
16th Nov 04 at 15:53   View User's Profile U2U Member Reply With Quote

So Richy is far better of if he kills you in 7 yrs, 364 days then?
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
16th Nov 04 at 15:54   View User's Profile U2U Member Reply With Quote

If you want life assurance you cannot beat Scot Prov term assurance.
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 15:54   View User's Profile U2U Member Reply With Quote

he could kill me tonight and would get the money because he is a trustee and ive left him alot of money in my will
leni
Member

Registered: 25th Mar 02
User status: Offline
16th Nov 04 at 16:00   View User's Profile U2U Member Reply With Quote

i need to make a will especially now we have a house
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
16th Nov 04 at 16:05   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by leni
i need to make a will especially now we have a house


I made my will about 2 years ago when i was 16

 
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