Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Lil help needed 
U2U me
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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yep.
Its money for a house 
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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quote:
Originally posted by TNM
yep.
Its money for a house
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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Nobber
Member
Registered: 7th Nov 03
Location: Newbury - Berks Drives: Leon Cupra R & Mk5 GTi
User status: Offline
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U2U Sent
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Fucking Mortgages.
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Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
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I have one what do you need to know?
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Wether i can have one 
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barteh
Member
Registered: 18th Jan 05
User status: Offline
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Ring around, and get an independant mortgage advisor to come and see you.
Dont go for a free mortgage advisor, they get paid by the mortgage companies for keeping their infomation/contat details, obviously they're going to recomend one of them.
Pay around £200-£250 and one will come out, discuss all your outgoings / income and recomend a suitable mortgage.
He will even arrange it down to the last detail, money well spent.
Im about to start that process now, looking to buy something very shotrly.
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Nobber
Member
Registered: 7th Nov 03
Location: Newbury - Berks Drives: Leon Cupra R & Mk5 GTi
User status: Offline
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You don't even have to pay independant finanical advisers as they make money out of pension's etc etc.
Get some advice from one, mortgages aren't as scarey as you think. I had one at 19 and it's the best thing I ever did.
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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Oh i U2U you but did not read rest of thread
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Im not paying £250 to speak 2 an advisor, they get enough commission from life assurance and pension sales, and i know this as i was traning to be one
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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Got to your bank i did cost me nothing. I also went to the halifax and they chatted to me for free. It is 3 times your anual wage a mortgage.
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Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
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I went to the abbey and said I need a mortgage they then told me the max I can borrow.
I found this site useful: Mortgage Advise
On most lenders sites they normally have calculators to tell you the max you can borrow depending on your income.
For example try Abbey
If you need higher amounts I would suggest contacting an independant advisor as they normally can get higher amounts.
Also do you have a deposit?
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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quote:
Originally posted by barteh
Ring around, and get an independant mortgage advisor to come and see you.
Dont go for a free mortgage advisor, they get paid by the mortgage companies for keeping their infomation/contat details, obviously they're going to recomend one of them.
Pay around £200-£250 and one will come out, discuss all your outgoings / income and recomend a suitable mortgage.
He will even arrange it down to the last detail, money well spent.
Im about to start that process now, looking to buy something very shotrly.
PMSL you are fool. pay someone £200 to find a mortgage
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